Max Woelfer is a financial advisor at Merrill with a Series 66 designation and has been in the industry since 2023. His prior experience includes roles at Bank of America and time as a full-time student. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, and institutions. The firm employs model-based and discretionary investment strategies managed by internal and third-party teams.

Frank Yong is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 credential and 17 years of industry experience. He has worked at Morgan Stanley since 2011 and also operates his own firm, Frank J Yong P.A., established in 2003. Outside of finance, Yong manages agricultural businesses focused on cattle ranching in Florida. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of advisory and brokerage offerings.

Bradley Chard is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at both Merrill and Bank of America, N.A. He is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Grau is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Merrill Lynch Pierce Fenner & Smith since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Adam Ison is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and 121 Financial Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and a Charitable Gift Fund. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with a focus on systematic methodologies and long-term asset allocation.

David James Ong Guan Pun is a financial advisor with OSAIC Wealth, Inc. He holds Series 63 and Series 65 credentials and has nine years of industry experience. His work history includes positions at Lincoln Financial Advisors Corporation, Principal Securities Inc, and Principal Life Insurance Company. Outside of his advisory role, he is the CFO and co-owner of Trilock Capital LLC, a holding company for early-stage ventures in the fitness and wellness industry. OSAIC Wealth, Inc. serves a diverse client base ranging from individual investors to large institutional entities, offering integrated brokerage, advisory services, financial planning, and access to multiple third-party investment platforms. The firm uses a variety of analytical tools and maintains a complex corporate structure with multiple mergers and private-equity ownership.

Ethan Bohm is a financial advisor with Equitable Advisors in Jacksonville, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked at FIS and has experience outside finance, including a role at Taverna Evia Greek Restaurant. He attended Florida State University and worked at Marjory Stoneman Douglas High School. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individual, corporate, and institutional clients. The firm utilizes third-party asset managers and LPL-sponsored advisory programs, delivering a range of investment options including mutual funds, ETFs, separately managed accounts, and alternative investments.

Fred Culvyhouse is a financial advisor with Edward Jones in Jacksonville, FL, holding a Series 66 designation and 21 years of industry experience. He worked at Deutsche Bank Securities Inc. from 2015 to 2018 before joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Jose Bascon is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process and maintains formal advisory roles with multiple registered investment companies.

William Lowry Jr. is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 credential with one year of industry experience. His work history includes roles at Bank of America, Merrill Lynch, and several insurance and mortgage firms. Outside of finance, he has operated Tony L Woodworking LLC since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Andrea Peterson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held roles at Baptist MD Anderson Cancer Center, Eight Eleven Group, Jacksonville Jaguars, and several other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Christopher Dorman is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has been with Fidelity Investments since 2021. Prior to his advisory role, he was involved with Orange Park Christian Church from 2012 to 2021. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio solutions. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, and is noted for its registration as a commodity pool operator and advisory roles to multiple registered investment companies.

Jordan Swanner is a financial advisor with Fidelity in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Fidelity Investments and Edie Williams State Farm, as well as employment at the University of North Florida and other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, utilizing a range of investment vehicles and maintaining oversight of affiliated sub-advisers.

Jesse Ruiz is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. He previously worked at Federal Express for six years before joining Fidelity in 2021. Jesse is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios, and it holds distinctive registrations such as with the CFTC as a commodity pool operator.

Miranda Harper is a CFP®-certified financial advisor with 24 years of industry experience, currently with Fidelity in Jacksonville, FL. She has been with Fidelity Investments and its related entities since 2006. Outside of advisory work, she manages administrative duties for several rental properties. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary research and quantitative methods to create model portfolios and serves in advisory roles to multiple registered investment companies.

Anh Bui is a financial advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan, Anh worked at Fidelity Investments and has experience in education at local high schools and an entrepreneurial venture, Bui Business LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Justin Riege is a financial advisor with Charles Schwab in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2018 and 2019, respectively. Previously, he was involved with the Crossroads of America Boy Scouts of America and engaged in full-time education at IUPUI. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, strategic asset allocation, and due diligence on alternative investments.

Jeffrey Saster is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Elizabeth Hoffman is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, she worked in the fitness and wellness industry, including roles at Crunch Fitness and Alpha Omega Personal Fitness. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manages oversight through affiliated and unaffiliated sub-advisers.

Richard Reid Jr. is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 40 years of industry experience. He has been with Raymond James since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through a variety of portfolio management strategies and affiliated research resources.