Mykala Rubey is a financial advisor at LPL Financial with three years of industry experience. She holds the ChFC® and Series 66 designations. Prior to joining LPL Financial in 2022, she worked at ExamWorks, LLC and has experience in positions outside the financial industry. Outside of advising, she is involved as a volleyball coach for several San Diego school districts and holds credentials as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining broad advisory services with non-advisory financial activities and oversight of over $819 billion in discretionary assets.

Dakota Jacobsen is a Financial Advisor at Merrill Lynch Wealth Management. He joined the Temecula Group in 2022, focusing on providing personalized investment guidance and financial planning to clients. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation, awarded by the Certified Financial Planner Board of Standards, Inc., and is also a Personal Investment Advisor (PIA). Dakota earned his Bachelor's Degree from the California State University System. Outside of his professional work, Dakota has interests in running, soccer, and traveling.

Cynthia Ruvalcaba is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Investments. Morgan Stanley Wealth Management offers a wide range of advisory programs for individuals and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Rafael Gutierrez Balderrabano is a financial advisor at Morgan Stanley with 16 years of industry experience. He has been with Morgan Stanley since 2016 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Monte Carlo simulations to support its services.

Shannon Clancy is a financial advisor at LPL Financial with one year of industry experience. She holds the Series 66 designation and has previously been involved with organizations including Plan to Prosper and the Coronado Historical Association. Her prior roles reflect involvement in both consulting and community organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Jay Mahajan is a financial advisor with Wells Fargo Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes prior roles at Wells Fargo Clearing, Wells Fargo Investments LLC, and Citigroup Global Markets. Outside of his advisory work, he serves as Chair of the Endowment Committee at Catlin Gabel School, where he participates in investment oversight and portfolio management. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, providing tailored recommendations supported by firm research and planning tools. The firm serves clients with a broad planning menu that includes specialized services such as business-owner transition and special-needs analysis.

Michael Rundlett is a CFP®-certified financial advisor with 35 years of industry experience, currently affiliated with LPL Financial since 1993. He provides small business consulting services outside of his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, employing both proprietary and third-party strategies across discretionary and non-discretionary platforms.

Bryan Rohr is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1997 and joined Merrill Lynch in 2006. Bryan specializes in client focus areas including Divorce Transition Planning, Education Planning, Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Tax Minimization, and Retirement Income. He holds a Bachelor of Science in Finance from Linfield College and completed the Personal Financial Planning program at San Diego State University. Bryan holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, the Chartered Retirement Planning Counselor (CRPC) credential, the Certified Plan Fiduciary Advisor (CPFA) designation, the Personal Investment Advisor (PIA) credential, and the Retirement Accredited Financial Advisor (RAFA) designation. Bryan lives in La Costa with his wife Jennifer and their three children. He is involved in his community, serving on the Board of Advisors for the Magdalena Ecke Family YMCA since 2017 and volunteering with the Encinitas National Little League as a coach from 2014 to 2018. His family participates in school, community, and church activities, and they enjoy travel, golf, and following college and professional sports teams.

Victor Guzman Lopez is a financial advisor with UBS Financial Services, holding a Series 66 designation and three years of industry experience. He previously worked at Citi Banamex for a total of ten years before joining UBS in 2023. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a variety of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and multiple capital markets operations.

Christina Gustin is a financial advisor with UBS Financial Services in San Diego, holding a Series 66 designation and 20 years of industry experience. She has been with UBS since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

Judith Seaver is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 63 designation and 39 years of industry experience. She has been with UBS since 1987. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary capital market assumptions and research-driven strategies. The firm combines institutional trading capabilities with wealth management services, offering a broad range of products including fee-based financial planning, portfolio management, and underwriting.

Brian Sexton is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1994, including 17 years with Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

William Mcbride IV is a financial advisor at Morgan Stanley in La Jolla, CA, holding a Series 66 designation with 11 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2013. Outside of his advisory role, he is involved in managing rental real estate properties and serves as a personal representative for a trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Charles Barnhart is a financial advisor at Morgan Stanley with four years of industry experience. Prior to joining Morgan Stanley in 2024, he worked at Bank of America, Merrill, and TD Ameritrade. Outside the financial services industry, he has experience with SDCA Distilling LLC and The Spot La Jolla. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and various investment strategies without offering individual security recommendations as part of its standalone planning services.

Peyton Witcher is a Financial Advisor at Merrill Lynch Wealth Management who serves business owners, executives, content creators, and athletes in managing their financial lives. He specializes in helping high-performing individuals simplify their financial complexities through a personalized, strategic approach. Peyton's services include strategic investing, tax-efficient planning, banking and cash flow management, retirement planning, and collaboration with other professionals such as CPAs and estate attorneys. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is recognized as a Personal Investment Advisor (PIA). Peyton earned his Bachelor's Degree from California Polytechnic State University. His client focus areas encompass education planning, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, liquidity management, personal retirement planning, individual and corporate investment strategy, and tax minimization. Outside of his professional role, Peyton is a member of the Triathlon Club of San Diego. His personal interests include basketball, football, golfing, hiking, pickleball, running marathons, swimming, and volleyball.

Perry Bacon Jr. is a financial advisor with LPL Financial, holding a Series 66 license and 20 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Morgan Stanley, and UBS Financial Services. He is also president of Lion Street and My Advisors Choice, both non-variable insurance entities, where he contributes a limited number of hours monthly. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive technology and a large network of advisors.

Austin Moreira is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2020, he worked in business activities including roles at Las Flores Car Wash and Warmington Properties, Inc., and was affiliated with The Ohio State University from 2016 to 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment options and utilizes research, technology, and multiple platforms to support its network of more than 22,800 advisors.

Brianna Jacobs is a financial advisor with LPL Financial in San Diego, CA. She holds the Series 66 designation and has been with LPL since 2026. Prior to her current role, Brianna has experience in education, including positions at San Diego State University and Santa Barbara City College, as well as work in the restaurant industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, incorporating model portfolios, third-party asset management, and institutional platforms.

Alex Lutz is a financial advisor with Raymond James Financial Services Advisors, Inc. holding a Series 66 designation and four years of industry experience. His prior roles include positions at Edward Jones and Citibank. Additionally, he serves as a trustee for a family living trust. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and uses analytical tools to tailor recommendations, supporting implementation through various advisory programs.

Daniel Guadarrama is a financial advisor with Charles Schwab, holding a Series 66 designation and 16 years of industry experience. He previously worked at TD Ameritrade for 12 years before joining Charles Schwab. Outside of his advisory role, he is involved in managing a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management with centralized custody and operational support.