A Kondrup is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and analyses.

Karl Miranda is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the CFP® and Series 66 designations and has worked at notable firms including Fidelity, Morgan Stanley, and multiple J.P. Morgan entities. He also served three years with Gold Coast Professional Schools, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver customized asset allocation advice and investment manager searches, relying on a non-discretionary program where clients retain final decision-making authority.

Evelyn Perez is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including The Prudential Insurance Company of America and JPMorgan Securities LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Merle Zislin is a financial advisor with Morgan Stanley, holding a Series 63 designation and bringing 38 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm employs a structured planning process using proprietary tools and models, managing approximately $2.74 trillion in client assets.

James Ambrose Jr. is a financial advisor with Morgan Stanley in Coral Springs, FL, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Ambrose is an instructor at the Ft. Lauderdale Adult Center and is involved with Christian Media Group, which provides professional media production and technology consulting services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

William Saunderson Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 40 years of industry experience. His prior roles include positions at UBS Financial Services and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third parties, applying diversification principles and modern portfolio theory, while offering both brokerage and advisory solutions.

Ivan Usztics is a financial advisor with LPL Financial in Boca Raton, FL, holding a Series 66 designation and 18 years of industry experience. His prior career includes roles at Cambridge Investment Research, VOYA Financial Advisors, Merrill, and Citigroup Global Markets. Outside of advising, he serves as president of the Safari Club International West Palm Beach chapter, owns a company that guides fishing and hunting trips, is president of a nonprofit raising funds for scholarships, and works as a firefighter for Palm Beach County Fire Rescue. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining scale across advisory and non-advisory activities with oversight of over $819 billion in discretionary assets.

Marc Sigel is a financial advisor at OSAIC with 33 years of industry experience. He holds a Series 63 designation and has previously worked at Sagepoint Financial, MSI Financial Services, and Mass Mutual Investors Services. Outside of his advisory role, Sigel is managing partner of Strategic Resource Group, LLC, where he focuses on fixed business insurance products, and also holds agent positions with Doctors Benefits and Physician Resource Group, marketing insurance products primarily to physicians. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach with an emphasis on asset allocation, portfolio optimization, and multiple program options including Unified Managed Accounts and retirement plan consulting.

Joel Dziedzic is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 45 years of industry experience. Prior to joining LPL Financial in 2025, he worked at IC Advisory Services Inc. and The Investment Center, Inc. for 19 and 30 years, respectively. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jonathan Eng is a financial advisor with Fidelity Investments based in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked with various Fidelity entities since 2006, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios composed of mutual funds, ETFs, and ETPs. The firm serves retail and institutional investors and is noted for its use of systematic methodologies, engagement as a commodity pool operator, and advisory roles with multiple registered investment companies.

Thomas Rapp is a financial advisor at Raymond James Financial with 38 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior experience includes over two decades at M HOLDINGS SECURITIES, Inc. Outside of his advisory work, Rapp serves on the board of The Triston Casas Charitable Foundation and is involved in several private business ventures primarily focused on insurance sales and financial advisory services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary financial planning and consulting, supported by advanced analytical tools and a broad network of advisors.

Lily Fundora is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and seven years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, Bank of America, Merrill, Voya Financial, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a structured, non-discretionary program.

Krystina Cruz is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 66 designation and previously worked at Oppenheimer for 11 years before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chelsea Zinser is a financial advisor at Thrivent Investment Management with three years of industry experience. She holds a Series 66 designation and has previously worked at Glades Wealth Partners and FMSbonds, Inc. prior to joining Thrivent Financial and Thrivent Investment Management. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, focusing on holistic, goal-based financial planning without discretionary trading authority. Their services include broad written recommendations on retirement, tax, estate, and special needs planning, delivered as one-time or ongoing engagements.

Jennifer Zislin is a financial advisor at Morgan Stanley with Series 63 and Series 65 designations and seven years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. since 2020 and Morgan Stanley Smith Barney LLC since 2017. Prior to her finance career, she held positions at Carrabba's Italian Grill and Victory Casino Cruises. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and modeling tools but does not provide individual security recommendations as part of standalone plans.

Carlos Arias is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 1998 and holds a Series 63 designation. Outside of his advisory role, Arias is involved in independent insurance brokering and owns several small businesses, including payroll and real estate management ventures. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research-driven modeling and tax-efficient strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Rocco DePalma is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 25 years of investment experience to his role, focusing on developing and implementing customized portfolios that align client risk tolerance with appropriate asset allocation. In addition, Rocco oversees investment managers to help ensure clients achieve the stated goals of managed strategies. His client focus areas include college education planning, family wealth management strategies, investment consulting for defined contribution plans, employee financial health, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and small business strategies. Rocco holds a Bachelor's Degree from The College of New Jersey and has earned the Personal Investment Advisor (PIA) designation. He resides in Boca Raton with his wife and two children and enjoys boating, fishing, running, skiing, and watching movies.

Marc Meran is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has worked at firms including Merrill, Wells Fargo Clearing, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management offers a range of advisory programs for individuals and institutions, providing tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Joan Madriz is a financial advisor at UBS Financial Services with six years of industry experience. She has worked at UBS since 2018 and previously spent five years at Incredible Way. Madriz holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and relies on proprietary research and model-based asset allocations to tailor client plans.

Noah Delva St Fleur is a Financial Consultant at Fidelity Investments. He has been with Fidelity since 2021, progressing through various roles including Customer Relationship Advocate, High Net Worth Associate, Investment Solutions, Investment Solutions II, and Investment Consultant before assuming his current position in 2026. In his role, Noah focuses on partnering with clients to understand their individual goals, priorities, and circumstances. He emphasizes building trusted relationships and helps clients make informed financial decisions through planning, investment guidance, and collaboration. He utilizes Fidelity's planning resources to develop personalized strategies aligned with clients' objectives and evolving needs. Outside of his professional work, Noah's personal interests include concerts, fitness, football, movies, music, and traveling.