Sandro Pestana is a financial advisor at UBS Financial Services with 30 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2014. Outside of his advisory role, he is a partner in Talia LLC, a company involved in the manufacture and sale of women's apparel. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

John Raring is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at J.P. Morgan Securities, First Republic Investment Management, First Republic Securities Company, and UBS Financial Services. Outside of his advisory work, he is involved with HWYl Holding Company Inc., a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of investment adviser representatives employing various investment strategies.

Jacqueline Shohdy is a financial advisor at Edward Jones with eight years of industry experience. She has worked at Edward Jones since 2019 and previously at Orange County's Credit Union from 2015 to 2019. She holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, with approximately $1.01 trillion in assets under management and a nationwide network of more than 23,000 advisors.

James Fletcher is a CFA® charterholder with 15 years of industry experience, currently serving with J.P. Morgan Securities in Newport Beach, CA. He has held prior roles at First Republic Securities Company and First Republic Investment Management. Fletcher is a trustee and chair of the investment committee for the Laguna Beach Community Foundation, where he oversees donor and agency funds invested primarily in passive exchange-traded funds. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative and qualitative due diligence with an ESG eligibility framework and offers broader derivatives and commodities capabilities through affiliated entities.

Jonathan Fernandez is a Financial Consultant currently working at Fidelity Investments since 2025. He has held various roles within the financial services industry, including Investment Consultant at Fidelity Investments from 2024 to 2025, Senior Acquisition Financial Advisor at Morgan Stanley in 2023, and Financial Consultant at E*Trade from Morgan Stanley between 2021 and 2023. He also served as a Managed Account Representative at E*Trade from Morgan Stanley in 2021 and as a Relationship Manager at Fidelity Investments from 2019 to 2021. Jonathan focuses on helping individuals and families navigate the complexities of financial planning by identifying unique financial goals, creating strategic plans to mitigate risk, and executing individualized strategies aimed at achieving a fulfilling life. He holds a California Insurance License.

William Thompson is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has been with UBS since 2017. Prior to joining UBS, he worked at Sauers Lopez Construction and Nordstrom. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor solutions to clients’ goals and risk tolerances.

John Nam is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been a financial advisor since 2001 and joined Merrill Lynch in 2008 following eight years with Morgan Stanley. John and his team, the NB Group, focus on working with high-net-worth clients, including business owners, corporate executives, pre-retirees, retirees, and well-established families. His approach emphasizes building long-term relationships and assisting clients in making goal-oriented and informed decisions across all aspects of their financial lives. John’s expertise includes asset allocation, estate planning, retirement planning, tax minimization, legacy planning, portfolio management, college education planning, and managing new wealth. His team offers personalized service supported by Merrill Lynch’s research resources to help preserve and grow client wealth and to address the needs of families seeking lifestyle-sustaining income and intelligent financial planning. John holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a high school diploma from Blair High School and attended the University of California system without obtaining a degree. John speaks English and Korean. Outside of work, he enjoys basketball, music, traveling, watching movies, and spending time with his wife and two children.

Nicholas Trent is a Financial Consultant currently working at Fidelity since 2023. In this role, he acts as an advocate for his clients, working to develop customized financial plans tailored to meet the unique needs of each family. He emphasizes collaboration and open communication throughout the planning process. Prior to his current position, Nicholas worked as an Investment Consultant at Fidelity Investments from 2022 to 2023. Before that, he served as a Wealth Management Advisor at the Bank of Tennessee from 2021 to 2022. His professional experience spans various aspects of investment consulting and wealth management. Outside of his professional work, Nicholas has interests in attending concerts, football, golf, visiting museums, and traveling.

Jacob Pesicka is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments in 2026, he held positions at Canterbury Consulting and worked in educational roles at California State University Fullerton, Saddleback College, and San Clemente High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies.

Michael Scudder is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2020 after gaining experience in climate research at the Keck Isotope Geochemistry Laboratory while completing his degree in Earth & Planetary Science at the University of California system. Prior to this, Michael worked as a Teller at Bank of America during high school and college. Michael's expertise lies in advising clients on incorporating sustainability into long-term investment portfolios, focusing on areas such as personal retirement planning, philanthropic planning, portfolio management, and socially responsible, values-based, and ESG investing. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA). Outside of his professional career, Michael is involved with community groups including Club Dust and Farm and Food Lab. His personal interests include photography, running, and surfing.

Heather Hilario is a Series 66-licensed financial advisor with 20 years of industry experience. She has worked at UBS Financial Services and Morgan Stanley, with tenures spanning over a decade at Morgan Stanley and multiple terms at UBS. Hilario is currently based in Newport Beach, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial plans to clients' goals and risk tolerances.

Diana Peters is a financial advisor at Edward Jones in San Juan Capistrano, CA, holding a Series 66 designation with four years of industry experience. She has been with Edward Jones since 2020 and previously worked at Fidelity Investments and Edward Jones Investments. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment strategies, and affiliated products through a nationwide network of over 23,000 financial advisors.

Paul Chung is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2015. Outside of his advisory role, he is involved with Palwaukee Liquor since 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm utilizes structured planning tools and modeling techniques to support client financial plans, managing approximately $2.74 trillion in client assets.

Holly Cisneros is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and eight years of industry experience. She has worked at Charles Schwab Bank SSB and Charles Schwab since 2018, and previously held positions at Loyola Marymount University and Fresno State University. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts with a multi-asset investment approach supported by centralized supervision and operational integration.

David Thompson is a financial advisor with RBC Capital Markets and City National Bank, holding a Series 66 designation and 26 years of industry experience. He has worked at RBC Capital Markets since 2009 and City National Bank since 2017. Outside of his advisory role, he is actively involved in managing a portfolio of rental properties through several LLCs. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, financial planning, and custody services, utilizing a combination of in-house and third-party investment managers.

Anthony Mariconda is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since beginning his career at Merrill Lynch in 2019, he has specialized in delivering comprehensive wealth management strategies tailored to the unique goals and needs of each client. His approach emphasizes active listening to develop personalized investment plans that align with clients' financial objectives and individual values. Anthony's areas of expertise include family wealth management strategies, legacy planning, personal retirement planning, individual and corporate investment strategy, and retirement income. He holds a Bachelor's Degree from the University of San Francisco and is a Personal Investment Advisor (PIA). Anthony is committed to helping clients preserve and grow their wealth while navigating changes in their financial goals over time. In addition to his professional work, Anthony is involved with the Boy Scouts of America and donates blood through the American Red Cross. His personal interests include music, running, singing, and spending time with his family.

Samantha Davalos is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and provides both brokerage and advisory solutions.

Reynaldo Camacho is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 65 credentials and possessing 17 years of industry experience. His previous roles include positions at Merrill, Bank of America, and Allstate Financial Advisors. He is also associated with Ramos Consulting & Wealth Management Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, providing both brokerage and advisory solutions.

Tom Tan is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked at LPL Financial since 2019 and previously held roles at Credit Union of Southern California and Cuso Financial Services, among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives who employ a range of investment strategies.

Assumpta Kiang is a financial advisor at Merrill with 48 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill and Bank of America over the course of her career. Outside of her advisory role, she is involved with The Kiang Family Foundation and translates English poetry into Chinese. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.