Jonathan Jaraiedi is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has 20 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Company. In addition to his advisory work, he is also an insurance agent handling individual life, property/casualty, health, group life, and group health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning without discretionary investment authority.

Dennis Lam is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Men’s Wearhouse and Brooks Brothers. He is currently a sales associate at Brooks Brothers outside of his advisory work. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, serving a large client base with a high client-per-advisor ratio.

Mark Kirsch is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, Kirsch is a partner in Innovative Planners, LLC, a business management entity handling shared expenses and insurance commissions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software and collaborative annual planning relationships.

Stephen Kostyk is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and six years of industry experience. His career includes roles at MML Investors Services LLC and MassMutual Life Insurance Company since 2019. Outside the financial sector, he operated Kostyk Auto Detailing, LLC for three years. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning without discretionary investment authority.

Steven Douglas is a financial advisor at Cetera with 29 years of industry experience. He holds the PFS™ credential along with Series 63 and Series 65 licenses. His prior experience includes roles at Avantax Advisory Services and 1st Global Advisors, and he also provides accounting services through his CPA practice. Douglas serves on the advisory board of the Exchange Club Center for the Prevention of Child Abuse of Chester County, a nonprofit focused on family support and abuse prevention. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various investment strategies and custodial relationships.

John Braun is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and five years of industry experience. He is the owner of Performist Athletics, an e-commerce business specializing in clothing design. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to set personalized asset allocations, managing portfolios mainly through Vanguard funds and ETFs.

James Unger is a financial advisor with Mass Mutual Investors Services and holds the CFP® designation along with Series 63 and Series 65 licenses. He has 36 years of industry experience, including roles at MassMutual Life Insurance Company and MetLife Securities. Outside of his advisory work, he is a musician who occasionally performs in a band. Mass Mutual Investors Services is a broker‑dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved software and educational seminars.

Thomas Wagner is a financial advisor at OSAIC with one year of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes positions at JPMorgan Chase Bank, J.P. Morgan Securities, PNC, and ALDI Inc., as well as operating Simply Bold Cafe. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, employing a variety of asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Ally Feinman is a financial advisor with RBC Capital Markets in Chadds Ford, PA, holding a Series 66 designation and 12 years of industry experience. She has been with RBC Wealth Management since 2014. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm provides a range of advisory programs with customized investment strategies implemented through in-house and third-party managers, supported by RBC’s capital-markets capabilities.

Roger Kent serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1994, bringing his extensive experience to multiple generations of clients nationwide. Before joining Merrill, he worked for four years at J.P. Morgan in its Private Banking Group. Roger provides comprehensive financial planning tailored to individual client needs, addressing retirement, wealth transfer, college savings, business succession, tax minimization, and liability management. He emphasizes establishing a strong financial foundation before examining investments, focusing on preparing clients for both likely and unlikely scenarios. His client base includes physicians, small business owners, retired couples, divorcees, and widows. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Roger earned a Bachelor's Degree in Business Administration with a concentration in Finance from Villanova University. He serves as a board member of the Villanova Blue White Scholarship Foundation and is actively involved in his community as a CYO Basketball Coach and president of Save Unborn Life. Born in Louisville, he resides in Chester Springs with his wife Melissa and their three children. Outside of work, Roger enjoys long distance running, playing basketball, and spending time with his family.

Brian Russo is a financial advisor with LPL Financial, holding a Series 66 designation and 22 years of industry experience. He previously worked at RBC Capital Markets Corporation for 15 years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Matthew Seman is a financial advisor with Vanguard Advisers based in Malvern, PA. He holds a Series 66 designation and has three years of industry experience. His prior roles include work with United Way of Erie County and Pennsylvania State University, as well as entrepreneurial activity with Rizer Fireworks. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and predominantly Vanguard funds, offering a range of customization options and managing a large client base through a combined digital and advisory platform.

Matthew Greco is a financial advisor with Mass Mutual Investors Services based in Newtown Square, PA. He holds Series 63 and Series 65 licenses and has 20 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Company. Outside of his advisory work, he is also licensed as a health and group health insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Derrick Arnold is a CFP® with nine years of industry experience, currently serving at Osaic Wealth, Inc. since 2023. His prior roles include positions at Royal Alliance Associates, Citizens Securities, CUSO Financial Services, and Citadel FCU. In addition to his advisory work, Arnold is involved with Bala Financial Group, marketing various insurance products, and assists with tax preparation and client scheduling at Phoenix Tax Consultants. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and access to third-party money managers to construct diversified portfolios tailored to client needs.

Jessica Skelton is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked with Securities America Advisors, H. Beck, Inc., and Campisi Financial Network. Outside of her advisory role, she owns Ingredients for Wellness, LLC, where she provides holistic health coaching focused on stress reduction through mindfulness strategies. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across various asset classes.

Keith Ford is a financial advisor with Morgan Stanley in Berwyn, PA, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been affiliated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Margaret D'agostino is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Evan Walker is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Vanguard, he worked at Infinia Search, Inc. and Wills and Bills among other firms. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, with portfolios constructed mainly from Vanguard funds and ETFs.

Emil Barretta is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. His prior roles include positions at The Vanguard Group and earlier work in various industries including the military as a US Army Reserve member. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Carleigh Conners is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Her prior work includes roles at The Vanguard Group, Inc., Vanguard Marketing Corporation, and Versed Experts, as well as teaching positions at Shippensburg University and James Madison University. She is also involved with Limitless Philly. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs. The firm serves a broad client base through digital delivery and a large network of advisors.