James Danielson is a financial advisor with Raymond James Financial in South Barrington, IL, holding a Series 66 designation and 21 years of industry experience. He has been associated with Raymond James Financial since 2009 and is the owner of Magnolia Financial Group, Inc. Outside of his advisory role, he is involved in running Magnolia Financial Group, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and high-net-worth clients, as well as institutions and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a broad network of advisors, with specialized offerings in municipal finance and SIMPLE IRA employer advisory services.

Tracy Cook is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 65 designations and has been with Merrill since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kenneth Kruss is a financial advisor with OSAIC based in Lake Zurich, IL, holding Series 63 and Series 65 credentials and having 30 years of industry experience. He previously worked at Woodbury Financial Services for 17 years before joining OSAIC in 2024. Outside of his advisory role, he is president of Kruss Investment Services, Inc., a company involved in fixed insurance sales. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Carl Mauter Hollenbeck is a financial advisor with Cetera, holding a Series 66 designation and five years of industry experience. He has been associated with Cetera and its related entities since 2025 and also serves as an advisor at Rozovics Wealth Management LLC. In addition to his advisory role, he is a partner at Rozovics Group LLP, where he prepares and reviews tax returns and provides tax consulting to small businesses, and he owns CJ Hollenbeck & Associates Professional Company, which manages client services for Rozovics Group LLP. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers and various program structures.

Derek Nichols serves as Vice President and Branch Leader at Fidelity Investments, a position he has held since 2026. In this role, he leads a team of advisors by providing support and coaching aimed at maximizing their potential. He focuses on fostering a positive work environment and developing the skills and capabilities of his team to serve more clients effectively each day. Prior to his current role, Derek was a Branch Leader at Fidelity Investments from 2024 to 2026, and before that, he was Vice President and Wealth Planner at the company from 2018 to 2024. His mission is to create a culture of excellence, collaboration, and innovation within his branch while delivering exceptional service and value to clients. Outside of his professional responsibilities, Derek has personal interests that include fitness, football, golf, hiking, and motorcycles.

Blake Ripes is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC, Fifth Third Bank, and National Securities Corp. Outside of finance, he has experience in the hospitality industry, including positions at Quinton's Bar and Brill and Picklemans. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage registered investment companies.

Joshua Mancino is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and 11 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. outside of his advisory role, no additional business activities are noted. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to various managed portfolio programs alongside brokerage and insurance products.

James Oshaughnessy is a financial advisor with LPL Financial in Northbrook, IL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Global Retirement Partners, HUB International, Sheridan Road Advisors LLC, and Independent Financial Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research support.

Michael May is a financial advisor at Osaic with 37 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 27 years. In addition to his advisory role, he serves as a power of attorney for a family member in assisted living and is the guardian for a special needs cousin. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management.

Eva Maria Atanassova is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, she held roles at Aramark, Enterprise Holdings, and several educational institutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios drawn from mutual funds, ETFs, and ETPs.

Todd Bauman is a financial advisor with Ameriprise in Arlington Heights, IL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with substantial investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Catherine Marino is a financial advisor with Primerica Advisors in Des Plaines, IL, holding Series 63 and Series 65 licenses and with 13 years of industry experience. She has worked at PFS Investments Inc. since 2011 and at Primerica Financial Services since 2007. Outside of her advisory work, Marino is a self-employed tutor. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and maintains an operational model focused on curated investment options with a tiered wrap fee structure.

Nicholas Curio is a financial advisor with Morgan Stanley in Deerfield, IL, holding a Series 66 designation. He has been with Morgan Stanley and its Private Bank since 2026 and previously worked at Second Avenue and UBS Financial Services Inc. Outside of finance, his background includes work in the hospitality and retail sectors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured planning tools and investment models while generally acting in an advisory capacity.

John Tofilon is a financial advisor at Morgan Stanley with 41 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and offers comprehensive financial planning services directly and through corporate agreements.

Kelly Ipjian is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Triad Advisors, Alera Investment Advisors, GCG Financial Services, and Securian Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with both discretionary and non-discretionary management options supported by proprietary and third-party research.

David Carter is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Merrill in 2022, he worked at J.P. Morgan Securities and JP Morgan Chase Bank from 2011 to 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chris Brunner is the Vice President and Executive Planning Consultant at Fidelity Investments, where he focuses on helping clients plan for their lifetime financial goals through benefits review, equity compensation analysis, wealth planning, and guidance. He has held this role since 2022. Chris brings extensive experience in financial consulting and product solutions, having held vice president positions at Northern Trust and Towers Watson Investment Services, as well as senior leadership roles at The Hartford Funds, Affiliated Managers Group, and Convergex Group. He began his career at Fidelity Investments as a Financial Representative, serving from 1993 to 2007. Chris holds a California Insurance License. Outside of his professional work, he is interested in family activities, fitness, football, golf, and softball.

Kathleen Liggins is a Series 66-licensed financial advisor with Edward Jones in Buffalo Grove, IL, where she has six years of experience. She has been with Edward Jones since 2007 in various roles. Outside of her advisory work, she serves as Treasurer for the Barrington Juniors Women’s Club and is a managing member of BK Legacy Holdings LLC, a consumer retail products business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a variety of advisory strategies, including both discretionary and non-discretionary options, and maintains a large nationwide network of financial advisors and branch offices.

Christopher Auer is a Financial Advisor with Merrill Lynch Wealth Management, bringing extensive experience in wealth management and financial planning since beginning his career in 1998. He specializes in education planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Christopher focuses on delivering a comprehensive approach tailored to each client’s individual needs by listening carefully and helping them make informed decisions to achieve their financial goals. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Christopher also completed an Accredited Certificate Program at Northern Illinois University. Outside of his professional role, he is involved with the Porsche Club of America and enjoys hiking, music, photography, traveling, and spending time with his family.

John Lancaster III is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He is a partner at Porte Brown LLC, where he provides tax preparation, planning, and consulting services to both individual and corporate clients. Lancaster also serves as the treasurer on the board of the Palatine Area Chamber of Commerce, participating in local business events and chamber activities. Cetera Investment Advisers LLC is a national SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporations, and institutions. The firm offers a multi-manager platform with a range of portfolio management options, including model portfolios, third-party managers, and customized strategies, overseeing more than $256 billion in assets through over 10,000 advisors.