Kristina Petit is a financial advisor with Bolton Securities Corporation who holds Series 63 and Series 65 licenses and has 13 years of industry experience. She currently serves as vice president of Dow Software, LLC, where she assists with the development and promotion of client-facing software. Her work history includes roles at Bolton Global Capital and Bolton Global Asset Management. Bolton Global Asset Management is a registered investment adviser that provides asset management and financial planning services to individuals, corporations, institutions, and charitable organizations. The firm employs a variety of portfolio management strategies using mutual funds, ETFs, equities, and fixed income, emphasizing a primarily long-term approach with flexibility for other strategies.

Gregory Crupi is a financial advisor with Gradient Advisors, LLC in Portland, Maine, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked at several firms, including Thrive Financial, LLC, which he owns and operates, providing insurance and annuity services. Crupi also offers investment advisory services through his own business. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, charitable organizations, and businesses. The firm operates through a network of Investment Advisor Representatives and third-party money managers, emphasizing a non-discretionary model where clients approve transactions.

Robert Davis is a CFP® professional with 12 years of industry experience. He has worked at R.M. Davis since 2017 and previously at HM Payson & Co from 2013 to 2017. R.M. Davis provides investment management, portfolio consulting, wealth management, and financial planning services to a diverse client base including individuals, families, pension plans, trusts, corporations, charitable organizations, and governmental entities. The firm manages most accounts on a discretionary, long-term, diversified basis and offers trustee and personal affairs management services exclusively to its investment management clients.

Timothy Wyand is a financial advisor with Flagship Harbor Advisors, LLC, holding Series 66, Series 65, and Series 63 licenses and bringing 17 years of industry experience. He has worked at Flagship Harbor Advisors since 2020 and previously at Layline Advisors from 2018 to 2020. Outside of his advisory role, he is involved with Three Pines Capital, LLC, a business entity for tax and investment purposes. Flagship Harbor Advisors is an SEC-registered firm serving individuals, charitable organizations, corporations, and retirement plans with investment management, financial planning, and retirement-plan consulting. The firm manages approximately $3.42 billion in discretionary assets through a team of about 60 advisors, employing a mix of mutual funds, ETFs, individual securities, and third-party technology to support client portfolios.

Joshua Rent is a financial advisor with LPL Financial based in Falmouth, ME, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Ameriprise Financial Services, Inc. for nine years before joining LPL Financial and Northeast Planning Associates, Inc., where he currently provides investment advisory services. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm supports its advisors with in-house research, a variety of investment models, and a platform that integrates advisory and brokerage services alongside insurance and credit products.

Gregory Costantino is a financial advisor at Winthrop Wealth with 19 years of industry experience. He holds the CFP® designation and Series 65 and Series 63 licenses. His career includes roles at Winthrop Advisory Group LLC since 2018, Financial Planning Strategies LLC since 2015, where he is also Managing Director, and LPL Financial from 2014 to 2024. Winthrop Wealth serves a diverse client base including individuals, trusts, pension plans, and institutions, offering integrated Private Wealth Management with a long-term, prudent investment approach overseen by an Investment Committee. The firm combines internally managed strategies, third-party managers, and sub-advisers, providing tailored services for retirement plans and institutional accounts.

Scott Mazuzan is a CFP® with 11 years of industry experience, currently serving as a financial advisor at F.L. Putnam Investment Management Company since 2016. He holds a Series 63 registration and is based in Portland, ME. F.L. Putnam serves a diverse client base including individual investors, institutional clients, foundations, and endowments. The firm offers customized portfolios through internally managed strategies and third-party managers across multiple asset classes, employing a strategic asset allocation framework with tactical flexibility.

Jeremiah Tucker is a financial advisor at Independent Wealth Network, Inc. with five years of industry experience. He holds Series 63 and Series 66 designations and has prior experience at Charles Schwab, Bank of America, Merrill, and Foreside Fund Services. Outside of his advisory work, he has worked as a bartender at O'Reilly's Cure. Independent Wealth Network serves individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and corporations, providing wealth management, financial planning, and consulting services. The firm employs a variety of portfolio strategies and utilizes both third-party models and direct discretionary authority in managing client assets.

Michael Dow is a financial advisor with Bolton Securities Corporation, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been associated with Bolton Global Asset Management since 2007 and Bolton Global Capital since 2005. Dow is co-owner of Dow Capital Management, LLC, an entity created to operate securities and investment advisory services. Bolton Global Asset Management provides asset management and financial planning to individual, corporate, institutional, and charitable clients. The firm offers portfolio management using a variety of investment vehicles and emphasizes a primarily long-term approach while allowing flexibility for shorter-term strategies.

