Brian Woo is a financial advisor with Morgan Stanley in Rolling Hills Estates, CA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at RBC Capital Markets, J.P. Morgan Chase Bank, and Bank of America. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models to assist clients and operates in both advisory and broker-dealer capacities.

Nicolas Faria is a financial advisor at Fidelity with 18 years of industry experience. He holds a Series 66 designation and has worked in various capacities within Fidelity since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers services such as discretionary management, fund advisory, and model portfolio delivery.

Robert Critelli III is a financial advisor with Morgan Stanley, holding a Series 63 license and bringing 49 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 1993. Outside of his advisory role, he has taught investment classes to adult learners through the Torrance Unified School District since 1979. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and investment outlook models.

Arnold Garcia is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Dye is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Todd Lubin is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Jessmark Haruo Tanaka is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 17 years of industry experience. His work history includes roles at Wescom Credit Union and Wescom Financial Services, where he has been involved since 2006 and 2008 respectively, as well as a two-year tenure at CUSO Financial Services. Tanaka offers investment products and services under the Wescom Wealth Management name affiliated with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research-supported model portfolios and a variety of investment strategies.

Michael Wilhite is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers financial plans using structured discovery processes and firm-approved tools.

Nery Lemus is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding Series 63 and Series 66 designations and nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Joseph Suarez is a financial advisor with Wells Fargo Clearing in Cerritos, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked with Wells Fargo Clearing Services LLC since 2017 and has been with Wells Fargo Bank, N.A. since 2007. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes both non-discretionary and discretionary options tailored to plan objectives, demographics, and risk tolerances.

Natalie Castaneda Becerra is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Flag Solutions LLC and Ilink Business Management. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Christopher Andrade is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has a background that includes service in the United States Marine Corps and teaching roles at the University of Southern California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

James Rumph II is a financial advisor with Edward Jones in San Pedro, CA, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. His prior roles include positions at J.P. Morgan Chase Bank, TD Ameritrade Investment Management, and Infosys. Outside of advising, he owns an e-commerce business specializing in coffee and tea. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors across a wide range of asset levels. The firm offers a variety of advisory programs and strategies, supported by a large network of financial advisors and branch offices nationwide.

David Brown is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Cetera since 2013 and is currently based in Torrance, CA. Outside his advisory role, he is a minority owner of several real estate income properties. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors, serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management and financial planning services through multiple program structures and a multi-manager platform.

Ritas Smith is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and over 36 years of industry experience. She previously worked at Securities America Advisors and National Planning Corporation, and she operates a tax preparation and planning business, Ritas Smith & Associates. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations, offering integrated brokerage and advisory services supported by a range of investment platforms and third-party solutions.

Aayush Aggarwal is a financial advisor at Cetera with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and Roth Capital Partners. Outside of his advisory role, he is involved as a landlord with Crestwood Huts, LLC and Redwood Huts, LLC. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.

Alexa Holm is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has worked at UBS since 2017. Prior to joining UBS, she spent one year at the University of Southern California. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

John Harvey IV is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2016. Outside of his advisory role, he and his spouse co-own several rental properties in Arizona. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Clive McKay is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior experience includes roles at Securities America Advisors, Inc., Investacorp Advisory Services, and Ameriprise Financial Services. He is involved as a solicitor referring prospective clients to LTAM’s website and assists clients in gathering information for estate planning services provided by a law firm. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services along with comprehensive financial planning and retirement consulting. The firm employs a range of portfolio construction tools and third-party platforms to deliver tailored investment solutions.

Alfred Escamilla is a financial advisor with Cetera and holds a Series 66 designation, bringing 14 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2016. Outside of advising, he owns and operates two assisted living businesses focused on care for older adults. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program structures.