William Allen is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Morgan Stanley Smith Barney LLC, Nuveen Securities, and Teachers Personal Investors Services. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Peter Blagojevic is a financial advisor at Edward Jones with 15 years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Prestige Subaru and Citizens Securities, Inc. Outside of advising, he has earned residual commissions from Aflac and occasionally works with delivery services. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of investment advisory programs and manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Wesley Underwood is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America since 2017, following five years at JP Morgan Securities and JPMorgan Chase Bank. Outside of his advisory role, he works part-time as a driver for an online ride share service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional investors.

Joshua Isernia is a Financial Advisor with Merrill Lynch Wealth Management. He provides financial advisory services as part of the Merrill Lynch team. Joshua holds a Bachelor's Degree from Monmouth University. No additional information about his professional experience, areas of expertise, or personal interests is available.

Trevor Bielawski is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. His prior experience includes roles at Equitable Advisors and Axa Advisors, as well as a position at IN4M.IO. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse clientele, including retail and institutional investors. The firm employs a combination of proprietary fundamental research and quantitative analysis, utilizing algorithmic portfolio construction to deliver model portfolios across multiple asset classes.

Luke Wallace is a financial advisor with LPL Enterprise in Medford, NJ, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory work, Wallace is involved in health insurance, assisting clients with Medicare supplement plan selections. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products, delivered primarily by investment adviser representatives using LPL’s research and portfolio strategies.

Timothy Pepper is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at notable firms including Charles Schwab, TD Ameritrade, and E*TRADE. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, advisory roles to multiple registered investment companies, and incorporation of AI and algorithmic methods in its research and portfolio management.

Ty Costantino is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has one year of industry experience and previously worked at Target and Atilis Gym. Outside of financial advising, he is involved in retail sales of jewelry through Sansom Metals. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Ryan Maguire is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and previously worked at the Small Business Growth Alliance for seven years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to deliver tailored financial solutions.

David Woody is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 designation and five years of industry experience. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley, Iron Mountain, Hughes Enterprises, and Foothold Technology. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Antonio Bene is a financial advisor with Fidelity Investments, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held various roles outside the financial sector, including at Subaru of America and Rowan University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a proprietary investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and uses systematic methodologies and long-term asset allocation benchmarks in portfolio management.

Gary Devicci is a financial advisor with Cambridge Investment Research Advisors, holding CFP® and ChFC® designations and over 49 years of industry experience. His prior experience includes more than a decade at Cantella and Co., Inc., and involvement with Comprehensive Insurance Programs Inc. Outside of his advisory role, he owns and operates several financial-related businesses in the Voorhees, NJ area. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing a variety of portfolio management approaches and access to proprietary and third-party strategies.

William Rice Jr. is a financial advisor with Ameriprise in Pitman, NJ, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Ameriprise in 2023, he worked at Legend Medical LLC and the Gloucester County Special Services School District. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in net investable assets, using a centralized consulting team to deliver written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Octavius Reid III is a financial advisor with Morgan Stanley in Marlton, NJ, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, he serves as a board member of the Rhythm and Blues Foundation and lectures for the National Basketball Association's Rookie Transition Program. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and structured discovery processes.

Emily Hepburn is a Wealth Management Advisor with Merrill Lynch Wealth Management and serves as the head of The Sterrett Hepburn Group. She works with individuals, couples, and families to help them deploy, grow, and transfer their wealth more effectively. Emily advises clients from diverse backgrounds, including executives, business owners, and professionals, with particular sensitivity to those experiencing significant life transitions such as marriage, divorce, retirement, or the sale of a business. Emily earned a Bachelor's degree in business with a concentration in finance from Boston University and holds the CERTIFIED FINANCIAL PLANNER™ designation. She has been with Merrill since 2009 and continues a family legacy in financial advising, following in the footsteps of her mother, Barbara Sterrett, who was a Merrill Advisor for 39 years. Emily's approach emphasizes education, empowerment, and a consultative process aimed at helping clients pursue their financial goals and establish their desired legacy. Outside of her professional work, Emily is involved with the Big Brothers Big Sisters of Massachusetts Bay. She enjoys spending time with her family, engaging in activities such as boating, cooking, gardening, golfing, running, and skiing.

Robert Murray is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexander Di Pietro is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 licenses and has six years of industry experience. His prior work includes roles at Wexco Financial Group, Securian Financial Services, and Minnesota Life Insurance. Outside of finance, he has worked as a baseball umpire. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Luke Herber is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been with J.P. Morgan entities since 2017, including JPMorgan Securities LLC and Jpmorgan Chase Bank NA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Gregory Klipstein is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2025. He previously worked at CCG Wealth Management LLC, JFS Wealth Advisors, LLC, and TD Private Client Wealth LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets with a network of more than 23,700 advisors, offering discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Nick Vaillancourt is the Vice President and Branch Leader at Fidelity Investments. In this role, he leads branch operations and focuses on fostering a collaborative approach to financial planning in client interactions. He has held leadership positions at Fidelity Investments since 2021, serving as Assistant Branch Leader before his current role. Prior to joining Fidelity, Nick was a Regional Sales Manager at Citizens Securities Inc from 2015 to 2021. Nick emphasizes contributing to a culture that empowers associates to reach their full potential through teamwork and effective financial planning.