Timothy Haynal is a financial advisor with Cetera, holding a Series 66 credential and five years of industry experience. He has been associated with Cetera and related entities since 2021 and serves as a Client Service Associate at Egan, Berger & Weiner LLC. Prior to his financial services career, he held roles at Christopher Newport University and managed operations at VOH Gym & Pool and Corolla Beach Rentals. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports discretionary and non-discretionary account management.

Francis Tran is a financial advisor at Morgan Stanley in McLean, VA, holding a Series 66 license with 13 years of industry experience. He has worked at Morgan Stanley since 2018 and previously held roles at various SunTrust advisory and investment services firms from 2014 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and market simulations.

Michelle Kim is a financial advisor at Mass Mutual Investors Services with the Series 66 designation and one year of industry experience. Her prior work includes three years at Cornerstone Insurance Group. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved software and also provides specialized services such as divorce planning and employer-sponsored planning programs.

Sholanke Woody is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, she employs a comprehensive approach to wealth management, focusing on understanding her clients' unique needs and values. She offers personalized wealth management strategies and provides access to investment insights from Merrill as well as banking and lending solutions from Bank of America. With expertise in areas including college education planning, divorce transition planning, services for endowments and non-profits, personal retirement planning, portfolio management, small business strategies, women and wealth, tax minimization, and retirement income, Woody aims to help clients pursue their financial goals. She emphasizes building long-term relationships and delivering service that aligns with clients' specific life objectives. Woody holds a Bachelor's Degree from Virginia Commonwealth University and is a Personal Investment Advisor (PIA). She participates actively in professional organizations such as the Northern VA Black Chamber of Commerce and the Tysons Chamber of Commerce. Committed to community involvement, she volunteers with organizations including Devotion to Children, Food for Others, and My Sister's Place. In her personal time, Woody enjoys basketball, football, gardening, spending time with her family, traveling, and watching movies.

Victor Imoh is a financial advisor at Wells Fargo Clearing with a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for six years and Branch Banking & Trust for fifteen years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tae Kyung Seo is a CFP® with 23 years of industry experience, currently with Ameriprise Financial Services LLC since 2024. Prior to Ameriprise, Seo worked at LPL Financial and Waddell & Reed, among other firms, and has been involved in non-investment business activities supporting her husband's acupuncture and retail businesses. Ameriprise Financial Services LLC is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that combine investment research and algorithmic tools to provide tailored, non-discretionary recommendations focused on dependable income and tax-aware withdrawal strategies.

Mahmoud Harb is a Financial Solutions Advisor (FSA) at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He serves as a resource for a range of financial needs, including investing, retirement planning, and saving for unexpected expenses. Mahmoud also facilitates access to Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Mahmoud holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma from Atlantic City High School. He emphasizes a client-centered approach, aiming to assist clients in uncovering what matters most to them and their families to create tailored financial strategies.

Mattia Anderson is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. Prior to joining Cetera, Anderson worked at firms including Brighton Jones and The Vanguard Group and holds a client service associate role at Egan, Berger and Weiner, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, combining various program structures and custodial relationships with over $256 billion in assets under management.

Matthew Poliner is a financial advisor with Ameriprise in Vienna, VA, holding a Series 66 designation and eight years of industry experience. Prior to joining Ameriprise, he worked at Venable LLP. He serves as Treasurer on the Board of Directors for the Vienna Grove HOA. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise also delivers a broad range of advisory, brokerage, and insurance solutions.

Lisa Albrecht is a financial advisor with Ameriprise in Ashburn, VA, holding a Series 66 designation and 23 years of industry experience. She previously worked at American Express Financial Advisors for 18 years before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm delivers these services through a centralized retirement-income consulting team and combines research, modeling, and tax analysis to tailor recommendations.

Christopher Dettra is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Bank of America and Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Irene Marcel is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has been with Wells Fargo in various capacities since 2016. Outside of her advisory role, she owns and operates an Amazon seller business. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

John Schlendorf III is a financial advisor with UBS Financial Services in McLean, VA, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with UBS since 1993. Outside of his advisory role, he is a partner in an LLC that manages a duplex property. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

Nathan Parrish is a financial advisor with Charles Schwab in Reston, VA, holding the Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Charles Schwab since 2009 and also works with Charles Schwab Bank, SSB since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and alternative investment options, supported by a large-scale, integrated operational structure.

Terry Jones is a financial advisor at Cetera with 24 years of industry experience and holds the PFS™ designation along with Series 63 and Series 66 licenses. He has a background that includes roles at Avantax and extensive experience in accounting and tax preparation through his CPA practice. Jones also serves on the board of the Northern Virginia Bridge Association, a nonprofit focused on bridge games and education. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, featuring both discretionary and non-discretionary program options.

Mark Farney is a Financial Advisor at Merrill Lynch Wealth Management. In his current role, he provides financial advisory services to clients, helping them manage their wealth and plan for their financial futures. Mark holds a Bachelor's Degree from the University of Washington. No additional information about his experience, expertise areas, personal interests, or community involvement is provided.

Janet Howard is a financial advisor at Robert Baird & Co. with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including Cassaday and Company, The Burney Company, EF Legacy Securities, LLC, and Blisk Financial Group. Outside of her advisory role, she is a consultant for Rodan and Fields, focusing on skin care sales. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across various investment strategies.

Will Aubry is a Financial Consultant at Fidelity Investments, where he has worked since 2021 in various roles progressing from High Net Worth Associate to Financial Consultant. He has been involved in developing tailored strategies for investment management, retirement planning, and risk management to support clients' long-term financial objectives. Before joining Fidelity Investments, Will held the position of Private Client Associate at Janney Montgomery Scott in 2020 and completed an internship at Equitable in 2018. Throughout his career, he has focused on helping individuals and businesses make informed financial decisions aligned with their goals, emphasizing clarity, transparency, and disciplined planning.

Eric Riddell is a financial advisor with Ameriprise in Annandale, VA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he serves as vice chair on the board of directors for Pathway Homes and is involved in crop farming operations. Ameriprise offers comprehensive retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide tailored, non-discretionary recommendations. The firm also delivers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Zachary Dixon is a financial advisor with Charles Schwab in Tysons Corner, VA, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Charles Schwab Bank, Henderson State, and Certified Car Care. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.