Norbert Filian is a financial advisor with Equitable Advisors in Rolling Meadows, IL, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Alex Lee is a CFP® with 29 years of experience in the financial industry. He has worked at Cetera since 2021, including Cetera Wealth Services and the broader Cetera platform. Prior to that, he spent seven years with VOYA Financial Advisors. In addition to advisory work, he is a licensed insurance agent involved in the sale of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and planning services, operating a multi-manager platform that provides access to affiliated and unaffiliated third-party managers across various program structures.

Jose Aguilera is a financial advisor with J.P. Morgan Securities in Chicago, holding Series 63 and Series 65 credentials and two years of industry experience. His prior work includes positions at Fifth Third Bank and various food delivery services such as Uber Eats and Instacart, where he remains active as a driver in his personal time. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Bryan O'Connor is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

John Garrity is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 credential and has prior experience at PepsiCo and Rust-Oleum Corporation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Chase Gauthier is a CFP®-designated financial advisor with seven years of industry experience, currently affiliated with Cetera. He has held roles at multiple Cetera entities and previously worked at Oppenheimer Funds and Morningstar Inc. Since 2023, he has operated a financial services DBA, Gauthier Wealth Partners. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a nationwide network of independent advisors.

Carissa Healy is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 66 licenses and 18 years of industry experience. Her work history includes roles at Bank of America, Merrill, Macy's, Intrust Bank, CorePower Yoga, and her own firm, Healy & Associates. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Hofmann is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at firms including Renaissance Financial Corp, Cetera, and Securian Financial Services. Outside of his advisory role, he coaches youth baseball, working with 12-year-olds in both team coaching and infield training sessions. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment process.

Michael Harlan is a CFP®-designated financial advisor with 27 years of industry experience. He is affiliated with Cetera in Schaumburg, IL, and has held roles at multiple firms including Kutchins, Robbin, Diamond, Ltd and Rhr Wealth Management, LLC. He is also a partner at Aprio Advisory Group, LLC, a CPA consulting and tax services firm. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account management.

John Scanlon is a financial advisor at Cetera with 18 years of industry experience and holds a Series 66 designation. His career includes roles at Cetera Wealth Services, Chicago Wealth Management Group, and ownership of businesses such as Zyntex, Inc. and JSKBM Properties LLC. He is also an instructor for the Association of Financial Educators, conducting financial education classes. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm provides access to various portfolio management and consulting services through a multi-manager platform, supporting diverse investment strategies and program structures.

Christine Mallul is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. Prior to joining LPL Financial in 2023, she worked for Sigma Planning Corporation and Sigma Financial Corporation for 12 years. She is also the owner of CCM Services Inc., a business entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

Evan Flatto is a financial advisor with Charles Schwab, holding CFP®, ChFC®, and Series 66 designations and bringing 10 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015 and 2016, respectively. Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a mix of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory program and affiliated managed accounts.

Sarah Lehmer is a financial advisor with Edward Jones in Wilmette, IL, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has been with Edward Jones since 2002. Outside of her advisory role, she manages a rental condominium property. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Sam Braun is a Financial Consultant at Fidelity Investments, a role he has held since 2024. In this position, he works with clients to establish their goals and objectives, assisting them in navigating complex decision-making processes related to financial planning. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2022 to 2024. Sam's career in financial planning dates back to 1997, encompassing a range of roles including Regional Director at Vision 4 Fund Distributors (2015-2019), Regional Vice President positions at Salient (2014-2015) and Eagle Asset Management (2010-2013), as well as Director of Investments and Chief Compliance Officer at Financial Strategy Network, LLC (1997-2010). He holds a California Insurance License. Outside of his professional duties, Sam enjoys attending concerts, engaging in fitness activities, following football, participating in outdoor adventures, traveling, and practicing yoga.

Andrew Vitt is a CFA® charterholder and holds a Series 66 license. He is currently affiliated with Cambridge Investment Research Advisors and has professional experience dating back to 2006, including roles at Traditum Group LLC and ST Andrews Capital Group, LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm offers a variety of investment solutions, including proprietary models and access to third-party strategists, with both discretionary and non-discretionary implementation options.

Jennifer Gould is a CFP® professional with 24 years of industry experience. She is currently with LPL Financial and has previously worked at Wells Fargo Clearing Services LLC and BlackRock. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a large network of investment adviser representatives. The firm offers a variety of advisory programs and financial planning services, including discretionary and non-discretionary management supported by research and model portfolios.

Trevor Santoro is a Series 65-licensed financial advisor at Edelman Financial Engines with six years of industry experience. Prior to joining Edelman Financial Engines in 2026, he spent ten years at Morningstar Investment Management LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven proprietary modeling with planner delivery and online tools, offering a range of discretionary and non-discretionary investment management solutions with an emphasis on diversified portfolios and long-term strategies.

David Zirko is a CFP® professional with nine years of industry experience. He is currently affiliated with OSAIC and has prior experience at Dickholtz Wealth Management and Securities America Advisors. Outside of his advisory work, he holds a notary license, which he offers to clients without charge. OSAIC serves a broad range of retail and institutional clients through an extensive network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with a focus on diversified portfolios constructed using asset-allocation tools, risk-tolerance assessments, and automated rebalancing.

Daniel Schwarber is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients across the United States through a multi-generational wealth management team based in the Greater Los Angeles and Chicago areas. He works closely with clients to address financial challenges and life goals, focusing on areas such as corporate executive services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, sports and entertainment, tax minimization, and retirement income. Dan began his career at Merrill Lynch Wealth Management in 2008 and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. He graduated from Cornell University with a Bachelor's degree in Economics. Throughout his career, he has helped clients plan for education, retirement, and philanthropy, emphasizing client education to empower financial decision-making. Dan was born and raised in Cleveland, Ohio, and remains a dedicated fan of Cleveland professional sports teams as well as the Cornell Big Red. He resides in Wilmette, Illinois with his wife Samantha and their daughter Dottie. In his free time, he enjoys golf, fishing, exercising, and outdoor activities.

Amy Stratford is a Series 66 licensed financial advisor with Merrill, based in Deer Park, IL. She has 24 years of industry experience and has been with Merrill Lynch since 2001. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.