Charles McGrath Jr. is a CFP® with 30 years of experience in the financial services industry. He is currently with LPL Financial and previously worked at Lincoln Financial Advisors Corporation, Avantax, and 1st Global Advisors. In addition to his advisory role, he has extensive experience as a CPA and tax professional, and he also serves as a soccer referee and instructor for tax software. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management services through a large network of advisors and utilizes various investment platforms and operational tools.

George Denham is a financial advisor at Edelman Financial Engines with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including OneAmerica Securities, American United Life, Pembroke Financial Services, and Bordier & Cie (UK). Edelman Financial Engines provides technology-enabled investment advisory and financial planning services for individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and fiduciary oversight under ERISA and DOL guidelines.

Julia Kemmer is a CFP® with Charles Schwab in Phoenix, AZ, and has four years of industry experience. Prior to joining Charles Schwab, she worked at Discount Tire Company and Tempe Chrysler Jeep Dodge, among other roles. She serves as a board member for the Lofts at Arcadia HOA and is the lead developer and owner of Four Elements Technologies, LLC, a personal software development venture focusing on mobile applications unrelated to finance. Charles Schwab serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and centralized operational support.

Vincent Fitzpatrick is a CFP®-designated financial advisor with Edward Jones in Surprise, AZ, bringing 25 years of industry experience. Before joining Edward Jones in 2018, he worked at Scottrade for five years. Outside of his advisory work, he serves as a golf course ranger at Granite Falls Golf Course on weekends. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated funds, operating under a fiduciary standard.

Bailey Davis is a financial advisor at Cetera with six years of industry experience. Davis holds the Series 66 designation and has worked at several firms, including Renaissance Financial and Securian Financial Services Inc. Outside of Cetera, Davis is involved with Renaissance Financial, offering securities, insurance, and advisory services. Cetera Investment Advisers LLC is a nationwide advisory firm serving individual, corporate, charitable, and institutional clients with a range of portfolio management and consulting services. The firm operates a multi-manager platform that offers advisors access to affiliated and third-party model portfolios, various program structures, and custodial relationships.

Jonathan Schneringer is a financial advisor at Edelman Financial Engines with five years of industry experience and a Series 65 credential. He has been with Edelman Financial Engines since 2021. Outside of advising, he works as a real estate agent and is also a delivery driver for Doordash. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary management with a focus on diversified portfolios, periodic rebalancing, and long-term investment orientation.

George Yanez is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. His career includes tenures at various Schwab entities and Unionbanc Investment Services LLC. Outside of finance, he worked as a freelance musician for nearly two decades. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and a structured approach to alternative investments.

Alexander Hennessey is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2018. Prior to that, he was associated with the United Association of Mobile Contract Cleaners from 2016 to 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory, managed accounts, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Michael Ulrich is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning his career in wealth management in 1999, Michael has focused on serving high net worth retirees, corporate executives, business owners, and philanthropists. He utilizes the Total Merrill platform as the foundation for his work with clients, creating personalized wealth management strategies aimed at pursuing long-term financial goals. Michael holds a Bachelor's Degree from Northern Arizona University and an Accredited Certificate from Ottawa University. He has earned professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He joined Merrill in 2005 and has been recognized on the Forbes Best-in-State Wealth Advisors list in 2022, 2023, 2024, 2025, and 2026. Outside of his professional role, Michael is involved in community organizations such as the Dysart Education Foundation, Der Valley Unified School District #97, St. Jude's Children Hospital, and Stars FC USL2 Soccer. His personal interests include golfing, photography, soccer, swimming, and spending time with his family.

Chance Meeks is Vice President and Branch Leader at Fidelity Investments, where he has held several leadership roles since 2018. His current responsibilities include overseeing branch operations and leading associate development to maximize potential and client service. He began his career at Fidelity Investments in 2012 and has progressed through various positions including Inside Sales Representative, Regional Investment Consultant, Financial Consultant, and Wealth Planner. His experience encompasses investment consulting and branch leadership. Outside of his professional role, Chance enjoys board games, family activities, horseback riding, music, parenthood, and reading.

Christopher Yee is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. He has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses a multi-asset model portfolio approach supported by centralized operational and supervisory infrastructure.

Michael East is a financial advisor with Robert W. Baird & Co. in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Moors & Cabot, Inc. and Wells Fargo Investments, LLC. Outside of advising, he is involved as an LLC member of Dirtbag's Bar and owns East Private Equity LLC. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Tyson Tibshraeny is a financial advisor at UBS Financial Services with 40 years of industry experience. He has been with UBS since 1984 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved as a partner in a family real estate partnership and manages an investment LLC benefiting his son, as well as a computer consulting business. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities, principal trading, and market-making.

John Czelusniak Jr. is a financial advisor at Edelman Financial Engines in Phoenix, AZ, holding a Series 65 designation with four years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2021 and has prior experience at Infosys BPM, Randstad, Consolidated Container Company, Costco, and Amazon. Outside of finance, he operated a handyman business for six years. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through advisor-led and online offerings.

Anthony Ludtka is a financial advisor with Charles Schwab based in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. His career includes roles at Charles Schwab Bank and Charles Schwab since 2018, as well as prior positions in various fields such as solar energy and commercial systems analysis. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined non-discretionary and discretionary investment guidance model, utilizing multi-asset portfolios and due diligence on alternative investments, supported by a large-scale, integrated operational structure.

William Mcelroy is a financial advisor with Edelman Financial Engines based in Phoenix, AZ. He holds Series 63 and Series 65 licenses and has 12 years of industry experience, including 10 years with Financial Engines Advisors L.L.C. at the same firm. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary management options.

Christopher Barozie is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding a Series 66 designation and bringing 23 years of industry experience. His previous roles include positions at USAA Investment Management Company and various USAA financial planning and advisory services from 2013 to 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research from the Schwab Center for Financial Research.

Nicholas Mcarthur is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and five years of industry experience. Prior to joining Charles Schwab in 2021, he held positions at Northern Arizona University, Albertsons, Lifetime Fitness, Sushi Brokers, and the United States Forest Service. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment program.

Jessica Wert is a financial advisor at UBS Financial Services in Phoenix, AZ, with 11 years of industry experience. She holds the Series 66 designation and has been with UBS since 2014. Wert served on the board of directors for the East Valley Women's League, where she was involved in planning annual fundraising activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets solutions.

Walter Fielder is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he provides personalized financial strategies tailored to help clients pursue their long-term goals. Walter focuses on delivering a comprehensive approach to wealth management, ensuring clients receive customized planning and investment advice. His areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, and small business strategies. Walter is committed to working closely with clients to understand their needs, goals, and concerns, aiming to provide financial confidence through disciplined, goal-based wealth management processes. He conducts regular reviews to update retirement plans and adjust strategies as needed. Walter holds a Bachelor's Degree in Finance from the University of Arizona and maintains the Personal Investment Advisor (PIA) designation. He is involved with professional organizations such as ChildHelp, NotMyKid, Phoenix Children's Hospital, and United Way. Additionally, he participates in community activities with NDP High School. In his personal time, Walter enjoys hiking, skiing, and spending time with his family.