Rick Wertheim is a financial advisor with Independent Financial Group, LLC, holding a Series 66 credential and 18 years of industry experience. His prior work history includes positions at Ameriprise, Cetera Wealth Services, Woodbury Financial Services, and Invest Financial Corporation. Outside of his advisory role, he serves as Treasurer for the Cal Poly Alumni Association. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management solutions, utilizing both firm- and third-party models across active and passive strategies.

Ebersole Gaines is a financial advisor at Focus Partners Wealth, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked at Sonora Investment Management Group, Bank of America, Merrill, and Pantheon Global Holdings. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, emphasizing long-term, tax- and fee-sensitive portfolio construction.

Jaime Olivas is a CFP® professional with seven years of industry experience, currently affiliated with Schwab Wealth Advisory. Prior to joining Schwab in 2025, he worked at Bank of America, Merrill, Edward Jones, Tfcu, and First Convenience Bank. Outside of his advisory role, he is involved with a property management company related to a rental property. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s guidance is based on standardized asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Harrison Smith is a financial advisor at Schwab Wealth Advisory in Phoenix, AZ, holding Series 65 and Series 63 licenses with one year of industry experience. His prior roles include positions at US Bank and Charles Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with investment decisions executed only upon client authorization.

John Pyles is a CFP® with 22 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. He previously worked at Nationwide Investment Services Corporation, CAPTrust, and The Vanguard Group. Outside of advisory roles, he is the owner and executive director of JFP Ventures, Inc., operating the Huntington Learning Center of Arizona, and serves as a board member for the Marilyn Smith and Founders' Legacy Foundation. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by online planning tools and annual financial reviews.

Daniel Martin is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2017. He has been affiliated with Charles Schwab & Co., Inc. since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with client authorization required for trades and a focus on personalized recommendations aligned with each client’s goals and risk tolerance.

Brendan Moore is a financial advisor at Carson Wealth with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Raymond James & Associates, Morgan Stanley, and Northwestern Mutual. He is based in Scottsdale, AZ. Carson Wealth is an SEC-registered investment adviser overseeing approximately $50.6 billion through a network of more than 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing an Investment Committee to manage model portfolios and providing tailored solutions such as custom indexing and alternative investments.

Jacqueline Flindall is a CFP® professional with 19 years of industry experience, currently affiliated with United Planners' Financial Services of America as a Limited Partner. Her career includes roles at several firms such as PFG Advisors, LLC, Securities America, Inc., and Cue Financial Group, Inc. Outside of advisory work, she serves as president of R&R Ranch, a community and civic organization in Rio Verde, AZ. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individuals, retirement plans, corporations, and trusts. The firm’s advisory services are delivered through independent Investment Adviser Representatives using a variety of custodians and third-party managers, with a significant portion of assets managed on a non-discretionary basis.

Kerina Graham is a financial advisor with Stratos Wealth Partners, Ltd. She holds the Series 66 designation and has 20 years of industry experience. Her prior experience includes roles at Merrill and Banc of America Investment Services. Outside of her advisory work, she is involved with Arizona Casino Party, a nonprofit organization that raises money through non-cash casino events. Stratos Wealth Partners is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, using an IAR-driven model with open-architecture portfolio management that integrates multiple third-party platforms and managers.

Treva Ziemba is a CFP® professional with 29 years of industry experience, currently serving at Schwab Wealth Advisory. Her career includes roles at Charles Schwab & Co., Schwab Wealth Advisory Inc., Kohl's, and Vanguard Advisers. She holds leadership positions outside of her advisory work, including president of the Scottsdale Vista North Homeowner Association and secretary of the Desert Mountain Boosters, a nonprofit charitable organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with client-directed execution and periodic reviews tailored to individual goals and risk tolerance.

Daniel Lindblad is a financial advisor with Eagle Strategies (NY Life) based in Sun City, AZ, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He has held roles at several firms including Mahoney Financial Organization, Lindblad Commercial, Lindblad Financial Group, Nylife Securities Inc., and New York Life Insurance Company. Outside of his advisory work, Lindblad serves as a board member for Jesus Church in Phoenix, AZ. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, institutional investors, and corporate clients. The firm emphasizes tailored recommendations and offers multiple program types, managing most of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Austin Schattenberg is a Series 66 licensed financial advisor with three years of industry experience. He is currently with Principal Financial Services and Principal Life Insurance Company, having previously worked at Edward Jones and Target. Outside of his advisory work, he has experience in business operations with Bongiorno Bagels. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel stationed abroad. The firm's advisory services include financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Miguel Duarte is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and four years of industry experience. Prior to joining Commonwealth, he worked at Custom Financial Design and has a background that includes ownership of a musical entertainment business, Mariachi Estrellas Musicales, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $200 billion in client assets. The firm provides a broad range of managed-account programs, third-party asset manager access, and custodial services, supporting both individual and institutional clients.

Dianne Fay is a CFP®-certified financial advisor with 34 years of industry experience, currently affiliated with J. W. Cole Advisors, Inc. She has held roles at The O.N. Equity Sales Company and Ohio National Financial Services from 2007 to 2022. In addition to her advisory work, she oversees operations as president of Fay & Associates, a tax and accounting practice. J. W. Cole Advisors, Inc. supports a large network of independent investment adviser representatives and offers fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutions. The firm employs a variety of investment strategies and platforms, including discretionary and non-discretionary account management and digital advice solutions.

Cameron Sharpe IV is a CFP® professional with seven years of industry experience, currently serving with Hightower Advisors in Phoenix, AZ. His background includes tenure at Vanguard Advisers, Inc. and The Vanguard Group, Inc., as well as previous self-employment. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional clients such as pension plans, charitable organizations, corporations, and trusts. The firm uses a multi-manager approach with access to affiliated and third-party managers and emphasizes discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting.

Raguel Shaw is a financial advisor with United Planners Financial Services of America and holds Series 63 and Series 65 licenses. He has one year of industry experience, including a prior role at The Vanguard Group. Outside of his advisory work, Shaw is involved in real estate sales and property management through his own business, Raguel Shaw Real Estate/TCT Real Estate. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors.

Leslie Vipond is a financial advisor at Schwab Wealth Advisory with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2012, also working at Charles Schwab since 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection based on Schwab’s proprietary models and conducts at-least-annual portfolio reviews tailored to clients’ goals and risk tolerance.

Michael Emerson is a CFP® professional with 19 years of industry experience. He has worked at Mariner Wealth Advisors since 2022 and previously operated Emerson Wealth, LLC for 15 years. Emerson is also independently licensed to sell insurance through various agencies, spending minimal time on this activity. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and access to third-party managers. The firm combines in-house research with external managers across multiple asset classes and provides integrated tax and accounting services along with family office and employer financial wellness solutions.

Calvin Wilkinson is a financial advisor with AE Wealth Management, LLC in Scottsdale, AZ, holding a Series 65 credential and three years of industry experience. He previously worked at Envision Solar Inc. and 360 Wealth Management, Inc. Outside of his advisory role, he is also licensed as an insurance agent, performing insurance sales and services. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individual households, corporations, trusts, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs, utilizing a range of investment strategies and analytical methods.

Joseph Feichtel is a CFP® professional affiliated with United Planners' Financial Services of America, with 34 years of industry experience. He has been with United Planners since 2013 and owns JMF Financial Services, LLC, a tax preparation and accounting firm. In addition to his advisory work, he operates a non-variable insurance business. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm employs independent Investment Adviser Representatives and uses a combination of custodians, third-party managers, and platform programs to deliver predominantly non-discretionary advisory services.