John Snyder is a financial advisor at Ameriprise with 10 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Eagle Strategies and New York Life Insurance Company. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, algorithm-assisted advice through a centralized consulting team.

Tony Widowski Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 17 years of industry experience. Widowski has worked with firms including Quadrant Asset Management L.L.C. and TLT Partners LLC. He serves as President of a local BNI chapter, where he organizes and runs weekly meetings that are not investment-related. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through advisory programs and partnerships focused on municipal finance and retirement solutions.

Todd Muncy is a CFP® with 29 years of industry experience, currently serving at Fidelity Investments. His prior roles include positions at The Vanguard Group, Scottrade, and TD Ameritrade. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research and quantitative analysis to construct and oversee model portfolios across various asset classes.

Brian Derrick is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 21 years of industry experience. He previously worked at Edward Jones for 15 years before joining Raymond James Financial Services in 2020. He is also involved in Derrick Family Financial, a support company related to his practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs analytical tools and tailored non-discretionary planning to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Frank J C Gennaro is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and 26 years of industry experience. He has worked at Charles Schwab since 2020 and previously held roles at USAA Investment Management Company and USAA Financial Planning Services. Outside of advising, he manages rental property investments. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a multi-asset model portfolio approach with centralized custody and order-routing.

Alexandra Parrish is a financial advisor at Charles Schwab with 12 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab since 2020. Prior to that, she was affiliated with USAA Investment Management Company and USAA Financial Planning Services from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client advisory models with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Clinton Stanley is a financial advisor at Edelman Financial Engines with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Financial Engines Advisors L.L.C. since 2012. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Lauren Lofy is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. She is also an attorney and CPA, managing law and accounting firms alongside her advisory role. Lofy has practiced law and accounting since 2019 and has served at the University of Arizona James E. Rogers College of Law and Husch Blackwell. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with customizable investment strategies and integrated financial and credit solutions.

Thomas West is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. He has worked with Cetera and Cetera Wealth Services, LLC since 2024 and has prior experience in varied roles including fitness and construction sectors. Outside of his advisory role, he is also a financial advisor with Renaissance Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform that includes affiliated and third-party investment strategies.

Nathaniel Birkholz is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63, 65, and 66 licenses and has worked previously at Dew Wealth Management and Btc Trust Company of South Dakota/Bankers Trust Company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm's approach combines quantitative screening and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities.

Sarah Desmond is a financial advisor at UBS Financial Services in Phoenix, AZ, holding Series 63 and Series 65 licenses with four years of industry experience. Her prior work includes roles at Fidelity Investments, Platinum Dermatology, and the City of Phoenix. Outside of her advisory work, she is a member of Abbey Boiler Room LLC, a dormant bar business based in Phoenix. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and capital market insights to tailor strategies to clients’ goals.

Heath Granneman is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 14 years of industry experience. He has been with Cambridge Investment Research in various capacities since 2012. He is also involved with Camelback Wealth Consultants, an investment-related activity. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Brandon Valentine is a financial advisor at LPL Financial with 16 years of industry experience. He holds the Series 66 designation and has worked previously at Edward Jones and Woodbury Financial Services. Outside of his advisory role, he is involved with Valentine Financial Solutions Incorporated, a business entity focused on tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools.

Eric Bailey is a Series 66 licensed financial advisor with five years of industry experience, currently with J.P. Morgan Securities in Phoenix, AZ. His prior experience includes roles at the National Bank of Arizona and Arizona State University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating a broad range of strategies and certain ESG considerations.

Conner Kemmerer is a financial advisor at UBS Financial Services with six years of industry experience. He previously worked at Morgan Stanley and has held roles in both corporate and educational settings. Outside of his advisory work, he is a partner at Knimble, LLC, a technology firm focused on software development. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk profiles.

Mario Pardo is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has worked at Charles Schwab since 2015 and concurrently has been affiliated with Lyft and Uber since 2016. Outside of his advisory role, he is the founder and CEO of Mar Productions LLC, a company focused on producing creative visual, audio, and written content. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, integrating multi-asset model portfolios, alternative investment due diligence, and centralized custody services.

Michael Dwyer is a financial advisor at RBC Capital Markets with 41 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates and RBC Capital Markets Corporation. Based in Phoenix, AZ, he joined RBC Capital Markets in 2025. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with portfolio management, financial planning, and brokerage services, employing a mix of in-house and third-party managers tailored to each client's risk profile.

Matthew Forcucci is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Vanguard and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment platform.

Gilbert Valadez Jr. is a financial advisor with LPL Enterprise in Phoenix, AZ, holding CFP® and ChFC® designations and with 39 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, serving the insurance and financial sectors since 1986. Outside of advising, he owns Grip in a Jiff, LLC, a golf club regripping service. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach utilizing third-party portfolio managers and offers financial planning, third-party asset manager access, and insurance products through affiliated entities.

Brandon Baenke is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 designation and has previously worked at Charles Schwab and Bank of America, among other firms. Based in Sun City West, AZ, he joined J.P. Morgan Securities and JPMorgan Chase Bank in 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative screens and qualitative research to deliver written asset allocation advice and customized performance reporting, while clients retain final decision-making authority.