Melissa Saleeby is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 66 licenses and 27 years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset thresholds, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis through a centralized consulting team to deliver tailored, non-discretionary advice.

Samuel Pennell Jr. is a Wealth Management Advisor and co-founder of the 282 Group of Merrill Lynch Wealth Management in Charlotte, North Carolina. In his role, he partners with individuals, families, and institutions to develop strategies focused on helping clients pursue their long-term financial goals. He applies a comprehensive advisory approach that includes investment planning, risk management, and retirement readiness. Sam works with clients across the investment spectrum, providing guidance on portfolio construction, retirement income planning, liquidity solutions, and financial goal setting tailored to individual objectives. He holds the designations of Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). Sam earned his Bachelor's Degree from NC State University. Outside of his professional work, Sam spends time with his wife, Ashleigh, and their two children. They support the NC State Wolfpack, enjoy hiking, visit South Carolina's beaches, and he pursues his interest in music by attending live shows and record stores. He is also actively involved in the greater Charlotte community through his church and volunteer activities.

Michael Mordenti is a financial advisor at Raymond James Financial with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with various Raymond James entities since 2009. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm provides tailored, non-discretionary planning and employs analytical tools to support client goals, with specialized services including municipal and public finance advisory and employer SIMPLE IRA consulting.

Matthew Collins is a Series 66-licensed financial advisor at Edward Jones in Charlotte, NC, with five years of industry experience. His prior roles include positions at Ameriprise, SECU Brokerage Services, SECU Life Insurance Company, State Employees' Credit Union, and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its extensive retail advisor and branch network, as well as its affiliated trust and securities-based lending services.

Justin Plante is a financial advisor at Fisher Investments with 19 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Hennion & Walsh, Inc. and Nuveen Securities LLC. Based in Charlotte, NC, he has been with Fisher Investments since 2026. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized Investment Policy Committee and employs tax-aware strategies and risk management techniques, serving a diverse client base that includes pension plans, foundations, and high-net-worth individuals.

Christopher Bauer is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 65 credentials and possessing 12 years of industry experience. He has worked at Merrill since 2017, with prior roles at Santander Securities LLC and Flushing Bank. Outside of advisory work, he holds a power of attorney position for a non-investment-related entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Lisa Premo is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 credentials and 20 years of industry experience. She has been with Merrill since 2007 and has also worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, and institutional investors, offering investment solutions designed and implemented by internal teams and third-party managers.

Maghan Kuehl is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing Services, Wells Fargo Bank, the University of Wisconsin-Madison, InnoSource, U.S. Bank, and U.S. Bancorp Investments. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Andrew McPhail is a CFP® and CFA® with nine years of experience in financial services. He has worked at Wells Fargo Bank since 2016 and Wells Fargo Clearing Services since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party sources.

Angelika Chen Currlin is a financial advisor at Merrill in Charlotte, NC, holding Series 63 and Series 66 licenses. She has been with Merrill and Bank of America since 2026. Prior to her advisory role, she worked at Long's Jewelers and Shreve, Crump & Low. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter Auer is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and has previously worked at Ellicottville Brewing Company, IES Abroad, and Saint Joseph's University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client strategies.

Kevin Key is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of experience assisting individuals and businesses in wealth management and financial planning. He focuses on understanding clients' personal perspectives and priorities to develop tailored strategies that align with their short-, mid-, and long-term financial goals. His expertise spans a variety of areas including family wealth management strategies, investment consulting for defined contribution plans, legacy planning, retirement income, tax minimization, and portfolio management services. Kevin holds a Bachelor's Degree from the University of North Carolina at Charlotte and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He serves as a resource covering a broad range of financial topics from general investing to retirement planning and provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional duties, Kevin is engaged with several community organizations including the Alzheimer's Association, Autism Speaks, Inc., and the Humane Society of Charlotte, Inc. He enjoys music, reading, spending time with his family, and traveling.

Charles Buysse is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 66 and Series 63 licenses and having 10 years of industry experience. He has worked at Wells Fargo Clearing Services since 2017 and was previously with Wells Fargo Bank NA from 2001 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics along with diversification principles and modern portfolio theory.

Luke Savage is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at UBS Financial Services, Hausmann Insurance and Financial Services, and Aflac. Outside of his advisory work, he serves on a committee for the United Way of Greater Charlotte, participating in the grantmaking process. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Reid Whitehurst is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 designations and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wachovia Bank, N.A. from 2007. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from its investment institute with third-party analytics to inform its diversified investment strategies.

Cameron Payne is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. Based in Charlotte, NC, he previously worked at Vanguard Advisers and Vanguard Marketing Corporation, as well as DHG LLP and its corporate finance division. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical and modeling tools, and supports municipal and public finance work through unique advisory affiliations.

Kyle Potenski is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services in Charlotte, NC. His prior experience includes roles at Bank of America, Merrill, UBS Financial Services, and Empower Advisory Group. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Stephanie Kahl is a financial advisor at Merrill with Series 63 and Series 66 licenses and 25 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Kahl serves as a board member of the Wingate University Alumni Advisory Board, where she advises on alumni engagement and participates in guest speaking and event activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Charles Wixson is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 designation and four years of industry experience. His background includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as work with the University of Georgia and the Office of Senator John McCain. He also has experience in the hospitality sector, having worked at two different pubs. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Ryan Emmons is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services Inc. for 11 years before joining Merrill in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.