Raymond Jew is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Merrill Lynch, Concert Wealth Management, and Morgan Stanley. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

Anna Levaggi is a Series 63-licensed financial advisor with 30 years of industry experience. She has been with Merrill since 2013, working in their San Mateo, CA office. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Ting is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2002, joining his family members at Merrill Lynch. Jason focuses on listening to and understanding each client to help craft wealth management strategies that address both short-term needs and long-term goals, with particular attention to philanthropic giving strategies. He has also served as an approved financial advisor spokesman for Merrill in national and local media. Jason has earned several professional designations, including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a bachelor's degree in Communications with a minor in Video Production/Public Relations from the University of California, San Diego. Community involvement is important to Jason; he has served on the boards of organizations such as the Samaritan House and the Mills–Peninsula Hospital Foundation, and is part of the Leadership Council of San Mateo County. He resides in San Mateo, California, with his wife and daughter, and his personal interests include tennis, theater, and cars.

Andres Dela Torre is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Clearing. Outside of advising, he owns a small business, La Michoacana, where he is involved in weekend operations and employee coordination. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management supported by research and model portfolios.

Paul Luciano is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1993. He serves a client base consisting mainly of entrepreneurs and venture capitalists, focusing on comprehensive financial planning and portfolio management. Paul emphasizes liability management, tax minimization, estate planning, and the inclusion of non-correlated assets such as private and public equity and alternative investments in portfolios to help clients achieve their long-term financial goals with reduced risk. Paul holds a Bachelor's degree in Finance from California State University, Long Beach, and also studied at Northeastern University in Boston. He is a CERTIFIED FINANCIAL PLANNER™ certificant and holds the Chartered Retirement Planning Counselor™ designation. In his role, he manages portfolios on a discretionary basis, using a variety of investment strategies including individual securities, model portfolios, and third-party strategies. Originally from New York, Paul has lived in the Bay Area for over 30 years. He and his wife, Leslie, have three children and share interests in fitness and outdoor activities such as skiing and golf. Paul is also involved in community service, having served on several non-profit boards.

Tuan Tang is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, he worked as an independent powerlifting coach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Araceli Castaneda Ramirez is a financial advisor at Morgan Stanley in San Mateo, CA, holding a Series 66 designation with two years of industry experience. She has been with Morgan Stanley since 2017 and previously worked at H&R Block and American Girl. Outside of her advisory role, she owns and operates retail online stores on platforms including Etsy and Facebook Marketplace and has worked as an extra/actor/model. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering financial planning and a wide range of advisory programs supported by structured planning tools and broad market expertise.

Maria Smith is a Certified Financial Planner (CFP®) with 25 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Mandana Hohn is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to develop personalized wealth management strategies tailored to their unique financial goals and risk tolerance. Mandana leverages the resources of Merrill and Bank of America to provide investment insights, banking convenience, and lending solutions. Her client focus areas include college education planning, corporate executive services, divorce transition planning, employee benefits planning, family wealth management, retirement planning, portfolio management, and socially responsible investing, among others. With more than four decades of combined industry experience through the Hohn Group, Mandana provides customized and objective financial guidance to technology executives, high net-worth individuals, and small business owners across multiple states. The Hohn Group emphasizes long-term, individualized relationships and a holistic approach to wealth management, including retirement planning, concentrated stock strategies, education and estate planning, and lending services. Mandana holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her High School Diploma/GED from Chabot College and communicates in both Persian and English. Outside of her professional role, Mandana is involved in community volunteer activities and enjoys personal interests such as biking, boating, camping, fishing, hiking, reading, spending time with family, traveling, watching movies, and woodworking.

Keihan Lamar is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked with Wells Fargo Bank, N.A. since 2014 and has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Vinay Chandok is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has previously worked at Classic Realty and Mortgage, Loan Depot, Wells Fargo Home Mortgage, Bank of America, and Classic Financial Group Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and serves a broad range of clients through discretionary and non-discretionary services.

Rasa Petrauskaite is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley, Bank of America, and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis, allowing clients to retain final decision-making authority.

Kristin Sullivan is a financial advisor with Raymond James Financial, holding a Series 63 designation and 29 years of industry experience. She previously worked at Charles Schwab and Charles Schwab Bank from 1995 to 2024. Sullivan is also an independent contractor with Summit Financial Group, where she works directly with clients on wealth management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations, utilizing advanced analytical tools and offering specialized programs such as municipal and SIMPLE IRA advisory services.

Puiwah Yu is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. She holds a Series 66 credential and has worked at Wells Fargo Advisors, LLC from 2011 to 2016 before joining Wells Fargo Clearing in 2016. Outside of her advisory role, she is an officer and manager of Appaloosa Glory, LLC, a supplier of cleaning solution products. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Nwelin Wong is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment program.

Dane Tinley is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on delivering personalized wealth management strategies that align with each client's unique financial goals. Dane works closely with clients to develop flexible plans that respond to changing market conditions, offering access to Merrill’s investment insights as well as the banking and lending solutions of Bank of America. His expertise includes college education planning, divorce transition planning, LGBT wealth planning, managing new wealth, special needs planning strategies, women and wealth, tax minimization, and retirement income. Dane emphasizes collaboration and transparency, coordinating with clients’ attorneys and tax professionals to ensure comprehensive financial management. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor’s degree from the University of California. Dane also values community involvement, dedicating time to volunteering with local organizations in line with Merrill’s tradition of service.

Moreen Latchman is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities for 12 years before joining Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Craig Meier is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a fiduciary role when providing investment advice and a discretionary option for plan-level investment selection.

Thomas Strohl Jr. is a CFP® credentialed financial advisor at OSAIC with 28 years of industry experience. He joined OSAIC in 2025 after spending 27 years with Lincoln Financial Advisors Corporation. Outside of advisory services, he is an insurance agent offering disability, long-term care, and life insurance products through Lincoln National Life Insurance Company, and he is a limited partner in an LLC managing business expenses. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and multiple platforms. The firm offers integrated brokerage and advisory services along with various portfolio management tools, supporting both discretionary and non-discretionary accounts, and utilizes third-party providers to deliver a broad range of investment solutions.

Ami Ibarra is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has been with J.P. Morgan Securities since 2012 and also works with JPMorgan Chase Bank, NA. Outside of her advisory role, she is involved in real estate investing and rents properties to young professionals in Africa. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage and investment management capabilities.