Derek Cherne is a financial advisor with Wells Fargo Advisors in Wayzata, MN, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at UBS Financial Services for 17 years before joining Wells Fargo Advisors in 2026. Outside of his advisory role, Derek serves on the Board of Directors and Executive Committee of the University of Wisconsin River Falls Foundation and is a board member of the Believe Foundation, a nonprofit focused on raising funds for spinal cord recovery. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services tailored to clients meeting certain net-worth criteria, using proprietary research and tools to develop recommendations delivered through meetings and summary reports.

Steinar Johnson is an Investment Consultant with experience at Fidelity Investments where he held roles including Planning Consultant from 2025 to 2026, Relationship Manager from 2024 to 2025, and Financial Services Representative in 2023. He focuses on building trust-driven relationships by understanding clients' individual goals, providing clear and personalized financial guidance. Johnson works alongside clients to develop financial strategies tailored to their needs, acting as a knowledgeable partner through various stages of life. His professional approach centers on attentive listening and thoughtful planning to effectively support clients in achieving their financial objectives. Outside of his professional duties, Johnson has personal interests including fitness, football, social events with friends, outdoor adventures, skiing, and traveling.

Stephen Wehr is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2021, previously working at Wells Fargo Bank, NA since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Ryan Prescher is the Vice President and Financial Consultant at Fidelity Investments. In this role, he works directly with clients to develop personalized financial plans that consider their present circumstances. He emphasizes clear and collaborative guidance to help clients understand their options and make informed financial decisions. Ryan has been with Fidelity Investments since 2014, bringing extensive experience from his previous position as a Financial Consultant at Ameriprise Financial from 2011 to 2014. His professional background has equipped him with expertise in financial planning and client consultation. Details about Ryan's education, credentials, personal interests, or community involvement were not provided.

Jenny Budzeak is a financial advisor with Wells Fargo Clearing in Wayzata, MN, holding a Series 66 designation and 16 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kevin Huss is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Cetera and its related entities since 2013. He is also president of Huss Investment Services, a financial services firm he has led since 2004. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and third-party managers.

Jarod Haglin is a financial advisor with LPL Enterprise holding a Series 66 designation and 18 years of industry experience. He previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Equitable Advisors. Outside of his advisory role, he is a business owner and CFO of Powersource Technologies, a construction company. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and institutions. The firm employs a model-driven investment approach and offers services such as financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Tyler Graham is a Series 66 licensed advisor with six years of industry experience, currently affiliated with LPL Enterprise. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advisory work, he is involved with State of Fun in an employment capacity. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual investors, high-net-worth clients, and institutional entities. The firm’s investment approach is typically model-driven, utilizing portfolios developed by internal research and third-party strategists, and it offers a range of financial planning, consulting, and insurance-related services.

Frederick Knapp Jr. is a financial advisor with UBS Financial Services in Wayzata, MN, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with UBS Financial Services since 2010. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products.

Lynn Elmer is a financial advisor with Mass Mutual Investors Services based in Plymouth, MN, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Prior to joining Mass Mutual Investors Services in 2025, Elmer worked at Partners Financial Solutions and Principal Securities Inc., with extensive experience spanning both firms. Outside of advising, Elmer is an insurance broker with ROYA LLC, focusing on life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software to deliver collaborative, goal-oriented planning.

Abigail Kes is a financial advisor with Edward Jones in Shakopee, MN, holding a Series 66 designation and beginning her financial advisory career in 2025. Prior to joining Edward Jones, she worked at the Metropolitan Airports Commission for six years and at Nemer Fieger for five years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs and investment strategies through a nationwide network of financial advisors.

Kyle Neubauer is a Series 66-licensed financial advisor at Edward Jones with two years of industry experience. His prior roles include positions at Mercer, Amazon, and Optum. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Jonathan Bryant is a financial advisor at OSAIC with 24 years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2024, he worked at Securities America Advisors, Inc. and Wall Street Financial Group, Inc. Outside of his advisory role, Bryant owns TripleThreat Training, Inc., a basketball skills training business, and serves as the head varsity boys basketball coach at Edina High School. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, with a broad range of program options including Unified Managed Accounts and third-party money manager strategies.

Mark Wolpert is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 30 years of industry experience. His career includes over two decades at Metlife Securities Inc. before joining Mass Mutual Life Insurance Company and its affiliated investor services firm. He is also the owner of W Financial Group, a separate legal entity. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides structured, collaborative planning engagements using firm-approved analytical tools and offers event-driven planning programs alongside educational seminars.

Casey Fox is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He previously worked at Kestra Advisory Services, Kestra Investment Services, and Woodbury Financial Services. Fox is also involved with Manitou Advisors, LLC, a non-investment business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of advisory and brokerage services.

John Beard is a financial advisor with Morgan Stanley in Wayzata, MN, holding a Series 63 designation and bringing 56 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Beard serves as a citizen member on the Lessard-Sams Outdoor Heritage Council’s Legislative Commission to Promote Conservation and is a board member of the Gyro Club in Edina, Minnesota. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and uses structured discovery processes and advanced modeling techniques as part of its planning approach.

Jason Callin is a Branch Leader at Fidelity Investments, where he develops and leads a team of associates focused on helping clients create holistic financial plans tailored to their individual and family goals. He emphasizes co-creating solid and understandable plans to enable clients to enjoy a clear and confident retirement. Jason has been with Fidelity Investments since 2013, progressing through roles including Relationship Manager, Retirement Planner, and Workplace Financial Consultant before assuming his current leadership position in 2026. His experience spans various aspects of financial planning and client relationship management within the organization.

Megan Gehrman is a CFP® with 20 years of experience in the financial services industry, currently affiliated with Cetera. She has worked at Cetera Wealth Services, AdvisorNet Wealth Partners, and National Planning Corporation. In addition to her advisory role, she partners at Sterling Retirement Resources, a financial planning firm, and provides notary services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party money managers.

Jeannine Strand Marquez is a financial advisor with Ameriprise in Hopkins, MN, holding a Series 63 designation and 27 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she manages a business, Strand & Associates, related to her Ameriprise practice. Ameriprise offers a retirement-income planning service targeted at clients approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to provide tailored, written recommendations, delivered through a centralized consulting team in partnership with financial advisors.

Jeremy Schmidt is a CFP® professional with 23 years of experience in financial advising. He has worked at Ameriprise since 2024 and previously spent 16 years at Marks Group Wealth Management, Inc. and 13 years at LPL Financial, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice through a written Recommendation Report and emphasizes tax-aware withdrawal strategies and dependable income sources.