Meg Pelkey is a financial advisor at Morgan Stanley with 8 years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley since 2014 and is currently part of Morgan Stanley Private Bank, N.A. since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Ami Howes is a financial advisor with MassMutual Investors Services in Burlington, VT, holding a Series 66 designation and 25 years of industry experience. She has been with MML Investors Services LLC and MassMutual Life Insurance Co since 2011. Outside of her advisory role, she is the CEO of Advisor Mastery International, LLC, where she coaches financial professionals on practice management. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and event-driven planning programs such as divorce and estate settlement planning.

Steven Gentile is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley in various capacities since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory work, he announces college basketball games for the University of Vermont and serves as chairman of the investment committee for the Vermont Catholic Diocese. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and managed through a structured discovery process.

Kiernan Brisson is a financial advisor with LPL Financial based in Burlington, VT, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining LPL Financial, he worked at Jackson National Life Distributors and has held roles at FedEx, UPS, Gray Television, and Vermont State University/Lyndon State College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and investment management solutions.

Eric Krawitt is a financial advisor with Morgan Stanley in Shelburne, VT, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, National Association. Outside of advising, he is involved with JD's Wine Bar LLC and serves on the board of The Foundation for the Horse in Lexington, KY. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering customized financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services with various investment and trading activities.

Jodi Lavallee is a financial advisor at Morgan Stanley with nine years of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley in 2022, she worked in various roles within healthcare and education sectors, including positions at Champlain Valley School District and Green Mountain Surgery Center. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses firm-approved tools and market modeling techniques.

Kari Phillips is a financial advisor with Raymond James Financial in Burlington, VT, holding a Series 66 designation and possessing 20 years of industry experience. Her prior work includes positions at Hickok & Boardman Capital Management and Advisors In Financial Planning. She is also associated with the Hickok & Boardman Capital Management Charitable Endowment Fund. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs analytical tools and risk profiling to tailor non-discretionary planning and consulting and supports specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Erin Tress is a CFP® professional with six years of industry experience, currently advising clients through LPL Financial. Her background includes roles at Park Avenue Securities, Guardian Life Insurance Company, and Concord Wealth Management. Outside of her advisory work, she volunteers with the Volunteer Income Tax Assistance program and serves as a board member for a local condominium association. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a wide network of advisors and technology tools.

Brian Lowry is a CFP® with nine years of industry experience, currently serving as an advisor at Raymond James Financial in Burlington, VT. His prior experience includes roles at Crestwood Advisors and Raymond James entities dating back to 2016. He is a finance and investment committee member for the Burlington Country Club and serves on the board and finance committee for the Greater Burlington YMCA. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and nonprofits. The firm provides tailored, non-discretionary planning and consulting, utilizing risk profiling and modeling tools, and supports municipal and public finance work through a unique municipal advisor affiliation.

Nicholas Fukuda is a financial advisor with Morgan Stanley in Colchester, VT, holding a Series 66 designation and seven years of industry experience. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, MML Investors Services, and MassMutual. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured discovery processes and firm-approved planning tools to support clients in developing financial plans.

Kevin Baranello is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience and previously worked in various roles, including at Foam Brewers and Signal Kitchen. Outside of finance, he operates a dog sitting service and has worked as a bartender. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with a structured, collaborative planning process that utilizes firm-approved software to analyze client goals.

Daniel Garza is a financial advisor at LPL Financial with Series 63 and Series 65 licenses. He has less than one year of industry experience. His prior roles include work in athletics marketing at Texas Christian University and involvement with the Younglife Youth Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and a range of strategic and tactical investment approaches.

Julie Braun is a financial advisor with Morgan Stanley in Colchester, Vermont, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory role, she owns an agricultural business involving the care and management of horses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning that utilizes firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional services.

Joseph Malboeuf is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Lincoln Financial Securities Corporation and Edward Jones. Outside of his advisory role, he is the owner of a home-based business called Stynkbox. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology tools for research and operations.

Anastasia Surmava is a financial advisor with Mass Mutual Investors Services in Burlington, VT, holding a Series 66 credential and five years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2021. Outside of her advisory work, she is co-founder and U.S. principal of Advanz Pay, a financial technology company focused on earned wage access solutions for HR companies in government and healthcare sectors. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual client relationships and event-driven planning services.

Max Rooney is a CFP® and ChFC® with 17 years of experience in the financial services industry. He is currently affiliated with LPL Financial and Wilmington Trust, a division of M&T Bank, where he holds the position of Senior Wealth Advisor and SVP. His prior experience includes roles at People's United Advisors, Fidelity Investments, TIAA-CREF, and Northwestern Mutual Investment Management. Additionally, Rooney is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser that delivers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, leveraging both discretionary and non-discretionary strategies supported by various research and operational tools.

Chris O'Brien is a financial advisor with Wells Fargo Clearing, holding the ChFC® designation and Series 66 license, and has 22 years of industry experience. He previously worked at UBS Financial Services Inc. for 12 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options, with both non-discretionary and discretionary service offerings.

Jason Mcfaul is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 licenses and has 19 years of industry experience. He has worked at MassMutual Investors Services and MassMutual Life Insurance Company since 2019 and was previously with Equity Services, Inc. for 12 years. In addition to his advisory role, he is an insurance agent specializing in individual life insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Joseph Dieterle IV is a financial advisor at UBS Financial Services with six years of industry experience. He holds a Series 66 designation and has worked at UBS since 2020. Prior to his advisory role, he was involved with Hayden and Bros Home Maintenance for three years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor solutions to clients’ goals.

Thomas Kazak is a financial advisor at Cambridge Investment Research Advisors with 50 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Cambridge since 2011. In addition to his advisory role, he has worked as an independent insurance agent since 1978. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management strategies and platform arrangements.