Anthony Estrada is a CFP® professional with 10 years of industry experience. He has been with Edelman Financial Engines since 2025 and previously worked at Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with an emphasis on diversified model portfolios and long-term strategies.

Eamonn Gaffney is a financial advisor at Osaic with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors and AXA Advisors. Gaffney also operates a business offering fixed annuities, long-term care insurance, fixed indexed annuities, and traditional life insurance. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services using a range of tools and third-party offerings to construct and manage portfolios across various asset classes.

Robert Caralyus is a financial advisor at Cetera with two years of industry experience. He holds the Series 66 designation and has worked at Cetera and Cetera Investment Services LLC since 2023. Outside of his advisory role, he is also a notary. Cetera Investment Advisers LLC provides services through a large nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various program structures and custodial relationships.

Mary O'Brien is a Series 66 licensed financial advisor with Merrill in Paramus, NJ, with 17 years of industry experience. She has worked at Merrill since 2009 and concurrently at Bank of America N.A. since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Franzese is a financial advisor at LPL Financial with a Series 65 designation and one year of industry experience. He has also been affiliated with Franzese & Balian since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Carlos Flores is a financial advisor at Fidelity with five years of industry experience. He holds the Series 66 designation and has worked at Fidelity Brokerage Services LLC, Charles Schwab & Co., Inc, and TD Ameritrade. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages various fund advisory roles and model portfolios, incorporating systematic methodologies and oversight controls.

Ian Smolinski is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase & Co. and Prudential Insurance Co. Outside of advisory work, he is involved with E2 Project Management LLC. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with advisory services that include financial planning and access to third-party asset managers.

Barima Anyane Yeboah is a financial advisor with LPL Enterprise in Nanuet, NY, holding a Series 66 credential and one year of industry experience. Prior to joining LPL Enterprise, he worked at the University of Mount Saint Vincent for 14 years. Outside of his advisory role, he is involved with several organizations including serving as Vice President for Membership at African American Franchise Brands and working as an athletic trainer. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Richard Hodgman is a financial advisor with Cetera who holds Series 63 and Series 65 registrations and has 33 years of industry experience. He has been with Cetera Investment Advisers, LLC since 2017 and Cetera Financial Specialists LLC since 2005. In addition to his advisory work, he is a managing partner at an accounting and tax consulting firm and serves in leadership roles for several nonprofit and community organizations, including as president of the Board of Trustees for the Emerson Public Library and as Grand Knight of a local Knights of Columbus council. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to various third-party managers through a multi-manager platform with over $256 billion in assets under management.

Sean Durkin is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Morgan Stanley and Morgan Stanley Private Bank. His current role at J.P. Morgan includes both the Securities and Chase Bank divisions. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Thomas Van Dyk is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017, having previously been with AXA Advisors from 2013 to 2017. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by tools such as Monte Carlo simulations and Global Investment Committee analyses.

Matthew Lasala is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 19 years of industry experience. He previously worked at John Hancock Life Insurance Company and Signator Investors, Inc. Lasala is also an insurance broker specializing in property and casualty, long-term care, disability, and group health insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Peter Davis is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab Bank, SSB since 2023, Charles Schwab & Co., Inc. since 2022, and Tdameritrade, Inc. from 2013 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by the Schwab Center for Financial Research.

Adam Guralnick is a financial advisor at Morgan Stanley with 12 years of industry experience. He has held roles at Morgan Stanley Private Bank and UBS Financial Services, among others. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm’s planning process uses structured discovery and analytical tools, managing approximately $2.74 trillion in client assets.

Allan Gottesman is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and over 45 years of industry experience. He has been with Raymond James & Associates since 2004, including 16 years at its affiliated firm, Raymond James & Associates, Inc. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, and offers financial planning, investment consulting, and municipal advisory services.

Jose Peralta is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His prior work includes positions at Fidelity Investments, Merrill, Bank of America, and JPMorgan Chase. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and provides services both directly and through corporate financial planning agreements.

Fred Kleinfeld is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has worked with firms including Metlife Securities Inc, PNC Investments, and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors.

Gregory Smith is a Planning Consultant at Fidelity Investments, a position he has held since 2025. He focuses on providing personalized financial planning services tailored to each client's unique goals. His approach emphasizes proactive guidance and transparent support to help clients achieve their financial objectives with confidence. Gregory has extensive experience in the financial services industry, having held various roles at Fidelity Investments since 2021, including Relationship Manager, Financial Representative, and WMS Specialist. Prior to that, he worked as a Registered Assistant at EBNY Financial and as a Financial Professional at Equitable Advisors. Outside of his professional career, Gregory enjoys socializing with friends, playing golf, spending time at the lake, watching movies, playing soccer, and swimming.

Dominique Israel is a Financial Consultant at Fidelity Investments, a role held since 2020. With over 25 years of experience in the financial services industry, Dominique has held various positions including Vice President Senior Financial Advisor at M&T Securities, Vice President Financial Advisor at HSBC and Capital One Financial Advisors, as well as Financial Advisor roles at Sovereign Investments, WM Financial Services, BNY Financial, and Investment Consultant at First Union Financial Services. Dominique is a Certified Financial Planner and Certified Private Wealth Advisor, focusing on developing and implementing holistic financial plans that incorporate clients' passions and overall objectives to achieve financial wellness. Dominique holds a California Insurance License. Outside of work, Dominique enjoys cooking and baking, fitness activities, spending time with pets, reading, and traveling.

Miri Upton is a CFP® professional with 20 years of industry experience, currently associated with OSAIC since 2024. Her previous roles include positions at Securities America Advisors, Equity Services, Inc., and True North Financial Solutions/National Life Group. She owns Mommies and Money, LLC and serves on the boards of the Rockland Community Foundation and the Community Foundation of Orange, Sullivan and Rockland. Additionally, Upton is involved as a liaison for Boss Women United, a scholarship fund supporting female financial advisors, and facilitates financial education workshops. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and access to third-party money managers to construct diversified portfolios managed on either a discretionary or non-discretionary basis.