Brian Kasteler is a financial advisor with LPL Financial in Cottonwood Heights, UT, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at MML Investors Services, Inc. and Mass Mutual for 16 years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting supported by model portfolios and research from LPL Research and third-party subadvisors.

Paul Seibt is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding the Series 63 and Series 66 credentials and possessing 14 years of industry experience. His career includes roles at Fidelity Investments and its affiliated businesses since 2012. Outside of his advisory work, he is a member manager responsible for operations at Fifthand Partners LLC, a real estate and personal asset business based in Montana. Wells Fargo Advisors is a national securities firm managing approximately $671 billion in assets with over 14,000 financial advisors. The firm provides investment advisory, financial planning, retirement plan consulting, and brokerage services to individual, corporate, and institutional clients.

Keith Hays is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley since 2023, following a 13-year tenure at E*Trade Securities LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery and analytical tools to assist clients in developing their plans.

Thomas Withers is a financial advisor at Merrill with Series 65 and Series 63 licenses and three years of industry experience. He has previously worked at Morgan Stanley and Quantem. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Yerard Bauza is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, Merrill, Fidelity Investments, and E*Trade Securities. Outside of his advisory role, he owns and operates Crown Horology LLC, a business involved in the resale of watches, jewelry, bags, wallets, and leather goods. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable emphasis on including insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryley Boman is a CFP® with nine years of industry experience, currently advising clients at Morgan Stanley. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA for a combined total of ten years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Cortney Albanese is a financial advisor with OSAIC, holding a Series 66 designation and 19 years of industry experience. She has been with OSAIC since 2013. Outside of her advisory role, she manages Albane Consulting LLC, an LLC established for her personal tax strategies. OSAIC serves a broad client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Jonathan Smith is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2026. Prior to this, he was involved with Kona Ice of St George and ShareMy.Health, and has run a business called 3D Possibilities since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Jacob Lyman is a financial advisor at Fidelity with Series 63 and Series 66 designations and four years of industry experience. His prior roles include positions at Nexstar/ABC4 and Nordstrom. Outside of his advisory work, he operates a seasonal property cleaning business in Salt Lake City. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Mathew Hufford is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Mika Wistos is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Fidelity Investments, Wistos worked at Valeo Home Health and Hospice and has experience in both healthcare and education sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a range of mutual funds, ETFs, and ETPs.

Shauna Rosengreen is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63, 65, and 66 designations and bringing 25 years of industry experience. Her career includes roles at Wells Fargo Advisors LLC and First Security Investor Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, performance reporting, and participant education. The firm employs an IPS-driven, modern portfolio theory-based advisory process and offers both discretionary and non-discretionary plan management options.

Nickelos Coates is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for the Salt Lake County Justice Court for 15 years. Outside of his advisory role, Coates works as an independent contractor delivering food and packages for DoorDash and Amazon Flex. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Cole Hale is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He works with families to create personalized financial road maps, focusing on customized strategies for planning and living in retirement. He serves as an ongoing contact for his clients, adjusting strategies over time to meet their changing needs. Since beginning his career at Fidelity Investments in 2007, Cole has held various positions including Financial Consultant, Retirement Relationship Manager, and Annuity Service Representative, gaining extensive experience in retirement planning and investment solutions. He holds insurance licenses in Arkansas and California.

Brennan Castleton is a financial advisor with Morgan Stanley in Sandy, Utah, holding Series 63 and Series 66 designations and two years of industry experience. Prior to joining Morgan Stanley, he worked at E*Trade Securities LLC and held various roles in different industries, including technology and real estate. Outside of his advisory work, Castleton coaches youth sports with Salt Lake City FC. Morgan Stanley Wealth Management provides advisory services and financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning conversations and modeling tools, offering a broad range of investment programs and institutional solutions.

David Manookin is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Royal Alliance Associates, Inc. since 2005 and previously worked at Stuart Investment Advisory Corp. from 2003 to 2004. Manookin serves as vice president of the South High Alumni Association, a nonprofit organization raising funds for scholarships at Salt Lake Community College. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of financial advisers. The firm offers integrated brokerage and investment advisory services with access to multiple advisory platforms and third-party managed-account solutions.

Dawn Dachenhausen is a financial advisor with Cambridge Investment Research Advisors and holds Series 63, 65, and 66 securities licenses. She has 12 years of industry experience, including previous roles at Moreton Asset Management and Utah Retirement Systems. Dachenhausen is also a member of the Utah Securities Commission and owns an independent insurance agency. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of portfolio management options and proprietary strategies, supported by institutional resources and a compliance framework that includes handling related conflicts of interest.

Lex Drollinger is a financial advisor with LPL Financial in South Jordan, Utah, holding Series 63 and Series 65 credentials and possessing 20 years of industry experience. He previously worked at Waddell & Reed, Inc. and various insurance carriers associated with W&R Insurance Agencies. Drollinger is also involved in Progressive Planning, LLC, an entity related to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Thomas Honeycutt is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at firms including E*TRADE Securities LLC, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Outside of his advisory role, he is the owner and partner of Joyous Resolution, LLC, a collegiate clothing manufacturing business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm‑approved tools and investment research.

Jason Gowan is a financial advisor with J.P. Morgan Securities in Salt Lake City, UT. He holds a Series 66 designation and has over 20 years of experience in the financial industry, including two decades at Wells Fargo Bank. He joined J.P. Morgan Securities in 2026. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management functions, delivering recommendations on a non-discretionary basis while clients retain final decision authority.