Billy Hearth is a CFP® and holds a Series 66 license, with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Colleen Canny is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds a Series 66 designation and has previously worked at Santander Securities LLC and JP Morgan Securities. Outside of her advisory role, she is involved with Canny Properties, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving clients with tailored investment solutions and acting as an ERISA fiduciary.

Gulio Giometti is a financial advisor with Morgan Stanley in Orland Park, IL, holding a Series 66 designation and 14 years of industry experience. He has been affiliated with Morgan Stanley since 2012 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced modeling tools.

Joseph Nawrocki is a CFP® with 38 years of industry experience, currently serving at OSAIC since 2021. He previously worked at Grove Point Advisors, LLC, Grove Point Investments, LLC, and has operated his own firm, Joseph A. Nawrocki, Inc., since 1988. Outside of advising, he is president and owner of Joseph A. Nawrocki, Inc., where he integrates fixed life insurance and annuity products into financial planning strategies. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization with a variety of managed portfolio options and third-party manager programs.

Jason Goeringer is a financial advisor at Ameriprise with a Series 66 designation. He has been with Ameriprise since 2025 and has prior experience at Puzzle Wealth Solutions. Jason’s background includes roles outside of financial advising, including positions in education and technology. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual advice focused on retirement income planning, utilizing research, third-party data, and algorithmic tools.

Zachary Porter is a financial advisor at Cetera with 11 years of industry experience. He holds a Series 66 designation and has worked with firms including Securities America, Inc. and Cetera Investment Services LLC. He serves as co-trustee of the Janice S. Anderson Trust. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of over 10,000 independent advisors. The firm serves individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers.

Phillip Terrones is a CFP® with 20 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2012. His prior experience includes roles at Chase Investment Services Corp. and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities.

Thomas Currey is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, following 14 years at Citigroup Global Markets. Outside of advising, he operates a real estate business as a sole proprietor. Morgan Stanley Wealth Management provides advisory and broker-dealer services to individuals and institutional clients, offering comprehensive financial planning that includes tailored strategies supported by firm-approved tools and modeling techniques.

Louis Miller is a financial advisor at OSAIC with 49 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Woodbury Financial Services for 23 years. Miller is also president of Financial Vistas, a sole proprietorship engaged in selling traditional fixed life insurance, fixed annuities, group health insurance, disability, and long-term care insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services across multiple programs. The firm emphasizes model-based asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies.

Grant Snyder is a Series 66-licensed financial advisor with Equitable Advisors in Oak Brook, IL, and has 17 years of industry experience. He has been with Equitable Advisors since 2008 and was previously associated with Axa Advisors, LLC. Snyder serves on the boards of multiple education foundations, including the N.E.W. 200 Education Foundation, Maercker Education Foundation, and Kaneland Education Foundation, participating in fundraising activities. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm employs a variety of advisory models and third-party asset managers, offering a broad range of investment options without sponsoring its own wrap fee program.

Kosta Tanglis is a financial advisor with LPL Financial in Downers Grove, IL, holding Series 63 and Series 66 registrations and bringing 10 years of industry experience. He previously worked at JP Morgan Chase for nine years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Stefan Strauss is a financial advisor at Morgan Stanley in Oak Brook, IL, with three years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Morgan Stanley in 2025, he worked at Wells Fargo Clearing Services LLC for seven years and has experience with several other firms dating back to 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Michael Wollbrink is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with families and business owners across the country to help them pursue their investment and financial goals through personalized wealth management strategies. As a Personal Investment Advisor (PIA), Michael focuses on aligning financial plans with clients' life priorities. His areas of expertise include family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, individual and corporate investment strategy, and retirement income. Michael emphasizes understanding what matters most to his clients to create flexible strategies tailored to their goals and aspirations. Michael holds a Bachelor's Degree from Western Illinois University. Outside of his professional practice, he enjoys football, golfing, swimming, and spending time with his family.

Adrian Fernandez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at BMO Bank and TCF Bank before joining Merrill in 2023. Outside of his advisory role, he is the owner and officer of F-Fulfillment LLC, a business involved in retail and online arbitrage. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

William Seibold II is a Series 66-licensed financial advisor with Wells Fargo Advisors in Oak Brook, IL, and has 17 years of industry experience. He has been with Wells Fargo Advisors since 2017, following a year at Wells Fargo Clearing. Outside of his work at Wells Fargo, he co-owns Seibold Wealth Management Inc., a separate practice based in Oak Brook. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting specific net-worth thresholds, using proprietary research and planning tools to develop customized investment recommendations.

Curtis Magurean is a financial advisor at LPL Financial with 16 years of industry experience. He holds the Series 63 and Series 65 designations and has worked with firms including BMO Harris Bank, Northwestern Mutual, and SII Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on integrating both advisory and financial activities at scale.

Henry Redd is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 19 years of industry experience. His prior roles include positions at Morgan Stanley Wealth Management and Morgan Stanley Private Bank, and he is also employed by Intuit Inc while teaching at Aurora University. In addition to his advisory work, he operates HR Associates, a business providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by extensive research and technology tools.

Yolanda Perez is a financial advisor with Morgan Stanley in Lisle, IL, holding a Series 66 designation and four years of industry experience. Her prior experience includes roles at Bank of America Merrill Lynch and JP Morgan Chase. Morgan Stanley Wealth Management provides advisory services and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in assets. The firm employs a structured planning process supported by proprietary tools and offers a broad range of investment programs and strategies.

Ricardo Martinez is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 designations. In addition to his advisory role, he serves as a Communications Specialist and Operations Planner in the United States Marine Corps. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, providing non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and combines quantitative and qualitative research to develop model asset allocations.

Vinay Bajaj is a financial advisor with Ameriprise in Lisle, IL, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2016. Outside of advisory work, Bajaj is involved in several real estate ventures as a part owner or member of multiple LLCs. Ameriprise is an institutional firm that offers a retirement-income planning service aimed at individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports delivered through a centralized consulting team in partnership with its financial advisors.