Tarra Worthing is a Series 66-licensed financial advisor at Vanguard Advisers with one year of industry experience. Her background includes roles at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation, along with prior positions in education and small business management. Worthing has also been involved in managing local food service establishments. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, incorporating tax-aware features and customization options.

Chasity Charles is a financial advisor at Vanguard Advisers with 15 years of industry experience. She holds Series 63, Series 65, and Series 66 credentials and has worked at Wells Fargo and Vanguard-affiliated firms. Outside of advising, she is vice president of 4C Impact Group, LLC, an apparel business, and president of Culture Compass, a travel influencer venture. Vanguard Advisers serves retail investors and eligible retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach, using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

William Andrews is a financial advisor with Fidelity in Mooresville, NC, holding a Series 66 designation and three years of industry experience. Prior to joining Fidelity in 2025, he worked at TIAA and Thrivent Financial. Outside of finance, he is involved in the hospitality industry through his role at Mr. Bowl Fusion and Sushi Mooresville LLC, where he handles food orders and general hospitality duties. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Robert Pawlowski is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63, Series 65, and Series 66 licenses and bringing 30 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill from 2009 to 2022, before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, utilizing structured planning tools and modeling techniques such as Monte Carlo simulations.

Bryan Pentz is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with The Vanguard Group since 1999. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, managing portfolios primarily through Vanguard funds and ETFs.

Nicholas Crawford is a financial advisor at Merrill with 4 years of industry experience and holds the Series 66 designation. He has been with Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Yuliana Gonzalez Vega is a financial advisor with Wells Fargo Clearing in Charlotte, NC. She holds a Series 63 designation and has one year of industry experience. Her prior work includes roles at Keeneland and Relix Bridal, as well as teaching positions at the University of Kentucky and Bluegrass Community and Technical College. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Sean Lawrence is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and over 24 years of industry experience. His prior roles include positions at TIAA-CREF and Alight Financial Advisors. He is based in Charlotte, NC. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment strategy utilizing proprietary methodologies and primarily Vanguard funds and ETFs, delivering services through a combination of digital platforms and advisor teams.

Dallas Kirby is a financial advisor at Merrill with nine years of industry experience. He previously worked at The Vanguard Group for eight years and has held roles at the U.S. Census Bureau and Cardinal Innovations. Outside of his advisory work, he owns and operates a fashion blog called Taste Makers Palette, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Delfin Llamas is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and 16 years of industry experience. His career includes multiple roles at Vanguard Advisers and The Vanguard Group, Inc., as well as a position at TIAA. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Gene Lenfest Jr. is a financial advisor with Ameriprise in Denver, NC, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations.

Savannah Simpson is a financial advisor at Vanguard Advisers with three years of industry experience. She holds Series 63 and Series 66 registrations and has worked across multiple Vanguard entities since 2023. Her background also includes roles outside financial services, such as employment with Enderly Coffee Company and Goodwill Industries of NWNC. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily constructs portfolios with Vanguard funds and ETFs.

Timothy Mcclurg is a financial advisor at Ameriprise with over 32 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Riversource Distributors, Inc. for 15 years before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, emphasizing managed accounts and using algorithmic tools overseen by a dedicated committee.

Savannah Susanin is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Her prior roles include positions at Humana, Inc. and NBCUniversal, as well as work related to UNC Kenan-Flagler Business School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Jacob Dunn is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 designations. Outside of his advisory role, he is involved in guest services and event management, working as a guest experience ambassador for Hornets Sports and Entertainment and providing guest seating services for Best Crowd Management. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s approach uses a goal-based, algorithm-driven methodology with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing tax-aware strategies and customization options.

Misan Wiles is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 credential and has worked at Merrill since 2021. Prior to that, he was employed at Wells Fargo Clearing and Target. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Olsson is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds a Series 63 designation and has been with Wells Fargo Clearing since 2025. Prior to joining Wells Fargo, he worked in strategic communications and digital media roles. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Matthew Mowrer is a financial advisor with LPL Financial in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing eight years of industry experience. He previously worked at Fisher Investments for five years and at LPL Financial LLC for two years before his current role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers various advisory programs, financial planning, and consulting services, employing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Megan Hinson is a financial advisor with Edward Jones in Mooresville, NC. She holds a Series 66 designation and has been with Edward Jones since 2026. Prior to joining Edward Jones, she spent 19 years at Lowe's Companies. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

James Donahue is a financial advisor with Vanguard Advisers, holding a Series 66 designation and eight years of industry experience. He has been with Vanguard and its affiliated entities since 2018. Prior to that, he held various roles including a position with the Financial Wellness Program at the University of Illinois Extension. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mostly from Vanguard funds and ETFs with features such as tax awareness and customization options.