David Greiner is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and over 24 years of industry experience. He has been with Merrill since 2006 and concurrently associated with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Angela J. Crosher is a Financial Advisor with Merrill Lynch Wealth Management, based in Traverse City, MI. She works closely with clients to understand their personal financial goals and crafts tailored wealth management strategies to help them navigate the complexities of today's market. Angela emphasizes making finance approachable and empowering, assisting clients in achieving financial freedom through clear and supportive guidance. Her expertise encompasses a range of areas including college education planning, family wealth management, retirement planning, philanthropic planning, and services tailored to endowments, foundations, and non-profits. Angela holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She earned a Bachelor's Degree from the University of California system and a Master's Degree from the California Institute of the Arts. Outside of her professional work, Angela enjoys antiquing, biking, cooking, gardening, golfing, hiking, music, spending time with her family, traveling, and watching movies.

Jeffrey Guy is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been helping clients since 2007. He specializes in creating wealth management and financial strategies for high-net-worth individuals, families, and business owners. His client focus areas include legacy planning, philanthropic planning, portfolio management services, small business strategies, socially responsible and ESG investing, tax minimization, retirement income, and investment consulting for defined contribution plans. Jeff graduated from Hope College with a bachelor's degree and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is actively involved in his community, serving as a co-founder and board member of Stand Up for Great Lakes, a non-profit focused on clean water and protecting the Great Lakes. Additionally, he is a board member of the Economic Club of Traverse City and a member of the Michigan Oil & Gas Association and the Hope College Alumni Association. Jeff enjoys biking, boating, fishing, golfing, hiking, and ice hockey. He lives with his wife Melissa near the Merrill office in Traverse City and values spending time getting to know his clients and their families.

William Corbett is a financial advisor with Robert Baird & Co. in Northport, MI, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Robert Baird & Co. since 1997. Outside of his advisory role, he is the sole proprietor of Corbett Communications Co., where he focuses on writing and editing manuscripts. Corbett is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pension plans, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlay services to meet diverse client goals and risk tolerances.

Coleman Schindler is a financial advisor at Robert Baird & Co. with four years of industry experience. He has been with Baird since 2020 and previously worked at Crystal Down Country Club for ten years. He holds a Series 66 designation. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a range of clients including individuals, families, pensions, corporations, and charitable organizations. The team offers customized financial planning and portfolio management services, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Matthew Russell is a Certified Financial Planner® with 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and formerly at Wells Fargo Advisors from 2012 to 2016. Outside of his advisory role, he has ownership interests in Russell Oil and Gas, LLC and Lost Moose, LLC, a hunting cabin property in Fife Lake, MI. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Zachary Yaklin is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. Prior to joining Raymond James in 2021, he worked at Wells Fargo Clearing from 2017 to 2021. Outside of his advisory role, Yaklin is involved in managing and developing real estate projects and holds an ownership interest in a restaurant business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, institutional clients, and charitable organizations. The firm employs tailored, non-discretionary planning and consulting that incorporates risk profiling and modeling to guide client decisions and supports its offerings with technology and specialized programs.

Jennifer Boyer is a financial advisor with LPL Financial in Traverse City, Michigan, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been associated with Linsco Private Ledger Corp since 2001. She is also a licensed notary public in Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive technology tools and a broad network of over 22,800 advisors.

John Elwell is a Series 66 licensed financial advisor with Edward Jones, based in Traverse City, MI. He has 12 years of experience in the industry and has been with Edward Jones since 2013. Outside of his advisory role, he is connected to a family loan repayment involving Port City Smokehouse in Frankfort, MI. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jonathan Ricks Jr. is a financial advisor with STIFEL in Traverse City, MI, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with STIFEL since 2009. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Mark Lundmark is a financial advisor with Morgan Stanley in Traverse City, MI, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering financial planning through dedicated advisors and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support client financial plans.

Randall Chapman is a financial advisor with LPL Financial, holding a Series 63 license and 41 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he is involved in accounting through James P. Chapman, Inc., where he focuses on tax preparation and CPA services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with access to model portfolios, third-party asset managers, and institutional platforms.

Cole Blades is a financial advisor with Raymond James & Associates and holds a Series 66 designation. He has two years of industry experience, including prior roles at Nicolet National Bank and Baird, Cotter, & Bishop. His background also includes positions with the Michigan Department of Health and Human Services and the Michigan Department of Environmental Quality. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning and investment consulting through non-discretionary advisory programs supported by extensive research and portfolio management resources.

Gregory Hicks is a financial advisor with Stifel, holding a Series 63 designation and 35 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2021 and previously spent five years with Benjamin F. Edwards & Co. Stifel serves a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Thomas Reehorst is a financial advisor with Mass Mutual Investors Services in Traverse City, MI, holding a ChFC® designation and Series 63 license, with 40 years of industry experience. His career includes 27 years at MetLife Securities Inc. and over a decade with MassMutual entities. Outside of his advisory role, he owns and manages a grape-growing business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning relationships.

Jerome Hartl is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include nine years at Wedbush Securities Inc. and five years at Stifel. He serves as an editor and member of the review committee for the CMT Association Journal of Technical Analysis. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individual, institutional, and charitable clients. The firm utilizes a range of advisory models implemented through third-party managers and offers ERISA fiduciary services to qualified plans.

Heather Boivin is a CFP®-certified financial advisor at Edward Jones with 26 years of industry experience. She has been with Edward D. Jones & Co., L.P. since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Michael Kebler is a Series 66 licensed financial advisor with Morgan Stanley in Traverse City, MI, and has five years of industry experience. Prior to joining Morgan Stanley in 2020, he held roles at Hagerty Insurance, CBIZ Inc., Laurus Transaction Advisors LLC, and Otis Elevator. He holds a minority ownership interest in a Michigan farm land leasing LLC inherited from his father. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Richard White is a financial advisor with LPL Financial in Traverse City, MI, holding a Series 66 designation and 27 years of industry experience. He has been with LPL Financial since 2007 and previously worked at Merrill in 2002. Outside of his advisory role, he owns a part-time seasonal boat rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services and supports its advisors with research, model portfolios, and technology tools.

Thomas Roop is a financial advisor with Ameriprise in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of advising, Roop serves as president on the board of directors for TACS and is involved with cost-sharing businesses through RRL, LLC and TruNorth Group, LLC. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, providing written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines automated and team-reviewed processes to deliver tailored retirement income strategies.