Scott Marshall is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo since 2016, previously serving at RBC Capital Markets and Osaic FA, Inc. He is also involved with Lincoln Financial Advisors in an insurance-related business activity. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Lisa Paoli is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 24 years of industry experience. She has worked at various firms including KM Wealth Management and Summit Financial Group, and she is also involved in multiple insurance agencies and a construction company tied to her family. In addition to financial services, she is a salesperson for a workplace timeclock company focused on addressing phantom employee issues. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers and program options.

Bridget Barry is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has previously worked at Janney Montgomery Scott, Baystate Financial, and the U.S. House of Representatives. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities through various regulatory registrations.

Michael Cavallaro is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2015 and brings four years of experience in the financial services industry. Michael specializes in serving business owners, entrepreneurs, and families, focusing on their unique wealth management needs. He integrates corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans into long-term financial approaches for corporate executives. Michael holds a Bachelor's Degree from Florida State University and holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. He utilizes resources from Bank of America's banking and lending platform to develop holistic financial strategies tailored to each client's goals. His client focus areas include legacy planning, managing new wealth, personal retirement planning, and tax minimization. Outside of his professional work, Michael enjoys golfing, hiking, and skiing. He is fluent in both Spanish and English.

Brian Gold is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, discretionary and non-discretionary portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and supports its advisors with proprietary research and model-based asset allocations.

Mark Flynn is a financial advisor at Equitable Advisors with eight years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Equitable Advisors in 2018, he worked at AXA Advisors, LLC, and has experience with Columbia University Athletics and Cooperstown All Star Village. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm’s services include a range of advisory models implemented through third-party managers and proprietary programs, with a focus on matching clients to appropriate investment solutions based on their risk tolerance.

Joseph Palmesano is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been advising high-net-worth families and institutional clients since 2003. He leads a team managing over 120 client relationships and more than $900 million in client assets, focusing on retirement planning, defined contribution and benefit plan consulting, individual and corporate investment strategy, and wealth management for South Florida auto dealers and captive insurance trusts. Joe and his team emphasize developing wealth management strategies that align with clients’ complex financial goals, utilizing the analytical tools and resources available through Merrill Lynch to enhance investment outcomes. In 2025, Joe and his team were recognized on the Forbes Best-in-State Wealth Management Teams list. Before joining Merrill Lynch, Joe spent 14 years working in retirement plan consulting across the Washington, D.C., and South Florida markets, assisting business owners and executives with company retirement plan design and implementation. In 2010, he was selected by Bank of America leadership to support Commercial Bank clients with wealth management needs. Joe holds the Certified Investment Management Analyst® (CIMA®) designation, among other credentials, and is a member of the Investments & Wealth Institute™. He earned a Bachelor of Science degree from John Carroll University and completed his CIMA® education at the University of Chicago Booth School of Business. A native of Rochester, New York, Joe attended McQuaid Jesuit High School and now lives in Fort Lauderdale, Florida with his wife Michelle and their two sons. Outside of his professional work, Joe enjoys golfing, skiing, traveling, and is involved in community activities including supporting St Anthony's Friends for Education.

John Snyder is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients. The firm employs a structured planning process and offers a range of investment services, managing approximately $2.74 trillion in client assets.

Stephen Plavin is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera since 2004. In addition to his advisory role, he is a partner at Kaplan, Plavin & Steinhardt, LLP, specializing in taxes and accounting. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and consulting services through a nationwide network of independent advisors, utilizing a multi-manager platform with access to affiliated and third-party money managers.

Kevin Gray is a CFP® professional with 14 years of industry experience, currently affiliated with LPL Financial in Fort Lauderdale, FL. His prior roles include positions at Fisher Investments, New York Life Investment Management, and NFP Retirement. Outside of his advisory work, he is involved with Greyson Tax & Consulting, focusing on tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive advisor tools and a large network of over 22,000 advisors.

Matthew Dernis is a CFP® professional with 30 years of experience in the financial services industry. He is currently affiliated with Cambridge Investment Research Advisors and has previously worked with firms including Fortune 360 Group LLC, Investacorp Advisory Services, and BNY Mellon Securities Corporation. Dernis is also president of Retirement Consultant Services LLC and involved in divorce planning through Divorce Litigation Solutions. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs across multiple platforms and custodians.

Robert Crabtree is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 20 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., and SunTrust Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lorenna Gonzalez Ellison is a financial advisor at Ameriprise with 13 years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2014. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized retirement-income consulting team in partnership with its financial advisors.

Smith Maxime is a financial advisor with Primerica Advisors in Miami Lakes, FL, holding Series 65 and Series 63 credentials and one year of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services, as well as self-employment. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-delivery strategies and discretionary separately managed accounts supported by third-party portfolio managers and custodians.

Katharine Taglialatela is a financial advisor with J.P. Morgan Securities in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and two years of industry experience. She previously worked at Ameriprise Financial Services and has experience in event staffing through occasional work with Tara Lynn Events. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative screening and qualitative research to develop model asset allocations, with final decisions made by clients.

Richard Mercado is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Cetera, Capital Estate Planners, and Morgan Stanley. In addition to his advisory work, Mercado is a notary public and conducts educational workshops on revocable living trusts through Capital Estate Planners. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, using proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Michael Brener is an International Wealth Advisor with the MAB Group at Merrill Lynch Wealth Management. He brings over 29 years of experience in the financial services industry, focusing on serving clients domestically and internationally. His expertise includes college education planning, divorce transition planning, international wealth management, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Born in New York and raised in Venezuela, Michael holds a Systems Engineering degree from Universidad Metropolitana in Caracas and a Master's degree in Business Administration from Babson College in Wellesley, Massachusetts. He is fluent in English, Spanish, and Hebrew, which enhances his ability to connect with a diverse client base. Michael holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) and is a member of the Investments & Wealth Institute and the Academy of Certified Portfolio Managers. He has been recognized on Barron's Top 1,200 Financial Advisors list in 2014 and on Forbes' Best-in-State Wealth Advisors list for four consecutive years through 2022. Outside of his professional work, Michael serves as the National Director of Neve Michael Children's Village, a home for at-risk children in Israel. He values his family highly and enjoys basketball, cooking, reading, and traveling.

Stephen Potter is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and 40 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Julie Williamson Bresset is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has worked at Merrill since 2022 and previously at SunTrust Advisory Services from 2016 to 2022. Bresset serves on the boards of Junior Achievement of South Florida and CAN Community Health Care, organizations focused on financial literacy for youth and health care advocacy, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Richard Taylor is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. He also serves as a trustee in a trust based in Dayton, Ohio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services and manages approximately $2.74 trillion in client assets.