Matthew Hale is a financial advisor with Fidelity in Salt Lake City, UT, holding a Series 66 designation and two years of industry experience. His prior work history includes roles at Northwestern Mutual and foreUP Golf Software. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, AI-driven research, and its advisory role to multiple registered investment companies.

Gerard Miller is a financial advisor with Morgan Stanley who holds Series 65 and Series 63 licenses and has 20 years of industry experience. He worked at E*Trade Clearing LLC for 17 years before joining Morgan Stanley Smith Barney LLC, where he has been since 2023. Outside of his advisory work, Miller is employed at Solitude Mountain Resort and Willow Creek Country Club in Utah, both recreational businesses. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services through both direct engagements and corporate financial planning agreements.

Jeromy Wood is a financial advisor at OSAIC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley, KPG Capital Partners, and Securities America Advisors. Outside of his advisory roles, he assists with Glamour Gowns, a retail clothing store specializing in formal wear. OSAIC Wealth serves a diverse client base, including individual investors and institutional clients, offering both brokerage and advisory services supported by a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and recent consolidation activity.

Allen Mcneal is a Series 66-licensed financial advisor with UBS Financial Services in Salt Lake City, UT, where he has worked since 2008. He has 17 years of industry experience. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to its clients.

Daniel Platt is a financial advisor with Morgan Stanley in Park City, UT, holding Series 63 and Series 65 licenses and with 16 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2012 and at Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Cory Fillmore is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has been with Fidelity Investments since 2011. Outside of his advisory work, he is involved in photography, providing family portraits for friends on a cost basis. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a research-driven, quantitative approach to portfolio construction and is noted for its advisory role to multiple funds and use of algorithmic methodologies.

Austin Gardiner is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 designations and four years of industry experience. Prior to joining Wells Fargo Clearing in 2022, he worked at Hewlett-Packard from 2007 to 2020 and held roles at Xerox and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephanie Torosian is a financial advisor at Wells Fargo Clearing in Salt Lake City, UT, holding Series 65 and Series 63 licenses with 18 years of industry experience. Her prior roles include positions at Douglas C. Lane & Associates and Bruderman Asset Management, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines proprietary research and third-party analytics to offer diversified investment solutions and operates one of the largest advisor networks in the industry.

Matthew Jenkins is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services, LLC since 2008 and Fidelity Investments since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Cynthia Burt is a financial advisor at Merrill with credentials including the Series 63 and Series 66 licenses and six years of industry experience. She has worked at Merrill since 2021 and previously held a position at Fidelity Brokerage Services LLC. Outside of finance, she has experience with the Kaiserslutern Landstuhl Spouses Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Johnson is a financial advisor with Raymond James Financial in Draper, UT, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been associated with Raymond James Financial Services since 2004 and operates LJIAS, LLC, an entity he owns for payroll purposes. Johnson also serves as a co-agent in a non-variable insurance business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored non-discretionary planning and consulting using advanced analytical tools and supports both individual and institutional clients through a large network of advisors.

Christopher Debrow is a Series 66 licensed financial advisor with 20 years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2006, with prior experience at Ameriprise in 2006. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm’s advisory approach combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Alan Paulson is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding a Series 66 designation and 18 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020, previously holding positions at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that integrate structured planning processes with extensive retail and institutional investment offerings.

Tyler Ostler is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. He has worked at Fidelity Investments since 2019 and has prior experience at multiple mortgage and service firms. Ostler is also president of Gold Phoenix, Inc., a consulting business he co-founded, though it is no longer active. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of AI and systematic methodologies in portfolio management.

Jared Doss is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has previously worked at Ranlife Home Loans, Vivint Smart Home, and TD AMERITRADE/Investools. Fidelity’s subsidiary, Strategic Advisers LLC, offers investment management and advisory services to both retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory roles with multiple registered investment companies and fund‑of‑funds.

Gage Loftin is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and Complete Retirement Solutions Group. Loftin is also involved with Zions Wealth Advisors, an LPL-related entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

Jared Henderson is a CFP® and holds a Series 66 license, with 24 years of experience in financial advising. He has been with Equitable Advisors since 2001 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he serves as a councilman in Herriman City and coaches youth soccer for the Utah Avalanche Soccer Club. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach includes matching clients to program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Mark Hewitt is a financial advisor at Fidelity with 22 years of industry experience. He holds the Series 66 and Series 63 designations. His prior work includes six years at Zions Bancorporation before joining Fidelity in 2023. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across a range of asset classes.

Brian Trost is a CFP®-certified financial advisor with 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at A. G. Edwards & Sons, Inc. from 2004 to 2005. He is based in Salt Lake City, Utah. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics from its own investment institute and third-party sources.

Les Barber Jr. is a financial advisor with OSAIC based in South Jordan, UT, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. He has worked at Royal Alliance since 2013 and was previously with Osaic FA, Inc. from 2004 to 2013. Outside of advising, he serves as a partner in Integrated Financial Group, which offers various insurance and group benefits products. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services across financial planning, managed portfolios, third-party money manager programs, and retirement plan consulting. The firm’s investment process employs model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and offers a variety of discretionary and non-discretionary management options.