Branden Faircloth is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 65 and Series 63 designations and has held positions at Charles Schwab since 2018, with additional experience at firms including HSO Proserv and Waddell & Reed. Outside of finance, he is a co-owner of BCOMFY LLC, a company that designs and sells clothing for chemotherapy patients. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering bundled advisory, brokerage, custody, and cash-sweep services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and conducting due diligence on alternative investments.

Matthew Etheridge is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Robinhood Markets, Inc., Wells Fargo, and Idaho State University. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of investment vehicles, including model portfolios and fund advisory services.

Tod Reams is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Charles Schwab since 1993. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment program.

Samantha Gill is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. She has worked with Wells Fargo Clearing since 2016, including a one-year tenure at Morgan Stanley from 2016 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics from internal and external sources along with diversification and modern portfolio theory principles.

Nathan Epping is a Financial Advisor with Merrill Lynch Wealth Management, where he has worked for the past eight years. He assists clients in reaching retirement comfortably and specializes in personal retirement planning, tax minimization, and retirement income. Nathan leverages extensive product knowledge to help clients unlock the benefits of their Merrill and Bank of America relationship. Nathan is part of the ENMG Wealth Management Group, which offers customized financial services tailored to each client's individual needs and goals. The group primarily serves high net worth clients, including individuals, business owners, executives, and retirees. They assist clients in making investment choices and coordinate with other professional advisors such as estate and tax attorneys, business consultants, and accountants, when necessary, to address a wide range of financial needs. He holds a Bachelor's Degree from the University of Wisconsin Whitewater and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, Nathan is involved with Denver Pet Partners and enjoys personal interests including baseball, boating, camping, fishing, football, hiking, hunting, spending time with family, and woodworking.

Jeffrey Frashuer is a financial advisor with Wells Fargo Clearing in Colorado Springs, CO, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank, NA since 2013. Outside of his advisory role, he owns and operates Elevation Golf, LLC, a business selling golf accessories, equipment, and apparel. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary services, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Philip Wilson is a CFP® with 34 years of industry experience. He is currently with Edelman Financial Engines, where he has worked since 2026, following prior roles at Financial Engines Advisors L.L.C. and Mutual Securities, Inc. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven modeling process with planner delivery and online tools, offering diversified portfolio management and fiduciary services under ERISA.

Ryan Martin is a financial advisor with Wells Fargo Clearing in Denver, CO, holding Series 63, 65, and 66 licenses and 13 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, BBVA Wealth Solutions, and NYLife Securities. Outside of his advisory work, Martin has a 50% ownership interest in Walkabout Travel LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management. The firm’s advisory approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Andrew Torgerson is a financial advisor at Stifel with 31 years of industry experience. He has held Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2014. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decision-making.

Natyely Soza is a financial advisor at Fidelity with four years of industry experience and holds a Series 66 designation. Her prior work includes roles at Wells Fargo and several other organizations. She serves as an expansion committee member for Girls Inc of Metro Denver, assisting with the development of a new satellite location. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers a range of services including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery.

Ashley Gredys is a financial advisor at Morgan Stanley with seven years of industry experience. She has been with Morgan Stanley since 2017 and previously worked at the University of San Diego from 2013 to 2017. She holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that employs structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Christopher Wells is a financial advisor at Charles Schwab with 15 years of industry experience. His background includes roles at Charles Schwab Trust Bank, Charles Schwab Premiere Bank, Charles Schwab Bank, and National Planning Corporation. He holds Series 63, Series 65, and Series 66 designations. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Kevin Reilly is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. Prior to his current role beginning in 2015, he worked at AXA Advisors and has been involved with Korucenter LLC. Outside of advising, he works as a real estate agent in Denver. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and utilizes a combination of proprietary and third-party advisory solutions.

Justin Glance is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. His prior roles include positions at The Savings Group, The Green Solution, and Farmers Insurance. Fidelity, through its Strategic Advisers LLC division, offers investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction.

Zachary Carrick is a financial advisor with RBC Capital Markets in Greenwood Village, CO, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Charles Schwab & Co. Inc., Northwestern Mutual Investment Services LLC, Northwestern Mutual Life Insurance Company, and First Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with customizable portfolio management and financial planning solutions, utilizing both in-house and third-party investment managers.

Sean Atun is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he held various positions outside the financial sector, including roles at Discount Tire USA and Camp Champions, alongside periods of full-time education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Cameron Gonzales is a financial advisor at Charles Schwab with Series 66 and Series 63 designations and four years of industry experience. His background includes roles at Charles Schwab Premier Bank, Charles Schwab Bank, and Topgolf. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, offering multi-asset model portfolios and alternative investment options.

Richard Kundracik is a financial advisor at Cetera with 38 years of industry experience. He holds Series 66 and Series 63 designations and has held positions at firms including Hartshorne Group Inc. and Millington Securities, Inc. He has been with Cetera since 2024. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, operating as a multi-manager platform with over $256 billion in assets under management.

Ken Asay is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. He has been with LPL Financial since 2019 and previously worked for Friendship Haven, Inc. from 2016 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Arne Hogg is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera Investment Services LLC since 2019. Prior to that, he was with Jackson National Life Distributors LLC from 2011 to 2018. He also serves as power of attorney and executor of the estate for his parents and as trustee for the Zaworski Family Trust. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services using multiple program structures and access to third-party and affiliated money managers.