Clark Gilliland is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 and Series 63 designations and previously worked at JP Morgan Chase Bank, N.A., J.P. Morgan Securities, and Wells Fargo. Outside of his advisory roles, he has been involved with entities such as Not My First Rodeo and Life Events LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Williams is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in supporting retirees and small business owners with their financial goals. He has been registered in the financial services industry since 1986 and joined Merrill Lynch in 2004. His areas of expertise include divorce transition planning, family wealth management strategies, personal retirement planning, small business strategies, and retirement income. Jeff holds a Bachelor of Arts degree in Finance from Michigan State University and a Master of Business Administration from the University of Detroit Mercy. He has earned multiple professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Prior to his financial services career, he had 14 years of experience in commercial banking. In his personal life, Jeff lives in Lake Orion, Michigan with his wife Christine and is involved in community activities such as the Greater Flint Sunrise Rotary and coaching youth baseball, basketball, and flag football with the Lake Orion Dragons. He enjoys traveling, following major sports, and looks forward to improving his golf game and exploring new vacation destinations.

Kenneth Grossnickle is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 1996 and joined Merrill Lynch in 1997. Ken focuses on strategic planning and implementing financial strategies for affluent families, individuals, and business owners, particularly in areas such as family wealth management strategies, legacy planning, and managing new wealth. Ken holds several professional designations including Chartered Retirement Planning Counselor (CRPC), Accredited Domestic Partnership Advisor (ADPA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He earned a Bachelor of Science degree in Business Administration with a focus on Finance from the Eller College of Management at the University of Arizona. Ken has been involved with the Parent Advisory Board at the University of Tennessee, Knoxville. Outside of his professional work, Ken participates in volunteer activities in Phoenix, supporting organizations such as Phoenix Children's Hospital and The Society of St. Vincent de Paul. His personal interests include football, hiking, music, and skiing.

Tyler Peters is a CFP® and Series 66-licensed financial advisor with Edward Jones in Chandler, AZ, bringing seven years of industry experience. He has worked at Edward Jones since 2018, following prior roles at Utah State University and Verizon Wireless. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Mario Barraza is a financial advisor with Merrill in Chandler, AZ, holding Series 63 and Series 66 licenses and having seven years of industry experience. His work history includes roles at Merrill since 2018 and Bank of America, N.A. since 2021, along with prior experience at Verizon from 2014 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers for individual, high-net-worth, pension, corporate, and charitable clients.

Gillian Goldberg is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. She has worked at Merrill since 2020 and concurrently at Bank of America, N.A. since 2024. Her prior work experience includes roles outside the financial sector, such as at Maggiano's Little Italy and Courtyard by Marriott. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brayden Hodson is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and seven years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2018 and Wells Fargo from 2016 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Daniel Massow is a CFP®-designated financial advisor with five years of industry experience. He is currently with LPL Financial and has prior experience at Raymond James Financial and Raymond James Financial Services. Massow is also involved as an associate with Massow Wealth Strategies, a support company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Clancy Schmidt is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has previously worked with Black Sheep Shop, LLC, as well as educational and government institutions. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework when recommending strategies and operates within the broader J.P. Morgan broker-dealer and banking organization.

Zackary Marquez is a CFP®-certified financial advisor with three years of industry experience, currently affiliated with Cetera. His work history includes roles at Cetera Wealth Services, Renaissance Financial Corp, and Minnesota Life Insurance Co. Outside of his advisory work, he is also active as a licensed insurance agent selling fixed insurance products and works as a Realtor with Remax Coastal Homes. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and advisory services delivered through a multi-manager platform with various program structures and access to third-party money managers.

Gigi Schneppat is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. She previously worked at Commonwealth Financial Network and Professional Wealth Strategies for 15 years. Schneppat is also the owner of Diamonds and Platinum, an S corporation used for tax reporting purposes. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors.

Manuel Laguer is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1998. Additionally, he has maintained a long-term affiliation with the University of New York at Buffalo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Steven Steinbruegge is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Renaissance Financial and Minnesota Life Insurance Company. He is also involved in entrepreneurial activities as an owner and member of several LLCs outside of his advisory role. Cetera Investment Advisers LLC serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment program options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Miguel Duenas Alcala is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 65, 63, and 66 licenses and has previously worked at Morgan Stanley, Merrill, and Bank of America. Outside of finance, he is involved with a family-owned painting business as a board member and operates a general contracting company focused on renovation and remodeling projects. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a quantitative asset-allocation and manager research process, incorporating ESG criteria and delivered on a non-discretionary basis.

Aidan Mosher is a financial advisor with Raymond James Financial in Phoenix, AZ, holding a Series 66 designation and beginning his industry career in 2025. He has experience working at several financial firms and educational institutions, including Desert Financial Credit Union and Baylor University. Mosher also serves as an investment consultant at Desert Financial Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofits. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, while also maintaining specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Scott Macdonald is a Series 66-licensed financial advisor with UBS Financial Services in Phoenix, AZ, where he has worked for 15 years. He has 18 years of industry experience. Macdonald serves on the boards of The V Foundation for Cancer Research and Catholic Charities, contributing to fundraising efforts for cancer research and community aid. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs proprietary research and model-based asset allocations to tailor investment strategies to clients’ goals and risk tolerances.

Andrew Crooks is a financial advisor with Edward Jones in Tempe, Arizona, holding a Series 66 designation and ten years of industry experience. He has been with Edward Jones for his entire advisory career, starting in 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and provides a range of investment strategies and affiliated products, operating under a fiduciary standard with a nationwide network of financial advisors and branch offices.

Bradford Muir is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo Advisors and Wells Fargo Clearing prior to joining J.P. Morgan in 2022. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Lewis Merrill is a financial advisor at Edward Jones in Mesa, AZ, with 18 years of industry experience and a Series 66 designation. He has been with Edward Jones since 2007. Outside of his advisory role, he is involved in farm maintenance and repairs as a member of Shoofly Farm Virginia LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Craig Carter is a financial advisor with Charles Schwab holding a Series 66 designation and 16 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2009 and Charles Schwab Bank, SSB since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management options. The firm operates at scale with a comprehensive, integrated structure combining advisory, brokerage, custody, and cash-sweep services.