Andrew Goyhenetche is a financial advisor at Ameriprise with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms, including United Planners Financial Services and the Xenon Group. Prior to his advisory roles, he had diverse experience in other sectors such as hospitality and political organizations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides customized written reports and ongoing advice focused on retirement income planning, using a combination of proprietary research, third-party data, and algorithmic tools.

Sean McSweeny is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 1992 as a Financial Advisor in Torrance, California, and has been serving as the Senior Resident Director of the Carlsbad office since January 2010. He is part of a team comprising four Financial Advisors and one Wealth Management Client Associate, focusing primarily on investment management. With over 30 years of experience in wealth management, Sean's expertise includes college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, and tax minimization. His approach centers on collaborating with clients to align their wealth management with seven key life priorities: family, finances, health, home, leisure, work, and giving. Throughout his career, he has developed long-lasting client relationships through customized advice and a disciplined investment approach. Sean holds a Master's degree from the California State University System and a Bachelor's degree in Finance from Loyola Marymount University. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Sean resides in San Diego with his wife and three children and enjoys baseball, football, golfing, soccer, and spending time with his family.

Blake Baxter Jr. is a financial advisor with LPL Financial in Encinitas, CA, holding a Series 66 designation and seven years of industry experience. He has been associated with LPL Financial since 2017 and also maintains a law practice through Baxter Law Corp. Outside of his advisory role, he is involved with Baxter Financial Group LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Christopher Kielar is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. His work history includes roles at Wells Fargo Bank, Bank of America/Merrill Lynch, and multiple tenures at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of his advisory role, he personally owns rental property managed by a third party. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Samer Bordcosh is a financial advisor with Merrill in Carlsbad, CA, holding a Series 66 designation and 20 years of industry experience. He has worked at Bank of America and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various organizations.

Patrick Vento is a financial advisor with J.P. Morgan Securities in Encinitas, CA, holding a Series 66 designation and 16 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities for 13 years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Steven Frigo is a Series 66-credentialed advisor with J.P. Morgan Securities in Del Mar, CA, possessing two years of industry experience. He has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2023 and previously spent eight years at First Republic Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm offers asset-allocation advice, investment manager searches, and customized performance reporting, combining quantitative modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

James Froman is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 2007 and previously worked at Use Credit Union from 2007 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by extensive research and diverse investment strategies.

Jacob Auger is a financial advisor with Raymond James & Associates, holding a Series 66 designation and one year of industry experience. His prior roles include positions at LPL Financial and Salt Lake Country Club. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and government entities—and provides tailored financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Dekker Stebel is a financial advisor with LPL Financial in Encinitas, CA. He holds the Series 63 and Series 65 designations and has experience working with PURE Insurance and Vassar College. He is also involved with Stebel Financial Group, a business related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios, research, and various investment management services.

Kayla Hajeck is a financial advisor with J.P. Morgan Securities in San Diego, CA. She holds a Series 66 designation and has one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Kayla worked at Davidson Communities and Goldman Sachs & Co. She attended Chapman University from 2023 to 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Ashley Meachum is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and nine years of industry experience. Prior to joining Wells Fargo Clearing in 2024, she worked at Morgan Stanley from 2007 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Colin Goodrich is a Financial Advisor at Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA). Further details regarding his experience, education, and personal interests are not provided.

Jacob Margozewitz is a financial advisor with LPL Financial in Carlsbad, CA, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Grand Canyon University and Point Loma Nazarene University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by extensive research and model portfolios.

Todd Stucker is a financial advisor with Edward Jones in San Marcos, CA, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at 24 Hour Fitness from 2011 to 2018. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

William Bauerle is a financial advisor with Edward Jones in Poway, CA, holding a Series 66 designation and nine years of industry experience. Prior to joining Edward Jones in 2017, he served in the United States Navy for 20 years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and supports clients through a large network of financial advisors and branch offices nationwide.

Steven Tran is a financial advisor with Morgan Stanley in Rancho Santa Fe, CA. He holds a Series 66 designation and has three years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, and Pacific Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, using structured discovery processes and firm-approved planning tools to develop its financial plans.

James Lindsay is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 45 years of industry experience. His prior work includes roles at Summit Financial Group Inc and Summit Brokerage Services before joining Cetera Wealth Services, LLC in 2019. He has been with Cetera since 2023. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and third-party managers.

Piet Aldrich is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2013. A former professional tennis player, Aldrich participates in several charity tennis events annually as an independent contractor. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research, custody, underwriting, and capital markets services.

Janean Stripe is a CFP® certificant with 37 years of experience in the financial services industry. She has worked at LPL Financial since 2020 and previously spent nine years at Lucia Securities, LLC. Janean also maintains a role at RJL Wealth Management, LLC, where she has been active since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.