Kannan Jayaram is a financial advisor at Equitable Advisors with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his advisory role, he works as a ski and snowboard instructor at Vail Ski and Snowboard School in Colorado. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individual, institutional, and nonprofit clients. The firm offers a variety of advisory programs and works with third-party asset managers to deliver customized investment solutions.

Matthew Valeyko is the Vice President and Branch Leader at Fidelity Investments, where he oversees the office in Millburn, NJ. In his role, he coaches financial advisors to provide a tailored experience for clients by understanding their family dynamics and financial needs. His approach involves collaborating with clients to create customized wealth plans aimed at helping them achieve their goals and visions. Since joining Fidelity Investments, Matthew has held positions including Regional Planning Consultant from 2014 to 2021, before becoming Branch Leader in 2021. His extensive experience at Fidelity has equipped him with a strong understanding of financial planning and client relations. Outside of his professional responsibilities, Matthew enjoys a variety of personal interests including family activities, fishing, fitness, gardening, movies, and running.

John Cultrera is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with LPL Financial in Brooklyn, NY. He has 13 years of industry experience and has previously worked at firms including Woodbury Financial Services, Ridgewood Savings Bank, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Catherine Mc Nish is a Financial Advisor at Merrill Lynch Wealth Management. She focuses on helping clients develop strategies to pursue their short-, mid-, and long-term financial goals. Catherine works closely with clients to address areas such as executive compensation, equity compensation services, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and women and wealth. She also provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. Catherine holds a Bachelor's Degree from Barnard College and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is committed to providing transparent and comprehensive financial strategies that align with clients' priorities. Catherine is fluent in English and French. Born and raised in Durham, North Carolina, Catherine moved to New York to attend Barnard College and has remained in the city since. In her personal time, she enjoys reading, singing, and practicing yoga.

Jackson Munoz is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2013. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Addington Rambo is a Wealth Management Advisor with Merrill Lynch Wealth Management, joining The Elliott Group in 2019. She is a third-generation financial advisor, following her grandmother and mother in this profession. Addington focuses on building long-lasting relationships with clients, listening closely to understand their financial and family values to align with personalized financial plans. She holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and has expertise in a range of financial areas including college education planning, equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. Since joining The Elliott Group, she has honed her skills in appreciating client values and delivering tailored financial strategies. Addington graduated from Rutgers University in 2016, where she played Division 1 Women’s Lacrosse and served as team captain during her senior year. She has been involved with Harlem Lacrosse, contributing through tutoring efforts, and expresses personal interests in cooking, golfing, reading, running, tennis, traveling, and spending time with family.

John Spatola is a financial advisor at OSAIC with 19 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Royal Alliance, Santander Securities, J.P. Morgan Securities, and Morgan Stanley, among others. Outside of his advisory work, he is co-owner of P&P Temporaries Inc., a temporary employment agency, and owner of Stitch and Ink LLC, a printing business. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation, portfolio optimization tools, and multiple program options, distinguishing itself by scale and a complex affiliate network.

Sheri McMahon is a Planning Consultant at Fidelity Investments, a role she has held since 2023. She brings 21 years of industry experience to her position, focusing on understanding her clients both as individuals and investors. Sheri collaborates with her team and clients to develop tailored financial plans aimed at achieving specific financial goals. Prior to joining Fidelity Investments, Sheri worked as a Financial Advisor at Merrill Lynch from 2018 to 2023. She also has experience as a Direct, Equity Research Analyst at Citigroup and Salomon Smith Barney, where she worked from 1994 to 2003.

