Zachary Burrows is a financial advisor with Fidelity in Salt Lake City, UT. He holds Series 66 and Series 63 licenses and has two years of industry experience. Prior to joining Fidelity, he worked at Crewe Advisors and Vermilion Rock Advisors and was involved in the food service industry with Porcupine Pub & Grille and Layla Mediterranean Grill and Mezze. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Kyle Stephens is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at First Citizens Investor Services and SVB Wealth LLC, among other firms. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Ronald Mason is a financial advisor at Ameriprise with 42 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at RBC Capital Markets Corporation for 10 years. He is based in Bountiful, Utah. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, using a centralized consulting team to deliver tailored, research-based recommendations that integrate tax-efficient withdrawal strategies and asset management within Ameriprise accounts.

Travis Mcleod is a financial advisor at Fidelity with Series 63 and Series 66 credentials. He joined Fidelity in 2025 and has experience in various industries including education and nonprofit missionary service. His background includes roles at Utah Valley University and volunteer missionary work with The Church of Jesus Christ of Latter Day Saints. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Brent Eastwood is a Certified Financial Planner® (CFP®) with 17 years of industry experience. He is currently affiliated with Fidelity Investments and has held roles at both Fidelity and Charles Schwab since 2011. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios built from mutual funds, ETFs, and ETPs.

Karl Palmer is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63, 65, and 66 licenses and totaling 22 years of industry experience. He has been associated with various Fidelity entities since 2012, including Fidelity Brokerage Services, Inc., Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, model portfolios, and fund advisory assignments.

Nathanael Richardson is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been affiliated with Fidelity in various capacities since 1999. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios and discretionary management through affiliated and unaffiliated sub-advisers.

Daniel Nielsen is a financial advisor with OSAIC based in Salt Lake City, UT, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of his advisory role, Nielsen is engaged as an insurance agent licensed to sell various types of life and term insurance products. OSAIC serves a diverse client base, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using asset-allocation tools and offers access to multiple investment platforms and third-party money managers.

Paul Bithell is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 66 and Series 63 credentials and nine years of industry experience. His prior roles include positions at Morgan Stanley and Fidelity Investments. Outside of advisory work, he has been involved in buying and selling residential real estate through his ownership of PB Real Estate LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Sarah Adams is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she worked in real estate and education-related roles, including a position at Sarah Rylie Realty. She also works part-time as an independent contractor referring clients to realtors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, utilizing a systematic investment process that combines fundamental research and quantitative analysis, including algorithmic portfolio construction.

Kevin Ross is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity and its affiliated brokerage services since 2016. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions, with a distinctive role in managing commodity pools and advising registered investment companies.

Joshua Hagberg is a financial advisor at Wells Fargo Clearing with a Series 66 designation and no prior industry experience. He has worked at several firms and educational institutions, including Park Avenue Securities, Guardian Life Insurance Company, and Utah State University. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics to guide investment decisions.

Emily Milstead is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. Her background includes roles at Fidelity Investments since 2021, as well as positions in education and marketing prior to entering the financial industry. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process that integrates proprietary research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services along with model portfolios.

Neal Lewis is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with various branches of Fidelity since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing registered investment companies, employing systematic methodologies, and integrating AI and algorithmic techniques in its investment process.

Nam Tran is the Vice President and Financial Consultant at Fidelity Investments, a position held since 2014. He has developed his career at Fidelity Investments since 2004, progressing through roles including Financial Representative, Investment Representative, Fixed Income Specialist, Proactive Representative, and Financial Planning Consultant. His extensive experience at Fidelity Investments reflects a long-standing commitment to the financial services industry. Nam Tran holds insurance licenses in Arkansas and California. His professional approach is centered on assisting clients in working toward their financial goals, emphasizing a client-focused process and business philosophy.

Nathaniel Garner is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at US Tech Solutions and Northwestern Mutual, and he was affiliated with Weber State University for six years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Chase Arneson is a financial advisor with Fisher Investments in Salt Lake City, Utah, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. He has been with Fisher Investments since 2013. Fisher Investments serves a global mix of institutional and private clients by providing discretionary portfolio management across equity, fixed-income, and blended mandates, utilizing a centralized investment process that combines quantitative and qualitative research to construct globally diversified portfolios.

Sterling Adams is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. He has held multiple roles within Fidelity Investments, including Planning Consultant, Workplace Planning Consultant, Investment Solutions Representative, and Brokerage Operations Specialist. Prior to joining Fidelity, he worked as a Brokerage Operations Specialist at DFPG Investments. Sterling holds insurance licenses in Arkansas and California. He emphasizes creating comprehensive financial plans tailored to clients' individual goals, focusing on areas such as risk management, investment strategies, income planning, and family considerations to support financial stability. Outside of his professional work, Sterling enjoys board games, boating, bowling, family activities, reading, and soccer.

Mark Martinez is a financial advisor with Fidelity in Salt Lake City, UT. He holds a Series 66 designation and has been with Fidelity since 2026. His prior work experience includes roles at America First Credit Union and various supply and plumbing companies. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Richard Potashner is a financial advisor with Morgan Stanley in Salt Lake City, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.