Anay Gonzalez is a financial advisor at Fidelity with Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Fidelity in 2025, Gonzalez held roles at Tai Lopez Brands, Empower Financial Services, Valic Financial Advisors, Trinity Wealth Securities, and Florida Financial Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Esther Sierens is a financial advisor with Thrivent Investment Management, holding Series 65 and Series 66 credentials and bringing 18 years of industry experience. Her prior work includes 20 years at Ameriprise Financial Services in various capacities. Outside of her advisory role, she is a member at large of the board of directors for The Sisterhood of the Temple of Ahel Adom, Inc., and has ownership in an entertainment business operating ghost tours and airsoft events. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive, goal-based financial planning without discretionary trading authority. The firm integrates planning with managed-account programs under a consolidated billing option called WealthPlan while maintaining a separation between planning and portfolio management services.

Marco Garcia is an International Wealth Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, having joined Merrill Lynch in 1995. Marco specializes in developing financial strategies and providing advice tailored to individuals, their families, and their businesses, focusing on understanding clients' short- and long-term financial goals. He follows a disciplined process that begins with thoroughly understanding each client's unique needs, concerns, and priorities. Marco attended Miami Dade College, where he studied Business Administration and earned an associate degree. He holds the professional designation of Personal Investment Advisor (PIA).

Jose Edery is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has over 15 years of experience in financial advising, specializing in serving ultra-high-net-worth domestic and international families and business owners. Jose focuses on wealth preservation, discretionary portfolio management, tax-efficient planning strategies, multigenerational wealth transfer, and legacy planning. He is skilled in navigating both international and domestic markets and assists clients with comprehensive financial planning, including college education planning, retirement income, and tax minimization. Jose holds a Bachelor's Degree in Computer Science Engineering and a Master of Business Administration with a specialization in Finance from Universidad Metropolitana. Additionally, he has completed an Accredited Certificate Program from Yale University. He holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) professional designations. Prior to his financial advising career, Jose spent more than a decade in a multinational software corporation, culminating in a role as Sales Director for the Andean Central America and Caribbean regions. Outside of work, Jose is married and a father of three sons. He enjoys basketball, including watching the Miami Heat games with his family, traveling, biking, and maintaining an active lifestyle.

Luis Mayorga is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 66 designations and possessing 22 years of industry experience. His prior work includes five years at Wells Fargo Clearing before joining Morgan Stanley in 2021. Outside of his advisory role, he is a co-owner of VOJ LLC, a real estate investment company in Miami and Key Biscayne, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling as part of its comprehensive financial planning process.

Carolina Costa Candia is a financial advisor with Morgan Stanley in Miami, FL. She holds a Series 66 designation and has seven years of industry experience, including roles at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. Since 2026, she has been with Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market modeling techniques.

Steven Weisberg is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Raymond James & Associates since 2011. The firm is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, and municipal entities. Raymond James & Associates offers a range of financial planning and consulting services, with a focus on tailored, non-discretionary advice supported by firm research and multiple portfolio management strategies.

James Manis is a financial advisor with Wells Fargo Clearing in Aventura, FL, holding Series 63 and Series 65 designations and 26 years of industry experience. Prior to joining Wells Fargo in 2026, he spent 11 years at Morgan Stanley Private Bank, National Association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm uses research and analytics from Wells Fargo Investment Institute and third-party sources and offers both brokerage and advisory solutions.

Claudia Cullen is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Louis Moya is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies.

Gisselle Caraballo is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In her role, she partners with clients to understand their financial priorities and develop strategies tailored to their short-, mid-, and long-term goals. She provides guidance across a broad spectrum of financial needs, including investing, retirement planning, and unexpected expense preparation, while also facilitating access to Bank of America specialists for banking and lending solutions. With expertise in managing the competing demands of personal finance, Gisselle works closely with clients to define objectives and implement portfolio strategies aligned with those goals. She offers ongoing advice to adapt portfolios as clients' circumstances evolve. Gisselle holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and earned her Bachelor's Degree from the University of Texas System. She is a member of the National Association of Women Business Owners and is fluent in English and Spanish.

Juan Sonzini is a financial advisor at Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses with 10 years of industry experience. He previously worked at HSBC Securities and HSBC Private Bank from 2015 to 2021 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and structured processes in its financial planning services.

Lynnette Fernandez is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch since 1999. Outside of her advisory role, she is an authorized member and managing partner of limited liability companies involved in rental property management in Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Philip Martini is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Morgan Stanley and Rockefeller Capital Management, as well as JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research using forward-looking capital market assumptions to build model asset allocations.

Eric Marriaga is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. Prior to joining Cetera in 2025, he worked at Morgan Stanley and Morgan Stanley Private Bank for over a decade. He is also the owner of Cornerstone Family Wealth Management, a business affiliated with his Cetera practice. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, supporting various program structures and custody arrangements.

Roland King is a financial advisor at Cetera with 31 years of industry experience. He holds a Series 63 designation and has worked primarily at Avantax and its affiliated companies for nearly three decades before joining Cetera in 2025. Outside of his advisory role, he serves as a trustee in a fiduciary capacity, operates a tax preparation and accounting business, and holds a board position in his residential community association. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse investment management and financial planning services delivered through a large network of independent advisors.

Victor Mullins is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior work includes roles at Cantella & Co., New England Securities, Ameriprise, Wells Fargo Clearing, A. G. Edwards & Sons, and Morgan Stanley. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a multi-platform approach.

Guy Loret De Mola is an International Wealth Advisor with Merrill Lynch Wealth Management. He has more than 33 years of experience in the finance industry, specializing in Latin American investment banking and wealth advisory services. Guy began his career as a credit analyst at Chase Manhattan Bank in Lima, Peru, advancing to Second Vice President while covering LATAM Investment Banking. He continued in investment banking at Barclays Bank from 1993 to 2001 before transitioning to a role as an International Wealth Advisor at Merrill. He holds a Bachelor of Science degree in Industrial Engineering from Universidad Nacional de Ingeniería in Lima, Peru, and an MBA from the Wharton School of Business at the University of Pennsylvania. Additionally, Guy is a Personal Investment Advisor (PIA) credential holder. He resides in Key Biscayne, Florida with his wife, Simonetta.

Maria Plaza is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in serving high-net-worth individuals, families, and entrepreneurs both in the United States and internationally. She joined Merrill in 2022 and focuses on crafting personalized investment and banking strategies that include liquidity management and private investments, aligning with clients' long-term goals. Her work integrates financial planning, risk management, and legacy planning to support clients comprehensively. Maria brings over 17 years of experience in the financial industry. Prior to Merrill, she spent 14 years at J.P. Morgan Private Bank as a Vice President Client Advisor, working closely with families in Central America and the Caribbean. Her expertise spans global banking, securities, and wealth advisory, with an emphasis on client trust, discretion, and service. She holds a bachelor's degree in International Finance and Marketing from the University of Miami's Herbert Business School and has earned the Personal Investment Advisor (PIA) designation. Maria is fluent in English and Spanish. Outside of work, she enjoys dancing, music, reading, running, watching movies, and yoga.

Alejandro Triana is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds a Series 66 credential and has previously worked at Merrill, Citigroup Global Markets, and Wells Fargo Clearing. He is also the owner of Cascando Investment LLC, an investment-related business he established with his wife. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.