David Homa is a CFP® professional affiliated with LPL Financial, based in Boca Raton, FL, with 26 years of industry experience. His prior roles include positions at Janney Montgomery Scott and Citizens Securities, Inc. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, leveraging model portfolios, third-party research, and various investment strategies.

Brian Madrigal is a financial advisor with MassMutual Investors Services in Ft. Lauderdale, FL, holding ChFC®, Series 66, and Series 63 credentials and 21 years of industry experience. His prior roles include positions at W&S Brokerage Services, Independent Financial Partners, LPL Financial, and Compound Asset Management. He is also active as an insurance agent through his own business, focusing on life, fixed annuities, long-term care, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved tools to analyze client goals.

David Vivies is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2012 at the Las Olas office in Fort Lauderdale, FL, he has played an integral role in portfolio construction, wealth management planning, relationship management, and business development. David specializes in serving high-net-worth individuals, business owners, institutions, and non-profits, providing a range of services including wealth management, executive services, retirement planning, corporate retirement plans, trust and estate planning, insurance solutions, philanthropic planning, and credit and lending solutions through Bank of America. He holds a Bachelor of Science degree in Economics with a secondary degree in Business Administration from Florida Atlantic University. David is a CERTIFIED FINANCIAL PLANNER® professional, a Certified Plan Fiduciary Advisor®, and a Certified Exit Planning Advisor (CEPA). He is also recognized for his commitment to client care and financial planning standards, with his team receiving Forbes Best-In-State Wealth Management Team honors for multiple years. David actively participates in his community, involved with organizations such as the Exchange Club of Pompano Beach, Broward Children's Center, Children's Healing Institute, Habitat For Humanity, and the Humane Society of Broward County. He resides in Deerfield Beach with his wife and son and engages in activities including outdoor pursuits, cooking, and competitive golf.

William McConnell is a financial advisor with Raymond James Financial in Coral Springs, FL, holding a Series 66 designation and 25 years of industry experience. He has worked at Raymond James and its affiliated entities since 2009 and is also involved in support companies including First Harbor Financial Services and Harborworks, the latter focusing on property management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm provides tailored, non-discretionary planning and encourages implementation through its advisory programs, with specialized municipal and public finance capabilities and innovative employer advisory services.

Jan Grobstein is a financial advisor with Raymond James Financial Services Advisors, Inc. in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James since 2012 and is also a principal of Advisory Services of Delray Beach, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals, using risk profiling and analytical tools, and supports municipal and public-finance work through a unique municipal advisor affiliation.

Louis Dessaint is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at firms including Personal Capital Advisors Corporation, PNC Investments, and Morgan Stanley. He is based in Boca Raton, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, pension and profit-sharing plans, and charitable and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Altrin Kabashi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked for ten years at F.K. Masonry and has academic experience at Central Connecticut State University and the University of Connecticut. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Iga Szabat is a financial advisor at Ameriprise with 15 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at MassMutual Life Insurance Co and Metlife. Szabat is based in Lake Worth, FL. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports, and its approach includes algorithmic automation reviewed by a specialized oversight committee.

David Wilson is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America since 2012 and 2013, respectively. He also maintains a teaching role at Florida Atlantic University. Outside of his advisory work, he provides consulting and bookkeeping services on a limited basis for his wife’s business, Chatterbox Speech and Language Specialists LLC. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individual, high-net-worth, pension, corporate, and charitable clients with model-based and discretionary investment strategies designed and implemented by internal and third-party managers.

Debra Blevins is a financial advisor at Mass Mutual Investors Services with 34 years of industry experience. She has worked extensively with MetLife and MassMutual entities since 1990. In addition to her advisory role, she is also engaged in outside insurance sales, specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to deliver written recommendations tailored to client goals.

Stuart Grove is a financial advisor with Mass Mutual Investors Services in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2003. Outside of his advisory role, he is involved with Grove Street Financial, LLC, where he works as an insurance sales agent handling individual and group life, health, and Medicare insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing a collaborative planning approach that emphasizes investment categories and strategies without discretionary authority.

Kyle Stroud is a financial advisor with Ameriprise in Pompano Beach, FL, holding a Series 66 designation and 16 years of industry experience. He has worked at Ameriprise since 2018 and concurrently serves as a Program Manager and advisor at Centennial Bank. Ameriprise provides retirement-income planning services primarily to clients with at least $1 million in investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations supported by research, modeling, and tax-efficiency analysis.

Jean Pierre Fernandez is a financial advisor with LPL Financial in Fort Lauderdale, FL, holding Series 63 and Series 66 designations and 17 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options, supported by research and model portfolios.

David Elefant is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Commonwealth Financial Network and Garden State Financial Services, as well as operating Garden State Income Tax Service Inc. since 1990. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm offers a range of investment solutions across multiple platforms, combining proprietary and third-party strategies tailored to client objectives.

Justin Lumiere is a Senior Financial Advisor at Merrill Lynch Wealth Management in the Boca Raton office. He advises individuals, families, trusts, and foundations on investment management needs including accumulation, preservation, income, and multi-generational transfer. His focus areas encompass family wealth management strategies, portfolio management services, individual and corporate investment strategies, retirement income, and managing new wealth. From 1997 to 2013, Justin worked in New York City for various firms. He began his career as a published Equity Research Analyst and Institutional Trader. He held leadership roles including Managing Director and Head Strategist for the Risk Arbitrage/Event Driven divisions at several large publicly traded banks. His research has been featured in major financial media outlets such as The Wall Street Journal, The New York Times, The Washington Post, CNN Money, and Bloomberg News, covering companies like Tyco, Dow Chemical, CME Group, IBM, and Pepsi Bottling. Justin holds an MBA in Analytic Finance, Finance, and Accounting from the University of Chicago Booth School of Business and a BA in French Literature from Emory University, where he interned at the Center for Disease Control's Division of Infectious Vaccines. He is fluent in English and French. Justin is a member of American Mensa and Chi Phi Fraternity, and he participates in community involvement through Junior Achievement. He grew up in Manhattan and attended the Lycée Français de New York and Kent School in Connecticut.

Richard Bass is a financial advisor with OSAIC in Delray Beach, FL, holding CFP® and CFA® designations and bringing 22 years of industry experience. He previously worked at Royal Alliance Associates, INC. and Jhfn Sii. Outside of advising, he owns and operates several businesses involving structured settlements and medical cost projections for legal and insurance clients. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with various managed account platforms and third-party investment solutions.

Michael Maynes is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial since 2010. He holds Series 63 and Series 65 licenses and operates out of Boca Raton, FL. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from various sources.

James Runey is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of America, Merrill, Raymond James & Associates, and Primerica. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to generate written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Ana Imias Ansara is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at UBS Financial Services and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Raymond James & Associates is a dual-registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering tailored financial planning and consulting services with a range of portfolio management styles and affiliated research support.

Jacob Bryant is a Series 66 licensed financial advisor with 19 years of industry experience, currently with UBS Financial Services in Boca Raton, FL. He has been with UBS since 2016 and is also involved in entrepreneurial activities through Mimosa, LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client solutions.