Michael Kebler is a Series 66 licensed financial advisor with Morgan Stanley in Traverse City, MI, and has five years of industry experience. Prior to joining Morgan Stanley in 2020, he held roles at Hagerty Insurance, CBIZ Inc., Laurus Transaction Advisors LLC, and Otis Elevator. He holds a minority ownership interest in a Michigan farm land leasing LLC inherited from his father. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Thomas Roop is a financial advisor with Ameriprise in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of advising, Roop serves as president on the board of directors for TACS and is involved with cost-sharing businesses through RRL, LLC and TruNorth Group, LLC. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, providing written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines automated and team-reviewed processes to deliver tailored retirement income strategies.

Samuel Holmes is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies tailored to clients' individual goals, leveraging Merrill's investment insights and Bank of America's banking and lending resources. His client focus areas include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. Holmes holds a Bachelor's Degree from Michigan State University and maintains professional designations as a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, he enjoys activities such as billiards, cooking, fishing, gardening, hiking, hunting, photography, reading, skiing, and swimming.

Spencer Orlando is a financial advisor at Merrill with a Series 66 credential. Although he has no prior industry experience, he has held various roles including positions at Bank of America National Association and the University of Michigan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Markus Hunter is a financial advisor with Primerica Advisors based in Traverse City, MI. He holds Series 65 and Series 63 licenses and has nine years of industry experience. Hunter has worked at PFS Investments Inc. since 2017 and has been affiliated with Primerica Financial Services since 2010. Outside of his advisory role, he is the owner and partner of Hunter Technology Consulting. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services through model-driven strategies managed by unaffiliated asset managers.

Marissa Vandenberg is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds the Series 66 designation and has worked at several firms, including Raymond James Financial Services, TD Ameritrade, JP Morgan Chase Bank, and The Huntington National Bank. Outside of her advisory role, she owns Lightbulb Ventures LLC, a company focused on creating innovations in ideas and products. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research and analytics that emphasize diversification and modern portfolio theory.

Katherine Miller is a financial advisor with Wells Fargo Clearing in Traverse City, MI, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016, including a prior role at WELLS FARGO Advisors, LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

James Stoops is a financial advisor at Raymond James & Associates with 21 years of industry experience. He holds a Series 66 credential and has worked at Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joseph Yancy Boivin is a financial advisor with Edward Jones, holding Series 63 and Series 66 designations and with 26 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors.

Robert Fenton is a financial advisor at Stifel with 15 years of industry experience. He holds the Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2018, following eight years at Raymond James & Associates. Outside of his advisory role, he has been involved with RJF Sports since 2006. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services that incorporate proprietary investment analysis and asset allocation methodologies.

Al Bruchnak is a CFP® professional with 25 years of experience, affiliated with Raymond James Financial in Traverse City, MI. He has worked with Raymond James Financial Services since 2005 and owns Al Bruchnak Financial Services, LLC. Outside of finance, he co-owns For Real Money Designs, LLC, a business created to hold domain names and logos. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and supports advisory programs while maintaining a unique municipal advisor affiliation and specialized employer advisory services.

John Collier Jr. is a financial advisor with Robert Baird & Co. in Traverse City, MI, holding Series 63 and Series 66 designations and bringing 40 years of industry experience. He has been with Robert Baird & Co. since 1997. Outside of his advisory role, he has part ownership in a family farm. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group provides tailored consulting and portfolio services across a range of traditional and non-traditional investment strategies, including discretionary management and separately managed account programs.

Jason Piedmonte is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked at JPMorgan Chase Bank, N.A. since 2015 and at J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kelli Hamilton is a financial advisor with Wells Fargo Clearing in Traverse City, MI, holding Series 66 and Series 63 licenses and three years of industry experience. Prior to joining Wells Fargo in 2025, she held roles at JPMorgan Chase Bank and J.P. Morgan Securities, and earlier worked in prosecutorial offices in Grand Traverse and Roscommon counties. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a network of over 14,000 financial advisors.

Henry Conley is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63, 65, and 66 designations and has worked at several firms including Parkway Financial Group, OSAIC Wealth, and SPC. Outside of his advisory work, he serves as a wine tour driver in Traverse City, providing winery information and transportation to guests. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Bryan Poirier is a CFP®-credentialed financial advisor with 35 years of industry experience, currently with OSAIC since 2024. His prior roles include positions at Woodbury Financial Services and Questar Asset Management, spanning over 16 years combined. Outside of finance, he has been a professional musician performing locally in the Traverse City area since 1979. OSAIC serves a diverse range of clients, including individual, high-net-worth, institutional, and charitable organizations, providing brokerage, advisory, and financial planning services through a large network of advisors and multiple platforms. The firm employs a variety of asset allocation tools and offers both discretionary and non-discretionary portfolio management with access to third-party investment solutions.

Steven Kelty is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in serving small business owners and retirees, focusing on personal retirement planning, tax minimization, and retirement income strategies. Steven holds a Bachelor's Degree from Western Michigan University and is a CERTIFIED FINANCIAL PLANNER™ (CFP) as well as a Personal Investment Advisor (PIA). His approach emphasizes connecting clients to tailored plans aligned with their unique ambitions and priorities, aiming to simplify the complexities of investing. Outside of his professional work, Steven enjoys biking, boating, camping, running, and skiing.

Buz Zamarron is a financial advisor at Stifel with 38 years of industry experience. He has been with Stifel since 2009 and holds Series 63 and Series 65 credentials. Outside of his advisory role, he is involved with the Exchange Club of Traverse City and serves as a Successor Trustee of a family trust. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decisions.

Harold Kranick is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses, with 33 years of industry experience. He has worked with Cetera and related entities since 2021 and was previously with VOYA Financial Advisors from 2014 to 2021. Outside of advising, he is associated with several insurance agencies and fixed insurance product sales. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to utilize both affiliated and third-party investment strategies.

Ryan Black is a CFP® with eight years of industry experience, currently serving at Wells Fargo Clearing since 2017. Prior to this, he worked at Johnson and Johnson for one year. He is a member of the Investment Policy Committee and the Finance Committee at The Children's House Montessori in Traverse City, MI. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.