Veronica Dean is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Her prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing detailed, non-discretionary recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic tools overseen by a Retirement Income Oversight Committee to deliver tailored retirement income advice.

Cameron Noorany is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He previously worked at LPL Financial LLC for 22 years and serves as president of RMW Consulting, a financial services firm he has operated since 2003. Noorany is also an insurance agent selling fixed insurance products and is a board member of Advisors Choice Insurance Brokerage Services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a multi-manager investment platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

Andrew Chabot is a Certified Financial Planner (CFP®) with 23 years of experience in the financial services industry. He is currently an advisor at Equitable Advisors and has previously worked at firms including Securities America Advisors, Waddell & Reed, Rancho Wealth Management, and LPL Financial. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively with program sponsors and third-party managers to provide advisory and brokerage solutions.

Lindsay Takacs is a Financial Consultant at Fidelity Investments, where she has been working since 2021. She collaborates with clients to create financial plans tailored to their individual and family goals, emphasizing the importance of trust and reliability in her client relationships. Prior to her current role, Lindsay held the positions of Relationship Manager and Financial Representative at Fidelity Investments from 2018 to 2021. Lindsay holds a California Insurance License, supporting her expertise in financial consulting and planning. Her approach focuses on maintaining competency and building lasting relationships with her clients. Outside of her professional work, Lindsay has personal interests in the beach, fitness, and Pilates.

Dmitriy Gusev is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 designations and nine years of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab & Co., Inc., and CiTIGROUP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, research from multiple sources, and various strategies including discretionary and non-discretionary management.

Roy Isaiah is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Premier Wealth Advisors, LPL Financial, and Christopher Weil & Company. Outside of his advisory work, he serves as an assistant basketball coach mentoring adolescents and is employed in hospitality at Mastro's Ocean Club in San Diego. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Kenneth Greenlee is a financial advisor with Cetera in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. He has worked at multiple Cetera entities since 2017 and was previously with First Allied Securities. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with diverse program options.

Jaclyn Smith is a financial advisor at Wells Fargo Advisors with four years of industry experience. She holds the Series 66 designation and has a background that includes positions at Wells Fargo Clearing Services, Wells Fargo Bank, and law firms Procopio, Cory, Hargreaves & Savitch LLP and Hopkins & Carley. Smith also maintains a California law license and a real estate license, primarily for continuing education purposes. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning, including specialized services for business-owner transition, sports and entertainment, special needs, and divorce planning, using proprietary research and tools to develop tailored recommendations.

Jake Volo is a financial advisor at LPL Financial with one year of industry experience and holds a Series 66 designation. Prior to joining LPL Financial, he was involved with the International Bipolar Foundation and has worked in various roles including at San Diego State University and Mavericks Beach Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Mario Reece Rosas is a financial advisor at UBS Financial Services with five years of industry experience. He holds the Series 66 designation and has been with UBS since 2018. Prior to his advisory career, he was involved with City Tacos for four years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities and market-making.

Austin Fitzgerald is a financial advisor at LPL Financial in San Diego, CA, holding Series 65 and Series 63 licenses with five years of industry experience. His prior roles include positions at Cantor Fitzgerald Investment Advisors and Ziply Fiber. He has also worked in digital media and accounting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options.

Fredric Bayles III is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 credentials and possessing 42 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. He serves as a trustee of a family trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and models.

Karin Huber is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds a Series 66 designation and has worked previously at Morgan Stanley and RBC Capital Markets. Huber is based in La Jolla, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Davee Schulte is a financial advisor at Raymond James Financial Services Advisors, Inc. with four years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at Raymond James and Mission Federal Credit Union, where she also serves as an Associate Financial Advisor providing licensed support to the credit union’s investment services department. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm employs tailored non-discretionary planning and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Mike Marabeas is a financial advisor with Charles Schwab, holding a Series 66 designation and 18 years of industry experience. He worked at TD Ameritrade from 2006 to 2024 before joining Charles Schwab in 2021. Outside of his advisory work, Marabeas serves on the board of directors for Lake Murray Little League and coaches travel baseball. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized custodial and supervisory arrangements.

Philip Weber Jr. is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2013 to 2016. Outside of his advisory role, he serves as a trustee for his deceased father-in-law’s estate and is the assistant treasurer of the Hyannis Rotary Club, where he assists with community service activities. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Brandy Clements Corder is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Her career includes roles at Commonwealth Financial Network and LPL Financial LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and consulting supported by advanced modeling tools and maintains unique capabilities in municipal and public finance advisory services.

Alexander Boswell is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, leveraging proprietary capital market assumptions and research to tailor plans to clients' goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management and offers a broad range of financial products and services.

Lance Silva is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise. His prior experience includes roles at LPL Enterprise, DICKERSON, Ca Health Benefit Exchange, and Prudential Insurance Company of America. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Damon Couch is a financial advisor with RBC Capital Markets in La Jolla, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include positions at Merrill and U.S. Bancorp Investments, INC. over spans of eight and six years, respectively, before joining RBC and City National Bank. RBC Wealth Management serves a diverse client base, including individual investors, institutions, corporations, and charitable organizations, offering a range of advisory programs and portfolio management services tailored to clients’ risk profiles and investment preferences.