Stephanie Cassedy is a Series 66-licensed financial advisor with 16 years of industry experience. She is currently with Osaic Wealth and previously worked at Lincoln Financial Securities for 17 years. Outside of her advisory role, she operates a sole proprietorship offering traditional life insurance products and supports accident, disability, and annuity insurance business. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporations. The firm employs a model-based investment process with a wide range of advisory and brokerage services delivered through a multi-advisor platform and affiliated entities.

John Updike is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Hartford Funds Distributors, LLC. Prior to his finance career, he was employed at Applebrook Golf Club and Aronimink Golf Club. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers both brokerage and advisory solutions.

Charlene Monts is a financial advisor at OSAIC with 31 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Securities America Advisors, Inc., Investacorp Advisory Services, and Merrill. Outside of advising, she is President and CEO of Monts Enterprises LLC, a business consulting firm specializing in app development, technology solutions, and real estate consulting. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolios. The firm’s investment process relies on model-based asset allocation and portfolio optimization supported by various analytical tools, and it is notable for its scale, recent consolidation, and complex affiliate structure.

Ryan Mostoller is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. His prior work includes positions at Bank of America, Chestertown River & Yacht Club, Medling Lucente & Associates, and Washington College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joanna Stout is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2020 and is currently associated with Bank of America, N.A. Outside of finance, her work history includes roles at L'Occitane En Provence. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Fuggi is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Robert W. Baird since 2009. Fuggi serves as a Finance Committee Member for the nonprofit Mission Helpers of the Sacred Heart, where he reviews budgets, fundraising projects, and evaluates outside money managers. Robert W. Baird & Co.’s DDK Group provides wealth management services to individuals, corporate clients, pension and profit-sharing plans, and charitable organizations, offering a range of financial planning, portfolio management, and custody services supported by internal research and ongoing manager monitoring.

Jennifer Vancura is a financial advisor at OSAIC with 13 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corp for 15 years before joining OSAIC in 2025. OSAIC Wealth serves a diverse client base that includes retail and institutional investors, offering both brokerage and advisory services across various programs such as comprehensive financial planning and retirement plan consulting. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization supported by advanced risk assessment and rebalancing tools.

Cooper Woest is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His background includes four years at Loyola University Maryland and involvement with the Dulaney Swim Club LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Joel Fink is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets from 2005 to 2009. Fink serves as president of the board for the Jewish Community Services of Baltimore, a nonprofit organization. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers customized financial planning and investment programs supported by a structured planning process and a range of investment and advisory solutions.

Jason Shanty is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 66 designation and previously worked for 18 years at Lincoln Financial Advisors Corp. Outside of his advisory role, he is an insurance agent offering fixed insurance products such as fixed annuities, indexed annuities, and traditional life insurance. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm employs a model-based investment approach with asset allocation and portfolio optimization tools, offering a range of advisory and brokerage services through a multi-advisor platform.

Georgeanne Aist is a financial advisor with LPL Enterprise and holds the Series 63, Series 65, and Series 66 designations. She has 24 years of industry experience with prior roles at Prudential Insurance Company of America, Pruco Securities, LLC, Lincoln Financial Advisors, and several other firms. Outside of her advisory work, she serves as a minister in Charlotte Hall, MD. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual investors, high-net-worth clients, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, third-party asset management access, and insurance product facilitation through affiliated entities.

Kevin Grant is a financial advisor with Merrill in Cockeysville, MD, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Bank of America and JPMorgan Chase Bank. Outside of advisory work, he owns and operates a multimedia and creative content production business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Isabella Thomas is a financial advisor at Merrill with Series 65 and Series 66 licenses and seven years of industry experience. She has been with Merrill since 2018. Outside of her advisory role, she is also employed part-time with Rover, a dog sitting and dog walking service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Noah Schettini is a CFP® professional at Cetera with eight years of industry experience. His prior roles include positions at Ameriprise, JPMorgan Securities LLC, JPMorgan Chase Bank NA, and PNC Bank NA. Outside of his advisory work, he is also involved as an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Annette Quigley is a financial advisor at LPL Enterprise with 27 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at firms including Prudential Insurance Company of America, Pruco Securities, Cetera Investment Services, LPL Financial, and Merrill. Quigley is also the business owner of Strategic Wealth Advisors LLC, an entity used for payroll related to her registered sales assistant. LPL Enterprise provides investment advisory and brokerage services to a diverse range of clients, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach featuring portfolios developed by LPL’s Research Department and third-party strategists, alongside financial planning and access to various third-party managers and programs.

Kyle Hays is a financial advisor at Osaic with a Series 65 designation and one year of industry experience. Prior to his career in financial services, he was involved in general contracting through A.H. Junior General Contractor LLC for four years and completed five years of full-time education. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services such as comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment approach with multiple account management options and is notable for its scale, affiliate network, and recent consolidation activity.

Johnathon Raver is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Karin Mottus is a CFA® charterholder with 34 years of industry experience and has been with Stifel since 2007. She holds a Series 63 license and is based in Hunt Valley, MD. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment strategy developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Kevin Murphy is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Bank of America, N.A. and T. Rowe Price. Outside of finance, he was involved with the James Madison University Sport Club Council. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment approach includes multiple program strategies with client or advisor discretion and emphasizes tax-focused capabilities supported by its integration with Bank of America affiliates.

Colby Savadove is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior roles include positions at UBS Financial Services, Ferris, Baker Watts, LLC, and Legg Mason Wood Walker, Incorporated. Outside of his advisory work, he holds power of attorney responsibilities for his mother. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and financial planning services tailored to clients who meet a net-worth threshold. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.