Marc Infante is a financial advisor with Ameriprise in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Wells Fargo Clearing and HSBC Securities (USA) Inc. He serves on the boards of BrOWARD 211 and the Boys and Girls Club of Broward County. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning with a non-discretionary implementation approach.

Laura O'Donnell is a financial advisor at Morgan Stanley with 32 years of industry experience. She holds the Series 63, Series 65, and Series 66 credentials. Her prior experience includes 16 years at Merrill before joining Morgan Stanley Smith Barney LLC in 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved tools and modeling techniques to support client planning.

David Price is a financial advisor with Mass Mutual Investors Services in Ft. Lauderdale, FL, holding a Series 63 designation and 33 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and operates his own insurance brokerage specializing in disability, life, accident, health, and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning without discretionary investment authority.

Carlos Rocha is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and with JPMorgan Chase Bank since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Martha Innes is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 35 years of industry experience. She has worked with Raymond James in various capacities since 2002 and serves on the Seacrest Towers Condominium Association board. Outside of her advisory role, she is associated with Connor Financial Group in a branch support capacity and as an independent contractor advising clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through advisory programs and strategic consulting with a notable emphasis on municipal finance and retirement plan advisory services.

Andrew Lerner is a CFP®, ChFC®, and holds a Series 66 license with 12 years of industry experience. He has worked at Ameriprise since 2025 and previously spent 11 years at Oppenheimer. Outside of his advisory role, he is a co-owner of Grupo de Pacifico LLC, an LLC involved in private company and real estate investments. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Itiel Ginzburg is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and three years of industry experience. His career includes roles at several firms such as MassMutual Life Insurance Co, New York Life, and Global X Management Company LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to both affiliated and third-party managers.

Richard Heagen Jr. is a financial advisor with LPL Financial in Boca Raton, FL, holding a Series 63 designation and bringing 40 years of industry experience. He previously worked at Summit Financial Group Inc. and spent 16 years at LPL Financial before rejoining the firm in 2016. Outside of his advisory role, he is involved in tax and insurance-related business activities through RW Heagen & Associates Inc. and Annuity Experts. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, advisory, and brokerage services, supported by a large network of investment adviser representatives and advanced operational tools.

David Zimmer is a Financial Advisor at Merrill Lynch Wealth Management. He advises high-net-worth individuals, business owners, corporate executives, and multi-generational families on investment management, retirement planning, estate planning services, and wealth transfer strategies. His practice focuses on addressing the financial complexities associated with asset accumulation, business ownership, liquidity events, and intergenerational wealth planning. David works closely with clients to develop customized strategies aligned with their long-term goals and evolving financial needs. He also specializes in areas such as divorce transition planning, executive compensation, family wealth management strategies, personal retirement planning, and portfolio management services. Prior to Merrill Lynch, he worked with an alternative investment manager specializing in private market investments across multiple asset classes. He holds a Bachelor's Degree from Florida Atlantic University and the Personal Investment Advisor (PIA) designation. David lives in Fairfield County with his wife, Heather, and their two children. His personal interests include baseball, golfing, reading, and traveling.

Margaret Vrane is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 63 designation and has 36 years of industry experience. She has been with Raymond James Financial Services Advisors, Inc. since 2009 and also serves as an independent contractor financial advisor at Connor Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals, utilizing advanced modeling tools and supports municipal and public finance work through unique municipal advisor affiliations.

Les Campbell is a financial advisor at Morgan Stanley with 28 years of industry experience. He previously worked for Herbert J. Sims & Co., Inc. for 21 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Outside of his advisory role, Campbell serves as a board member and treasurer for LifeNet4Families, a health and welfare organization, and acts as an arbitrator for FINRA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Steven Schiff is a CFP® professional with 13 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2026. His prior experience includes roles at Ritholtz Wealth Management, Merrill, and Truist, among others. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses analytical tools such as risk profiling and probability modeling to tailor non-discretionary planning and consulting services aligned with client goals.

Richard Kiesel is a financial advisor with OSAIC, holding a Series 66 credential and 24 years of industry experience. He previously worked at Securities America Advisors, Inc., Kestra Investment Services, LLC, Commonwealth Financial Network, and Morgan Stanley DW Inc. Kiesel also serves as president of Wealth Advisors, Inc., an S-corporation managing his financial planning practice operations. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and various portfolio management programs. The firm uses a model-based investment process emphasizing asset allocation and portfolio optimization.

Alina Theobald is a Senior Financial Advisor with Merrill Lynch Wealth Management. She brings over 30 years of experience in financial services, including banking, portfolio management, credit, and lending. Alina specializes in comprehensive wealth management strategies tailored to busy executives, physicians, and business owners. Her areas of expertise include college education planning, family wealth management, retirement planning, tax minimization, and services for defined benefit and contribution plans. She works closely with clients to develop personalized financial strategies that align with their long-term goals and lifestyles, addressing a broad range of financial needs from cash management to long-term care planning. Alina holds a Bachelor of Science degree from the University of West Florida and an Associate of Science degree from Panama Canal College. She has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in both Spanish and English, she is a member of the National Association of Plan Advisors and participates in community activities through St Andrew Parish. Originally from the Panama Canal Zone, Alina has lived in Florida since 1985 and resides in Parkland with her husband. Outside of her professional work, she enjoys jogging, traveling, reading history and mystery books, listening to salsa music, and spending time with her family.

Joshua Zamat is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016, with prior experience at Morgan Stanley and UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Corey Schneider is a CFP®-designated financial advisor with Mass Mutual Investors Services, bringing 30 years of industry experience. He has worked with Mass Mutual and its subsidiaries since 1995. Outside of advisory work, Corey is an owner and agent in individual and group life, health, and property and casualty insurance through Sentinel Solutions, and he is a member of Schnike Power LLC, which focuses on solar panel leasing decisions. Mass Mutual Investors Services, LLC provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including asset management, wrap accounts, and educational seminars, emphasizing collaborative, goal-based planning without discretionary investment authority.

Elisaveta Terzieva is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. She has worked at Merrill since 2018 and previously at USSD Boca and Euro Pacific Capital, Inc. from 2013 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Barton is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2014. Outside of advisory work, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies from unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Carlos Pou is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 63 and Series 66 designations. He has 35 years of industry experience and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of capital markets services supported by proprietary research and model-based asset allocations.

Jarrod Brandman is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley since 2009, including over a decade at Morgan Stanley Private Bank, National Association. He is based in Boca Raton, Florida. Morgan Stanley Wealth Management serves individuals and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.