Brian Raphalian is a Private Wealth Advisor and Managing Director with Merrill Private Wealth Management, where he serves on the Private Executive Services team. In this role, he acts as a senior relationship manager, providing advice and guidance to ultra-high-net-worth families, particularly senior corporate executives, business founders, and partners of large firms. Brian focuses on understanding clients’ personal goals and family dynamics to develop customized strategies addressing estate planning, philanthropy, tax management, and wealth management across multiple entities. His work involves constructing bespoke investment portfolios spanning equities, fixed income, and alternative investments. Brian began his career at Merrill in 2002, bringing prior experience from Salomon Smith Barney’s Global Equity Capital Markets Group. He holds a Bachelor’s degree in Economics with Honors from The Pennsylvania State University, where he was inducted into Phi Beta Kappa. Brian is also a Personal Investment Advisor (PIA). He resides in Rumson, New Jersey with his wife and three children. Outside of his professional responsibilities, Brian’s interests include hockey, reading, coaching, philanthropy through organizations such as Holt International, and spending time with family and friends.

Aakash Patel is a financial advisor at Morgan Stanley with five years of industry experience and holds a Series 66 designation. He previously worked at E*TRADE Capital Management and Equitable Advisors. Outside of his advisory role, he is the founder of Stramperpress, an eCommerce business focused on managing Amazon and Etsy listings along with branding content creation. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Rachel Kunkel is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2014, including eight years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers financial plans through its Financial Advisors and Estate Planning Strategies Group.

Eric Schwartz is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2000. He has also worked at Bank of America, N.A. since 2011. Merrill serves a diverse client base including individuals, retirement plans, corporations, charities, and institutional clients by offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm combines multiple investment strategies and a tax-focused approach supported by its integration with Bank of America’s broader banking and capital-markets platform.

Michael Hughes is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and 21 years of industry experience. He has been with Equitable Advisors since 2004, including its predecessor, Axa Advisors, LLC, where he worked from 2004 to 2020. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset management programs, delivering advice through a network of Investment Adviser Representatives using both proprietary and third-party investment solutions.

Georgios Pefanis is a financial advisor at J.P. Morgan Securities with a Series 66 credential. He has recently begun his career in the industry and has experience working with Bayonne Golf Club, JPMorgan Chase Bank, and Baruch College. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and incorporates ESG criteria, supporting client decision-making through a centralized due diligence framework.

Jefferson Holguin is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2022. His prior experience includes roles at TD Ameritrade Investment Management, LLC and TD AMERITRADE, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Tracy Cowart is a financial advisor with Morgan Stanley in New York, NY, holding a Series 63 license and having 27 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process that incorporates firm-approved tools and scenario modeling.

Aradhana Dhakal is a Series 66-credentialed financial advisor at Edward Jones with seven years of industry experience. She previously worked at Goldman Sachs Group, Inc. for two years before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Gregory Marino is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm's advisory process combines quantitative and qualitative research supported by a centralized manager solutions team and incorporates ESG considerations in its recommendations.

Donna Mulvihill is Vice President, Wealth Planner at Fidelity Investments, a role she has held since 2024. She has extensive experience in financial planning and wealth management, having worked in various positions including Planning Consultant at Fidelity Investments from 2021 to 2025, and Investment Advisor at Garretson Financial, The Investment Center from 2015 to 2018. Prior to that, she held roles in investment marketing and financial editorial consulting with firms such as McGraw Hill, JPMorgan Fleming Investment Management, Chemical Investment Services, and Dreyfus Service Corp. Throughout her career, Donna has focused on working directly with clients to understand their financial situations, families, and goals. She collaborates with clients on strategies for wealth creation, protection, tax efficiency, and retirement income, aiming to develop comprehensive and holistic financial plans tailored to meet individual goals and legacy aspirations. Donna holds insurance licenses in Arkansas and California. Outside of her professional work, Donna enjoys cooking and baking, spending time with family, gardening, hiking, outdoor adventures, and traveling.

Emilia Gale is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in financial and wealth management services to families and business owners. She holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Divorce Financial Analyst (CDFA), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Emilia focuses her expertise on areas such as college education planning, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Emilia holds a Bachelor of Arts degree in Economics from Drew University and is a member of the Drew Alumni Association. She is fluent in English, Portuguese, and Spanish, and conversant in French. Emilia is actively involved in community organizations including the Food Bank of New Jersey and the Leukemia & Lymphoma Society. She also participates in the Portuguese Community and the East Side High School Alumni Association. Emilia resides in Westfield, New Jersey.