Chandler Hackbarth is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds a Series 66 designation and previously worked at Raymond James Financial for eight years. Prior to his finance career, he worked in retail and golf course management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and third-party sources.

Hope Clough is a financial advisor at LPL Financial with 20 years of industry experience. She holds the Series 66 designation and has worked at LPL Financial since 2022. Prior to that, she was affiliated with Cuna Brokerage Services, Inc. and Suncoast Schools FCU, where she also serves as a financial institution consultant. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, providing both discretionary and non-discretionary management along with research and model portfolio options.

Chase Caldwell is a CFP® and ChFC® with four years of industry experience, currently affiliated with Mass Mutual Investors Services in Tampa, FL. Prior to this, he worked at Northwestern Mutual in various capacities from 2020 to 2024. Outside of financial advising, he owns and operates One Plug Entertainment, LLC, which provides DJ, photobooth, and consulting services for weddings and events. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual planning engagements supported by firm-approved analytical tools and provides a range of specialized planning programs, including a standalone Divorce Planning offering.

Jorge Ramirez is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. He has been with Merrill since 2011. Outside of his advisory role, Ramirez serves as a board member for the S.V.B. Tennis Foundation and Lutz Preparatory School and owns several small businesses, including an e-commerce company selling wood domino tables and a clothing line. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joshua Padrick is a financial advisor with Ameriprise in Lutz, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations, supported by algorithmic tools and oversight committees.

Deborah Webster is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and integrates advanced modeling techniques into its planning process.

Carlos Moisa is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He previously worked at VALIC Financial Advisors, Inc. for 10 years and AGIA for 4 years. Outside of his advisory role, he is involved with non-securities insurance products through his position as an agent with AGIA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and brokerage solutions, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Shane Brown is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2020. Prior to his financial advisory role, he was the owner of ResortCorp LLC, a marketing company, for ten years. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement advice through a centralized consulting team.

Stephanie Hyacinthe is a Series 66-licensed financial advisor with Merrill in Tampa, Florida, where she has worked since 2013. She has nine years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joel Marius is a financial advisor with OSAIC Wealth, Inc. holding Series 63 and Series 65 licenses and has 13 years of industry experience. His prior roles include positions at LPL Financial, Cetera, and Ameriprise Financial Services. Outside of advisory work, he is involved in real estate sales, mortgage lending, and insurance through his sole proprietorships, as well as managing Fortunium LLC, a brand focused on wealth management, real estate, insurance, and lending. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisors and multiple advisory platforms. The firm integrates brokerage and advisory services with technology-driven portfolio construction and offers access to third-party managers, supporting both discretionary and non-discretionary account management.

Eric Beachy is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and having 27 years of industry experience. He previously worked with E*TRADE Capital Management LLC and E*Trade Securities LLC. He has been involved with the First Baptist Church of Sarasota and Sarasota Health and Financial Services, Inc. for over two decades. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, emphasizing tailored financial planning and a structured discovery process supported by firm-approved tools and analysis.

Melvin Cardenas is an advisor at Cetera with Series 63 and Series 65 licenses and two years of industry experience. He previously worked at Franklin Templeton for three years and held roles at Verizon, T-Mobile, Sprint, and Best Buy. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with over $256 billion in assets under management.

Frank Miles III is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones from 2015 to 2019. Outside of his advisory role, he performs music on weekends as part of a two-person band. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Roberta James is Vice President and Wealth Planner at Fidelity Investments, a role she has held since 2026. She specializes in developing tailored wealth strategies that align with clients' goals and priorities, utilizing Fidelity's technology and resources to create personalized planning and investment solutions. Roberta has more than a decade of experience in the financial industry. Prior to her current position, she served as a Financial Consultant at Fidelity Investments from 2020 to 2026 and was a Financial Advisor at Morgan Stanley from 2013 to 2020. Her earlier experience includes positions at M&T Bank, where she was Branch Manager and Vice President from 2011 to 2013, and held roles as Personal Banker III and II from 2008 to 2011. Outside of her professional work, Roberta has interests in art, cooking and baking, movies, reading, traveling, and yoga.

Jake Fuoco is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and one year of industry experience. His prior work includes roles at UBS and Principal Securities, Inc., as well as experience in the hospitality sector. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning using firm-approved tools and models.

William Fanning is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Mass Mutual. He also has a long-standing affiliation with the University of South Florida since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client strategies.

Marc Walters is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley in various capacities since 2011. Walters is based in Tampa, FL. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its advisory services.

Michael Gordon is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services LLC for two years and served five years with the U.S. Army Corps of Engineers. He is based in Tampa, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group.

Gregory Egan is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he has ownership interests in Egan Heitler, LLC and Egan Development Company, Inc., which support his financial advisory practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering various specialized areas and delivers tailored recommendations using Wells Fargo’s research and planning tools.

John Benitoa is a financial advisor with UBS Financial Services in Tampa, FL, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has worked at UBS Financial Services since 2014. Outside of his advisory role, he owns Old Soul Adventures, a company focused on buying, restoring, and selling classic cars. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.