Saul Lola Lopez is a financial advisor at Morgan Stanley with two years of industry experience. He has previously worked at Raymond James & Associates, Guerra Financial Group, and the firm Farrell, Patel, Jomarron & Lopez. Outside of his advisory role, he is the sole proprietor of Rocket Securities LLC, a recreational business based in Miami. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Victor Casado is an International Wealth Advisor at Merrill Lynch Wealth Management. He has been in the wealth management industry for more than 22 years, focusing on serving high-net-worth clients through customized family wealth management strategies and international wealth management. His expertise also includes legacy planning, liquidity management, managing new wealth, portfolio management services, socially responsible and ESG investing, sports and entertainment, tax minimization, and retirement income. Victor's professional experience includes a 15-year tenure at a full-service boutique broker/dealer firm in Coral Gables, where he held various roles including Financial Advisor, Director, shareholder, Chief Investment Officer of the Asset Management division, Sales and Trading Manager, General Securities Principal, and Head of the Fixed Income Trading Desk. He joined Merrill Lynch Wealth Management in 2016. He holds a Bachelor's Degree in Business Administration (1998) and an MBA in Finance (2002) from Florida International University. Victor is also a Personal Investment Advisor (PIA). Born and raised in Venezuela, Victor has lived in Doral since 1995 with his wife and two children. He is fluent in English and Spanish. Outside of work, he enjoys baseball, basketball, cooking, music, running, soccer, traveling, watching movies, yoga, and spending time with his family.

Juan Arango Alvarez is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with 10 years of industry experience. He was previously with Wells Fargo Advisors from 2015 to 2021 before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets through its structured planning process and broad investment services.

Gustavo Ventura is a Series 66 licensed financial advisor with seven years of industry experience. He is currently with Edward Jones in Ft Lauderdale, FL, having joined the firm in 2025. Prior to this, he worked at Bank of America Merrill Lynch for eight years and PNC Financial Services for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Arianne Cendon Ruisanchez is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, she worked at Banco Sabadell Miami Branch and has held positions in educational institutions including Florida State University and the University of Colorado Boulder. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by structured processes and advanced modeling tools.

Andrea Fusero is an International Wealth Advisor with Merrill Lynch Wealth Management. He brings over ten years of international experience across global markets, specializing in areas such as executive compensation, family wealth management strategies, international wealth management, legacy planning, liquidity management, philanthropic planning, small business strategies, sports and entertainment, and tax minimization. His work is informed by a broad background in international business development, mergers and acquisitions, globalization strategy, innovation, product development, marketing, and international negotiation. Andrea began his career at the European Parliament before working as a strategic consultant in China for the Southeast Asia region. Following the completion of his MBA, he served as Managing Director of Pantheon Group, a corporate finance and wealth management firm in Europe. He holds a Bachelor’s and Master’s degree in Management Engineering from the Polytechnic of Milan and earned his MBA from Hult International Business School in Cambridge, Massachusetts. Andrea maintains FINRA Series 7, Series 63, and Series 65 registrations and holds the Personal Investment Advisor (PIA) designation. Fluent in English, French, Spanish, Portuguese, and Italian, he has extensive cross-cultural and cross-functional teamwork experience. Andrea is involved in community organizations including the Rotary Club and Red Cross International. Outside of work, he pursues interests such as antiquing, boating, bowling, golfing, music, skiing, soccer, surfing, tennis, and traveling.

Jordan Ellerbe is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. He has worked at LPL Financial since 2026 and previously held positions at Park Avenue Securities, Guardian Life Insurance Company, and The Bulfinch Group. In addition to his advisory role, Ellerbe is involved with LRB Wealth Strategies LLC, an entity related to his LPL business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a broad range of strategic and tactical investment options.

Roberto Velez is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 66 licenses and over 14 years of industry experience. He has worked at Merrill since 2016 and previously held roles at Bank of America and Wells Fargo affiliates. Outside of his advisory work, he serves as secretary for the Catalina West Homeowners Association. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies constructed by internal and third-party managers for a range of individual and institutional investors.

Denise Goldstein is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Her career includes roles at BNY Mellon Securities Corporation and TIAA-CREF. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Sara Robledo Gaviria is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC, the University of Miami, Tech Data Corporation, and Guerra Financial Group. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kenny Davin is the Vice President and Branch Leader at Fidelity Investments. In this role, he leads a team of financial professionals focused on building and maintaining strong client relationships. He works closely with clients and their families to manage their overall wealth and support them in making informed financial decisions to handle life events. Kenny has extensive experience in the financial services industry, having held various positions at Fidelity Investments since 2010, including Vice President and Wealth Planner, Financial Consultant, and Investor Center Investments Representative. Prior to joining Fidelity, he worked as a Financial Representative at Dade County Federal Credit Union from 2007 to 2010. Outside of his professional responsibilities, Kenny is involved in family activities and volunteering.

Adrian Quinteros is a financial advisor at UBS Financial Services with 23 years of industry experience. He has been with UBS since 2008, working both at UBS International IN and UBS Financial Services in Miami, FL. He holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets and custody services.

Manuel Pinto is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and over 21 years of industry experience. He has been with UBS Financial Services since 2010 and has a broader tenure at UBS International dating to 2004. Outside of advisory work, Pinto is involved in agricultural and livestock enterprises, serving as general manager and financial strategist for multiple family-owned farming ventures. He also acts as president of a local tourism promotion committee in South Miami-Dade. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Veronica Pereira is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2020. Her prior experience includes roles at Citigroup and SunTrust, where she served in advisory and investment services capacities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including customized financial planning that utilizes structured discovery processes and advanced modeling tools.

Erica Nathan is a financial advisor with Fidelity, holding a Series 66 designation and eight years of industry experience. Her background includes roles at Axa Advisors LLC and Fidelity Investments. She works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and model portfolio platforms.

Allen Weidman II is a financial advisor with Ameriprise in Fort Lauderdale, FL, holding CFP®, ChFC®, and Series 66 designations and bringing 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2004. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations supported by research and modeling techniques. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Michael Mailey is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. His career includes roles at Allianz Life Financial Services LLC, Allianz Life Insurance Company of North America, FS Investment Solutions, LLC, and Fs2 Capital Partners, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning, asset management, and institutional solutions with a focus on customizable investment strategies.

Nicholas Carosa is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Megan Macgowan is a Certified Financial Planner® with 22 years of industry experience, currently advising clients at UBS Financial Services since 2012. She holds the Series 66 license and is a member of the CFA Institute and CFA South Florida Investment Professional Society. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

William Van Scoyoc is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2010. Outside of his advisory role, he has acted as an independent contractor arranging potential buyers for a baseball card collection. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured conversations and proprietary tools, focusing on advisory services without providing individual security recommendations in standalone planning.