Benjamin O’Connor is a financial advisor at F.L. Putnam Investment Management Co. with 13 years of industry experience. His prior roles include positions at UBS Financial Services, UBS Securities LLC, and Jefferies LLC. He holds Series 63, Series 65, and Series 66 licenses. F.L. Putnam serves a diverse range of individual and institutional clients, offering investment management, financial planning, OCIO-style advisory, and consulting services. The firm utilizes internally managed strategies and third-party managers across multiple asset classes within a strategic asset allocation framework, and acts as the investment adviser to the AOG Institutional Fund.

Rebecca Burchill is a ChFC® credentialed financial advisor with 28 years of industry experience. She is currently with ValMark Advisers, Inc. and has held roles at Valmark Securities, Inc. and Lebel & Harriman. Burchill serves as President of the Maine Estate Planning Council, a professional organization of lawyers, accountants, and financial advisors. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based portfolios using mutual funds, ETFs, and third-party managers, with oversight and rebalancing performed regularly.

John Downing is a CFA® charterholder with 23 years of industry experience, currently serving as an advisor at Advisory Services Network since 2013. He holds a Series 63 license and is based in Falmouth, ME. Outside of his advisory role, he serves on the investment sub-committee for Sweetser, overseeing advisor performance and investment policy adherence for their endowment. Advisory Services Network supports individuals, families, corporations, charitable organizations, and employer retirement plans through a network of over 200 independent advisors. The firm offers portfolio management, financial planning, and investment consulting services, managing approximately $8.6 billion in client assets with a range of investment strategies and implementation options.

Caleb Rand is a financial advisor with ValMark Advisers, Inc., holding a Series 66 credential and currently based in Falmouth, ME. He has one year of industry experience, with prior roles at Lebel & Harriman Retirement Advisors and Bank of America. Outside of finance, he has experience in the food and service industry and worked at the University of Maine. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisory representatives. The firm offers diversified, goal-based portfolios primarily using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and extensive due diligence and back-office services.

Melissa Paione is a financial advisor with ValMark Advisers, Inc. in Falmouth, Maine, holding the Series 66 designation and two years of industry experience. She previously worked at Cornerstone Wealth Planning and LPL Financial LLC. ValMark Advisers provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth investors, retirement plan sponsors, and institutional entities. The firm’s investment approach emphasizes diversified, goal-based model portfolios and asset allocation, with implementation primarily through mutual funds, ETFs, and separate-account managers.

John Knox is a CFA® charterholder with 23 years of industry experience, currently serving as an advisor at Advisory Services Network since 2013. He holds a Series 63 license and is based in Falmouth, ME. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of approximately 208 independent Investment Adviser Representatives. The firm provides portfolio management, financial planning, investment and retirement-plan consulting, and third-party manager selection, overseeing about $8.6 billion in client assets.

Zeke Hall is a financial advisor at Voya Financial Advisors, Inc. with 12 years of industry experience and holds the Series 66 designation. Prior to joining Voya in 2020, he worked at Financial Benefits Services Corp and Raymond James Financial Services from 2014 to 2019. He is also active as an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers a range of services including financial planning, portfolio management, wrap programs, and third-party money manager access, primarily delivering advice through recommendation-based relationships rather than discretionary management.

Jennifer Orr is a financial advisor with TD Private Client Wealth LLC in Portland, ME, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She previously worked at LPL Financial for ten years before joining TD in 2025. Outside of her advisory role, she is involved in small-scale farming activities. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients and high-net-worth private clients. The firm utilizes a range of proprietary and third-party investment portfolios combining strategic and tactical asset allocation, with a focus on percentage-of-AUM wrap fees and the use of affiliated managers.

Kristin Guibord is a financial advisor with Commonwealth Financial Network who holds Series 63 and Series 65 licenses and has 29 years of industry experience. She has worked with Commonwealth Financial Network since 2004 and co-owns Daybreak Financial Partners, where she has been active since 2006. Guibord also contributes as a guest TV commentator for WMTW in Portland, ME. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and model portfolio management. The firm offers flexible program structures and operates as a platform provider delivering operations, compliance, and technology support to affiliated advisors.

Richard Scalia Jr. is a financial advisor at Commonwealth Financial Network with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including First Allied Advisory Services and First Allied Securities before founding Scalia Wealth Management, LLC in 2018, which he currently owns and operates. Commonwealth Financial Network supports a national network of nearly 2,900 advisors and manages approximately $212.7 billion in client assets. The firm provides a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Nellie Methot is a CFP® professional with 11 years of industry experience, currently affiliated with Janney Montgomery Scott. She has worked at Janney since 2015. Outside of her advisory role, she manages a real estate property in Salt Lake City on a limited basis. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipalities, offering a range of brokerage, financial planning, and advisory services.