Alexander Israel is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. He has worked in various roles across sectors including tax advisory and logistics prior to joining Fidelity. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction, and offering model portfolios built from a diverse range of mutual funds, ETFs, and ETPs.

A Perry Chappell is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1996 in New York City and has experience managing individual wealth through various market cycles. His approach to wealth management emphasizes understanding clients’ individual needs and goals to develop tailored strategies. Perry holds a Bachelor of Arts degree from Vanderbilt University, a Master of Business Administration from the University of Florida, and a Master of International Management from the American Graduate School of International Management. He has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA).

Carrie Stinchfield is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses with 30 years of industry experience. She has been with Raymond James & Associates since 2006. The firm oversees approximately $501 billion in assets and serves a diverse client base including individuals, institutional entities, and municipal organizations. Raymond James & Associates provides financial planning and investment consulting through various programs, combining a range of portfolio management styles with firm research and affiliated sub-advisers.

Merle Campbell is a Private Wealth Advisor with Merrill Private Wealth Management. In this role, Merle provides personalized wealth management services and guidance to clients. Merle holds the Professional Investment Advisor (PIA) designation, demonstrating expertise in investment strategies and financial planning. Merle's educational background includes a Bachelor's Degree from the University of Oklahoma, as well as a Master's Degree and a Doctorate Degree from Georgia State University.

Joseph Cusick is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been involved in managing clients' wealth since 1998, focusing on providing dedicated service to support their financial needs. Joseph holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., and is also recognized as a Personal Investment Advisor (PIA). He earned a bachelor's degree in Accounting from Villanova University and a Master of Business Administration from the University of North Florida. Additionally, Joseph is a former Certified Public Accountant. He resides in Jacksonville with his wife, Kelly, and their three children.

John Caldwell is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Joshua Diaz is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Deutsche Bank, and Jetstream Federal Credit Union. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Tarek Kishek is a financial advisor with Fidelity, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Merrill Lynch and Fidelity Brokerage Services LLC. Outside of advising, he manages Kishek & Company LLC, a real estate investment business, and sells items on eBay. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction with a focus on model portfolios, fund advisory, and management for registered investment companies.

Mitchell Hummel is a financial advisor with Fidelity Investments based in Jacksonville, FL. He holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to his current role, he worked in various positions including at the Alhambra Theatre and Dining and the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, engages with multiple sub-advisers, and incorporates advanced methodologies including AI in its investment process.

Zachery Rogers is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 12 years of industry experience. He has been associated with Fidelity Brokerage Services since 2013 and joined Fidelity Investments in 2025. Outside of his advisory role, Rogers works as a realtor in Jacksonville, FL. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and delivers model portfolios to intermediary platforms.

Zeb Scott is a Financial Consultant at Fidelity Investments, where he applies a relationship-focused approach to help clients develop and execute comprehensive financial plans. He emphasizes understanding clients' personal situations and priorities to support their financial and lifetime goals. Scott has extensive experience within Fidelity Investments, having held multiple roles since 2012. His career progression includes positions as Private Client Group Service Associate, Retirement Relationship Manager, Portfolio Specialist, Senior Portfolio Specialist, and currently Financial Consultant. He holds insurance licenses in Arkansas and California. Outside of his professional work, Scott engages in activities such as boating, camping, fishing, kayaking, fitness, and spending time with family.

Kyle Bickham is a financial advisor with Morgan Stanley, holding a Series 66 designation and having 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Philip Wise is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and 30 years of industry experience. He has worked at Merrill since 1996 and has spent the past 15 years at Bank of America, N.A. in Ponte Vedra Beach, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Javier Moredo Cepero is a financial advisor with Charles Schwab in Jacksonville, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2020 and previously held roles at Fidelity Brokerage Services LLC, Crowley Maritime Inc, and St. Luke's, St. Vincent's Health. Outside of his financial career, he serves in the United States Navy Reserves as a Hospital Corpsman 3rd Class. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized structure to support a large client base.

Ryan Harney is a Financial Consultant at Fidelity Investments. He has held various positions within the company, including Financial Consultant 1, Investment Consultant, Customer Relationship Manager, and Financial Representative since 2023. Ryan is licensed to provide insurance services in Arkansas and California. He focuses on helping clients overcome financial challenges, aiming to provide clarity and confidence in their financial decisions. Outside of his professional role, Ryan enjoys beach activities, outdoor adventures, scuba diving, skiing, and traveling.

Joshua Manikowski is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 7 years of industry experience. He has worked at Merrill and Bank of America since 2019 and previously at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. Outside of advising, he is the general partner and managing member of Dalinar Holdings LLC, a real estate management company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aaron Ghelerter is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo from 2015 to 2019. He is based in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Franskousky is a CFP®-designated financial advisor with LPL Financial in Ponte Vedra Beach, Florida, bringing 24 years of industry experience. He has been with LPL Financial since 2010 and had a brief tenure at Private Wealth, LLC in 2018. Outside of his advisory role, Mr. Franskousky is involved in teaching continuing education classes for CPAs and leads divorce-related radio shows and workshops, drawing on his certification as a Florida Supreme Court Certified Family Law Mediator. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a large network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, utilizing discretionary and non-discretionary management supported by in-house and third-party research, and provides various portfolio management and participant advice solutions.

Filipina Russell is a financial advisor at Ameriprise with Series 66 and Series 63 credentials and five years of industry experience. She previously worked at Hunter & Associates and has operated Chris Russell & Company, PLLC since 2017. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Travis Burky is currently serving as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2015, progressing through roles including Portfolio Specialist and Financial Consultant. His professional focus is on understanding clients' priorities and developing financial plans that align with their goals. Travis holds insurance licenses in Arkansas and California. Outside of his professional work, he has interests in boating, camping, fitness, playing musical instruments, music, and spending time with pets.