Staci Smith is a financial advisor with Ameriprise in Shakopee, MN, holding a Series 66 designation and four years of industry experience. She previously worked at Wells Fargo Bank, NA from 2012 to 2021 and Wells Fargo Clearing in 2021 before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement planning through a centralized consulting team.

Nicholas Stern is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and seven years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2018 and previously worked at LoCorr Funds. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and investment research.

Matthew Dornik is a CFP® and CFA® with 22 years of experience in the financial industry. He has been with Ameriprise since 2005, currently serving as a financial advisor in Excelsior, MN. Outside of his advisory role, he owns and manages WDA, Inc., which oversees his Ameriprise business operations. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice, with a focus on assets held within Ameriprise-managed accounts.

Cole Kelly is a financial advisor with Cetera who holds a Series 66 designation and has 24 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Kelly serves on the finance committee for Love INC, a nonprofit organization, where he helps review financial processes and structures. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services across multiple program platforms with discretionary and non-discretionary options.

Jack O'Brien is a Series 66 licensed financial advisor with Thrivent Investment Management, bringing one year of industry experience. His background includes roles at Equitable Advisors and data analysis at Pro Football Focus. Outside of finance, he is involved in his local community as a member of the Waconia Chamber of Commerce and the Waconia-West Carver Rotary Club, and he coaches football and participates in local hockey activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on goal-based, holistic planning without discretionary trading authority, offering clients the option to combine planning with managed-account services under a consolidated billing program called “WealthPlan.”

John Naslund is a financial advisor at Morgan Stanley with 44 years of industry experience. He has worked at Citigroup Global Markets since 1981 and has been with Morgan Stanley Smith Barney and Morgan Stanley Private Bank since 2009 and 2015, respectively. He holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-driven planning process.

Matthew Brakefield is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. His prior work includes five years at Securities America Advisors and Securities America Inc. He is also president of Citizens Asset Strategies in Cologne, MN. Cambridge Investment Research Advisors serves a diverse client base, providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm employs a range of investment approaches, including proprietary model strategies and access to third-party managers, with options for discretionary and non-discretionary implementation.

Gretchen Bennett is a financial advisor at Morgan Stanley in Wayzata, MN, holding a Series 66 designation with nine years of industry experience. She has been with Morgan Stanley since 2015. Outside of her advisory role, she is the sole proprietor of Lone Oak Companies LLC, a business related to rental property management in Rockford, Minnesota. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling.

Ryan Johnson is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process with firm-approved tools and incorporates a wide range of investment and financial services.

Jacob Morris is a financial advisor with Edward Jones in Wayzata, MN, holding a Series 66 credential and bringing seven years of industry experience. Prior to joining Edward Jones in 2018, he worked for Osseo Area Schools for twelve years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and affiliated investment products through a large nationwide network of advisors and branches.

Catherine Shannon is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over eighteen years of experience in the financial services industry, supporting clients with comprehensive wealth management strategies. Her expertise includes areas such as college education planning, corporate executive services, employee benefits planning, executive compensation, legacy planning, personal retirement planning, socially responsible and ESG investing, and tax minimization. Catherine holds Series 7, 63, and 65 FINRA registrations, as well as life and health insurance licenses. She also holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Certified Trust and Fiduciary Advisor (CTFA), and Personal Investment Advisor (PIA). She earned a Bachelor of Arts in Cultural Studies and Comparative Literature from the University of Minnesota, graduating summa cum laude and Phi Beta Kappa. She further attained a Master of Arts in Philanthropic Studies from Indiana University, where she was a Jane Addams-Andrew Carnegie fellow. Beyond her advisory role, Catherine engages in community involvement as a member of the Board for Project Got Your Back. She is also affiliated with several professional organizations, including the University of Minnesota Alumni Association, Indiana University Alumni Association, and is a founding member of the Mortar Board Foundation.

Russell Stains is a financial advisor with Morgan Stanley in Wayzata, MN, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their planning approach incorporates firm-approved tools and modeling techniques but does not include individual security recommendations as part of standalone plans.

Amy Erck is a financial advisor at Morgan Stanley with a Series 66 credential and five years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2018 and has prior experience at The Fountain Group, Beacon Hill Staffing Group, Kroll Ontrack, and operated a law office from 2013 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery tools and scenario modeling, and manages approximately $2.74 trillion in client assets.

Lindsay Johnson is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 2005, focusing on developing financial strategies for high net worth individuals and business owners. Lindsay holds the CFP® certification and the Personal Investment Advisor (PIA) designation. She earned Bachelor's degrees in Economics and Finance, along with a minor in Accounting, from the University of Wisconsin-La Crosse. Lindsay's professional expertise includes college education planning, divorce transition planning, services for endowments, foundations and non-profits, liquidity management, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Lindsay lives in Minnetonka with her husband, Matthew, and their two children. She is actively involved in her community, supporting non-profit organizations such as Wishes & More, and serves on the Gleason Lake Association Board. Her personal interests include interior decorating, music, painting, and spending time with her family.

John Gutowsky Jr. is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 66 designation and has previously worked at SagePoint Financial Inc. and Cetera Advisors LLC. He serves on the board of the Fellowship of Christian Athletes, a nonprofit organization. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes.

Lauren Boulware is a financial advisor at Morgan Stanley with 16 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank since 2016 and was previously with RBC Capital Markets Corporation from 2009 to 2016. She holds a Series 66 credential. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery conversations and planning tools as part of its financial planning process.

Kadee Watkins is a financial advisor at Morgan Stanley with two years of industry experience. She holds the Series 66 credential and has worked at multiple firms including Morgan Stanley Private Bank, N.A. and LPL Financial, LLC. Outside of her advisory role, she is involved as a fitness instructor with The Barre and serves on the finance committee of the Orono Foundation for Education. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers both retail and institutional investment solutions.

Anthony Schuster is a CFP®-designated financial advisor with Ameriprise, possessing 23 years of industry experience. He has been with Ameriprise since 2009. Outside of his advisory role, he provides financial planning advice and investment management recommendations through his outside employment with WDA, Inc. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a retirement income service that provides clients with written recommendations and ongoing planning advice focused on income and tax-aware withdrawal strategies.

Kyle Beeson is a financial advisor with Morgan Stanley in Wayzata, MN, holding Series 63 and Series 65 licenses and having nine years of industry experience. His career includes seven years at Morgan Stanley and three years at Ameriprise Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Madeline Vraa is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2014 and has been with Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.