Steven Griffith is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2013, initially working in Jacksonville where he focused on educating clients and assisting with their 401(k) plans. In 2015, he relocated to the Citrus/Hernando County area to join a team dedicated to helping clients implement comprehensive financial plans. Steven's areas of expertise include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds a Bachelor's Degree from the University of Florida and has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He is fluent in both English and Russian. Outside of his professional role, Steven is involved in the automotive community in Citrus and Hernando Counties and participates in automotive events across Florida. He enjoys outdoor activities such as biking, boating, camping, fishing, football, golfing, and hunting. Steven and his wife are raising three active boys and support the Florida Gators.

Jennifer Osgood is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and bringing 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she co-owns business entities involved in managing office practices and real estate for her Ameriprise franchise office. Ameriprise offers retirement-income planning services targeting clients with substantial investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Richard Spayde Jr. is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He has held Series 63 and Series 65 licenses and previously worked at Prudential Equity Group, LLC. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and supports over 14,000 advisors, offering brokerage and advisory solutions alongside products from affiliated banks and insurance companies.

Adam Halbleib is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. He previously worked at Raymond James Financial Services, Fulton Financial Advisors, and Donnelley Financial Solutions. Outside of his advisory role, he is involved in operating a Cruise One, Inc. travel franchise with his wife, planning and setting up travel events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

William Warner III is a Series 66-licensed financial advisor with 15 years of industry experience. He is currently with Equitable Advisors, where he has worked since 2017. His prior experience includes roles at LPL Financial, Independent Financial Partners, and Raymond James Financial. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory models, including third-party asset managers and sponsored programs, and offers ERISA fiduciary services through credentialed representatives.

Patricia Lewis Picard is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding a Series 66 designation and 26 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Morgan Stanley DW Inc. She is also involved as a Client Associate at Speizer Wealth LLC. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients, delivering tailored, non-discretionary advisory services supported by advanced analytical tools and a broad advisor network.

Hayden Duncan is a financial advisor at Merrill in Tampa, FL, holding a Series 66 designation with less than one year of industry experience. Prior to joining Merrill and Bank of America, N.A., Hayden worked at Integrity Express Logistics and completed education at Auburn University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, pension, corporate, and charitable clients.

Jeffrey Bridge is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding Series 63 and Series 65 designations and 19 years of industry experience. He has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2014. Outside of his advisory role, he serves as a board member of the Diocese of St. Petersburg and as Treasurer for the Academy of Holy Names Dads Club. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager selection, and customized performance reporting. The firm’s advisory process integrates systematic quantitative and qualitative research to develop model asset allocations and includes broader derivatives and commodities capabilities.

Brett Geric is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Florida State University and Chain of Lakes Collegiate High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and various technological tools.

Jeremy Dvorak is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds CFP® and ChFC® designations and has 22 years of industry experience. His prior work includes roles at M&T Securities, Inc. and Metropolitan Life Insurance Company. Additionally, he is the owner of Jeremy S Dvorak LLC and works as an independent contractor for Potomac Financial Group. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm provides tailored, non-discretionary planning using risk profiling and analytical tools, supporting clients through its advisory programs and affiliated firms.

Gelsomina Lipscomb is a Certified Financial Planner™ with 25 years of industry experience. She has worked at Ameriprise Financial Services since 2019 and previously held roles at Wealth Advisors of Tampa Bay, LPL Financial, and Florida Investment Advisors. Lipscomb serves on the Board of Directors and Finance Committee at St. Paul Catholic Church in Tampa. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Michael Rodriguez is a financial advisor at Edward Jones in Tampa, FL, holding Series 63 and Series 66 designations with nine years of industry experience. He previously spent ten years at Wells Fargo before joining Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options through a nationwide network of financial advisors and branch offices.

Daniel Jones is a CFP® and Series 66-licensed financial advisor at Fidelity with five years of industry experience. Prior to joining Fidelity, he held roles at the University of Georgia, University of North Georgia, and several community organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various platforms.

Marcos Edmiston is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with various Morgan Stanley entities since 2009, including Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets.

Tracy Keller is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 66 license and previously worked at Thrivent Financial and the Commonwealth of Pennsylvania Department of Labor & Industry BDD. Outside of her advisory role, she co-owns BTK ARTS, LLC, a Painting with a Twist franchise in Winter Haven, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Hannah Mirza is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has worked at firms including Fisher Investments and Citibank. Outside of her advisory role, she owns and operates an e-commerce clothing store based in Tampa, Florida. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s program is non-discretionary and supported by a centralized due diligence process combining quantitative and qualitative research.

Christopher Brooker is a CFP® and ChFC® credentialed financial advisor with 14 years of industry experience. He has been with Edward Jones in Tampa, FL since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering both discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Johanny Pressley is a financial advisor at Raymond James Financial with eight years of industry experience. She holds a Series 66 designation and has worked with Raymond James Financial Services Advisors, Inc. since 2016. Pressley is also associated with Florida Central Credit Union in Tampa, where she serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to individual, high-net-worth, corporate, institutional, and charitable clients. The firm uses tailored risk profiling and analytical tools to support its clients' goals and offers advisory programs alongside institutional consulting and portfolio management.

Tiffany Githens is a financial advisor at Raymond James & Associates with three years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Fidelity Investments. Tiffany is based in St. Petersburg, FL. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning and advisory services with a focus on tailored, non-discretionary consulting supported by a range of portfolio management styles and affiliated research.

Nicholas Stavrakis is a financial advisor with Wells Fargo Advisors in Tampa, FL, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at multiple firms including Northwestern Mutual and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.