Timothy Peyko is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Cetera since 2013 and is also a partner at Castle Advisors, a financial services firm. Additionally, he founded and serves as chairman of Strategic Benefits Group, which focuses on group insurance and employee benefits. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various investment programs and access to third-party managers, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Jeffrey Wood is a financial advisor with LPL Enterprise, holding CFP® and securities licenses including Series 63, 65, and 66. He has 26 years of industry experience and previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Equity Services, Inc. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and it offers a range of financial planning, asset management access, and insurance product services.

Richard Kowalski is a financial advisor with Raymond James & Associates in Burlington, VT, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He worked at Merrill for 27 years before joining Raymond James in 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Daniel Reagan is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and Series 65 licenses. He has 39 years of industry experience, including roles at Cetera and Castle Advisors. Outside of his advisory work, he is president of Technical Packaging Service, Inc., a company in the packaging equipment industry. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through its large network of independent advisors, utilizing multiple program structures and a multi-manager platform.

Thomas Brock is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and 17 years of industry experience. He previously worked at Barclays Capital Inc. and Manulife Investment Management. He also serves as a trustee of family irrevocable trusts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and charitable organizations, and offers a range of financial planning and consulting services supported by extensive research and advisory resources.

Benjamin Russell is a financial advisor with Ameriprise in South Burlington, VT, holding a Series 66 designation and over 26 years of industry experience. He has been with Ameriprise and its predecessor firms since 2005. Outside of his advisory role, he is an assistant swim coach for a master's swim team and is involved in managing several business interests, including a real estate holding company and a restaurant investment. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. Their approach includes personalized Recommendation Reports developed with proprietary research and third-party data, emphasizing asset allocation and retirement income solutions.

Michael Quinn is a financial advisor at Cetera with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cetera and its affiliates since 2017. Quinn also owns and operates an insurance and benefits business specializing in fixed insurance and health insurance brokerage. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services across multiple program platforms and custodial arrangements.

Braden Prentice is a financial advisor with Edward Jones in Shelburne, VT, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of over 23,000 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Megan Flood is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. She has worked at LPL Financial since 2018, following prior roles at Lincoln Financial Securities and ALPS Holdings. Flood operates Flood Financial Services, Inc., a DBA related to her LPL business in South Burlington, Vermont. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, combining model portfolios, third-party asset management, and institutional platforms.

Charles Dinklage is a financial advisor with Equitable Advisors in Burlington, VT, holding Series 63, 65, and 66 licenses and 30 years of industry experience. He has been with Equitable Advisors since 1995 and previously worked with AXA Advisors, LLC for 25 years. Outside of his advisory role, he serves as power of attorney for both his parents. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individual and institutional clients. The firm utilizes a range of third-party and proprietary advisory programs and offers ERISA fiduciary services through credentialed representatives.

Abdullahi Sadik is a financial advisor with LPL Financial in South Burlington, VT, holding Series 65 and Series 63 credentials and approximately one year of industry experience. His prior roles include positions at North Country FCU, M&T Bank, Global Foundries, Omni Precision Engineering, and Napoli Group LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive research and operational tools.

Tobin Nadeau is a financial advisor at LPL Financial with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Penn Mutual Life Insurance Co and Hornor Townsend & Kent Inc. Outside of his advisory work, he is involved with TAKE IT EASEL LLC, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Zachary Kirka is a financial advisor with Raymond James & Associates in Burlington, VT, holding a Series 66 designation and one year of industry experience. Prior to his current role, he worked in various sectors including hospitality and fitness, and he has been involved with Ruben James Bar/Restaurant since 2026. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services that emphasize tailored, non-discretionary advice supported by firm research and multiple portfolio management styles.

Henry Romero is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and previously worked at the United Nations Gift Center for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Alec Kurth is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2022, including a role at Charles Schwab Bank, SSB. Prior to his career in financial services, he was involved in community support activities such as the Sojourners Care Network Crisis Transitional Housing Unit and Vinton County Flood Relief. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined advisory, brokerage, and custody model with both non-discretionary and discretionary investment options.

Patti Steffens is a financial advisor with Raymond James & Associates in Burlington, VT, holding a Series 66 designation and 16 years of industry experience. She has been with Raymond James & Associates since 2015. Outside of her advisory role, she serves as a notary public. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Catherine Harris is a CFP® and PFS™ with 26 years of industry experience. She is currently with LPL Financial and has held roles at CHS Wealth Management & CPAs and Cetera, among others. Harris is the owner of CHS Wealth Management & CPAs, where she combines financial advisory and CPA services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients through a broad network of advisers. The firm offers a range of financial planning and investment solutions, including access to model portfolios, third-party asset management, and institutional platforms.

Amy Phippen is a financial advisor at Wells Fargo Advisors with two years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Northwestern Counseling & Support Services, Grand Isle Supervisory Union, Summit County District Attorney Office, Vail Resorts, and Epoch Investment Partners. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm offers tailored recommendations using proprietary research and planning tools, with services covering areas such as retirement, education, risk management, and specialized planning topics.

Kimberly Nassar is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 14 years. Kimberly also serves as a notary public in South Burlington, Vermont. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services tailored to plan objectives and risk tolerances. The firm’s advisory process is IPS-driven and includes a broader range of financial products than typical large institutional advisers.

Shane Norris is a financial advisor with Mass Mutual Investors Services in Burlington, VT, holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked at WB Mason Company for seven years. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative, software-driven approach to financial planning and offers specialized services including divorce planning and event-driven planning programs.