Stephen Mackenzie is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he joined the New Canaan Wealth Management Group in 2010. He collaborates with clients and his team to develop goal-based financial plans that clarify investment decisions and assess risk levels needed to achieve clients' financial objectives. Stephen brings extensive experience from his 25 years as a member of both the New York Stock Exchange and the American Stock Exchange. He founded and served as CEO of Mack Trading LLC, a NYSE broker dealer, and participated on the Executive Board of the Alliance of Brokers. His expertise includes education planning, family wealth management strategies, and personal retirement planning. He holds a bachelor's degree from the University of Colorado and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. A lifelong resident of New Canaan, Connecticut, Stephen is involved in his community as a co-founder of NC Connect and has served on the board of the New Canaan YMCA. He and his wife live in New Canaan with their three grown children and two grandchildren. Stephen has supported the Pan Mass Challenge, a charity ride benefiting the Dana Farber Cancer Research Center, for over ten years.

Lisa Cullen is a Planning Consultant at Fidelity Investments, where she has been serving clients since 2023. She provides personalized and customized financial planning services, aiming to co-create plans that offer clients peace of mind and a high-quality experience. Prior to her current role, Lisa worked as a Relationship Manager and Financial Representative at Fidelity Investments from 2019 to 2023. She also has experience as an Investment Strategist at Merrill Lynch & Co., Inc. from 1994 to 2001. Throughout her career, Lisa has developed expertise in financial planning and client relationship management. Her professional background includes working with a diverse set of clients to tailor financial strategies that meet their individual needs. Outside of her professional work, Lisa enjoys hiking, kayaking, visiting museums, listening to music, reading, and skiing.

Steven D'amico is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley in various capacities since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Nicole Pecknold is a financial advisor with Ameriprise in Southport, CT, holding Series 63 and Series 65 licenses and with 27 years of industry experience. She has worked at UBS Warburg since 2002 and joined Ameriprise Financial Services in 2016. Outside of her advisory role, she is involved in youth hockey as the owner of The Q Hockey, LLC, and teaches small group sessions on personal financial planning. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides tailored retirement-income planning using proprietary research and third-party data.

Gingo Ruiz is a financial advisor with Merrill based in Stamford, CT, holding Series 63 and Series 66 credentials and has seven years of industry experience. His prior roles include positions at JPMorgan Securities LLC and JPMorgan Chase Bank. Outside of his advisory work, he has a membership role in a family-owned permanent makeup studio, L'air Beauty Studio LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrea Williamson is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and has prior work experience with GE Power Services and GE Working Capital Solutions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard, and supports a nationwide network of financial advisors and branch offices.

Charles Wild is a CFP® with 24 years of industry experience, currently affiliated with OSAIC since 2018. His prior roles include positions at LPL Financial, Invest Financial Corporation, and Guardian Life. Outside of advisory work, he serves as secretary for the Candreva Environmental Foundation, where he reviews and votes on grant proposals for environmental education programs. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment process centers on model-based asset allocation and portfolio optimization, with options for discretionary management and third-party strategies, supported by a large multi-advisor platform and a complex affiliate network.

Eric Mendelsohn is a financial advisor with Cetera, holding a Series 66 designation and bringing 24 years of industry experience. He has worked at prominent firms including B. Riley Wealth Advisors and Avantax Advisory Services. Outside of his advisory role, Mendelsohn provides accounting and tax preparation services through United Team Tax and serves as a power of attorney for his mother. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Carrie Provenzano is a Series 66-registered financial advisor at Morgan Stanley with two years of industry experience. Her prior work includes roles at Wells Fargo Clearing and Ameriprise Financial's QuantumView Wealth Management. She also worked at St. Gregory the Great Preschool for six years before entering the financial industry. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning that uses firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Paul Fitzsimmons is a financial advisor at Morgan Stanley with 25 years of industry experience and holds a Series 66 credential. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured discovery processes and firm-approved tools in its planning approach.

Christian Morgan is a financial advisor with Ameriprise in Shelton, CT, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he owns and manages a business called Tip Top Corp. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. As a large institutional firm, it also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Sarah Bagley is a financial advisor with Morgan Stanley in Stamford, CT, holding a Series 66 designation and with four years of industry experience. She previously worked at Merrill from 2017 to 2019 and has an educational background from St. Michael's College. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Lewis Green is a financial advisor with LPL Financial in Trumbull, CT, holding a Series 63 designation and bringing 44 years of industry experience. His prior roles include positions at SECURITIES AMERICA, Inc., KMS Financial Services, Northstar Wealth Partners, and Mass Mutual Investors Services. He also maintains an outside activity in non-variable insurance related to his investment practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a broad network of over 22,800 advisors.

Patrice Forte is a financial advisor with Merrill in Fairfield, CT, holding Series 63 and Series 66 designations and 27 years of industry experience. He has been with Merrill Lynch since 2008. Forte serves as an executor for several estates in Hamden, Connecticut. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Odysseus Rethis is a Series 66-licensed financial advisor with 10 years of industry experience. He is currently affiliated with Charles Schwab, where he has worked since 2022, having prior experience at TD Ameritrade, Securities America, and Bank of America. Outside of his advisory role, he is a member of Bolden Rethis LLC, a small business involved in real estate management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment due diligence, and a centralized operational structure.

Matthew Smith is a financial advisor at Ameriprise with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise since 2009. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Dorlon Marina Association in Norwalk, CT. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, supported by a centralized consulting team and algorithmic automation.

Joseph Scappatura is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2010, following a prior affiliation with Axa Advisors. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing a combination of proprietary and third-party advisory models.

Gerard Spiegel Jr. is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models developed by its Global Investment Committee.

Kostantina Livesay is a Series 66-credentialed financial advisor with Morgan Stanley in Westport, CT, where she has worked since 2014. She has eight years of industry experience. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools.

Danny Yee is a Wealth Management Advisor with over 41 years of experience in the financial services industry. He is part of a financial advisory team at Merrill Lynch Wealth Management that provides customized strategies to address clients' most critical financial needs and objectives. Danny's work focuses on helping individuals, families, and companies navigate complex financial markets and achieve their financial and life goals. His areas of expertise include education planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, individual and corporate investment strategies, tax minimization, and retirement income. Danny earned a bachelor's degree in Finance from The Ohio State University. He holds the CERTIFIED FINANCIAL PLANNER™ certification, as well as the Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor® designations. He is also a Personal Investment Advisor (PIA) and a Retirement Accredited Financial Advisor (RAFA). Danny is active in several community organizations, including The American Revolutionary War Museum, The Ohio State University Foundation, and Wing's Charitable Foundation. Outside of his professional life, Danny resides with his wife in Columbus, Ohio, and West Simsbury, Connecticut. They have two adult children. Danny enjoys biking, cooking, golfing, traveling, and spending time with his family.