Sarai Anderson is a Series 66-credentialed financial advisor with 13 years of industry experience, currently affiliated with Morgan Stanley in San Francisco, CA. Her prior roles include positions at JPMorgan Chase Bank NA and Edward Jones. Outside of her advisory work, she serves on the finance committee of the Teddy Bear Cancer Foundation, a nonprofit focused on children’s health and welfare. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, emphasizing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and via corporate partnerships.

Jaime Aguilera is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Jaime works one-on-one with clients to define their financial goals and develop personalized portfolio strategies designed to help achieve those goals. Jaime focuses on building long-term relationships through trust and communication, providing ongoing advice as clients' situations evolve. Jaime's expertise includes areas such as college education planning, employee benefits planning, equity compensation services, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, small business strategies, and retirement income. Jaime holds a Bachelor's Degree from the University of Arizona and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jaime provides services in both Spanish and English. Outside of work, Jaime has interests in baseball, basketball, bowling, cooking, and running.

Eric Ethington is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Comerica Securities, Charles Schwab, and Wells Fargo Investments. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Collin Kahal is a financial advisor at Equitable Advisors with four years of industry experience. He holds the Series 66 designation and has previously worked at Washington University - St. Louis and in sports training roles. Outside of his advisory work, he serves as an assistant baseball coach in Orinda, California. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a variety of advisory models and third-party asset managers to deliver tailored investment solutions.

Iriana Lee Hung is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 63 and Series 66 licenses and having two years of industry experience. Prior to joining J.P. Morgan, her background includes roles at Amazon and UCLA Health, as well as involvement with community organizations such as the Japanese Community Youth Council and Jewish Vocational Service. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager research, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes ESG considerations, with implementation support from affiliated investment-management entities.

Nancy Chu is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 licenses and having 17 years of industry experience. She has been with Morgan Stanley Smith Barney since 2001. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Fook Hin Teoh is a Wealth Management Advisor with Merrill Lynch Wealth Management who joined the firm in 2007. He specializes in wealth planning and investment needs for individuals, families, and small businesses, focusing on legacy planning, personal retirement planning, and retirement income. Teoh develops personalized financial strategies by evaluating clients’ risk tolerance, time horizon, liquidity needs, overall investment goals, and associated costs. Teoh graduated magna cum laude from San Francisco State University in 2004 with a Bachelor’s degree in Business Administration and a concentration in Information Systems. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., and is also designated as a Personal Investment Advisor (PIA). He is a member of the Asian Leadership Network and is licensed through Merrill Life Agency in California. Born and raised in Malaysia, Teoh has lived in the Bay Area for over 20 years. He speaks English, Mandarin, and Yue (Cantonese). Outside of his professional role, he enjoys spending time with his family, watching movies, and practicing yoga.

Michael Meyers is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Credit Suisse Securities and Citigroup Global Markets prior to joining Wells Fargo in 2016. He serves as a trustee of his spouse's trust for the benefit of their children. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from its investment institute and third-party sources.

Aaron Igel is a financial advisor at Raymond James & Associates with two years of industry experience. He previously worked at UBS Financial Services and has been involved in the restaurant and hospitality industry as a bartender and server at Celeste since 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services, supported by a range of portfolio management styles and affiliated research.

Shannon Pidgeon is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. Prior to joining Wells Fargo in 2020, Shannon worked at Nvidia for five years. Outside of her advisory role, she co-leads the organization Girl Get After It in Bozeman, MT, and is involved with the Olympic Club in San Francisco, promoting physical culture. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with options including discretionary management and a broad range of financial product offerings.

Derek Fowler is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, utilizing financial planning tools and strategies developed by its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

William Vlahos is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining LPL Financial in 2019, he worked at Bank of America and Merrill from 2015 to 2019. In addition to his advisory role, he serves as a non-variable insurance producer with JSF Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and investment management solutions including model portfolios and institutional platforms.

Jing Wang is a financial advisor at Merrill with 15 years of industry experience. Wang holds the Series 66 designation and has worked at both Merrill and Bank of America. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed accounts, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and monitoring through multiple program strategies and benefits from deep integration with Bank of America affiliates.

Neil Konigsberg is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he serves as Treasurer and a board member of the San Ramon Valley High School Boosters, which supports the financial needs of the school's athletic programs. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to deliver tailored financial plans and portfolio management.

Spencer Ziemer is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes roles at Bank of America, Exchange Bank, and various soccer organizations, as well as ownership of Spencersells LLC, where he sources and sells vintage items online. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Victor Ruiz is a financial advisor with Wells Fargo Advisors holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and also has a long tenure at Wells Fargo Bank, N.A. Outside of his advisory role, he owns several rental properties in the San Francisco Bay Area. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services tailored to clients who meet specific net-worth thresholds.

Shannon Tan is a financial advisor at Merrill with 25 years of industry experience and holds the Series 66 designation. Prior to joining Merrill and Bank of America in 2024, Tan worked at JP Morgan Chase bank and J.P. Morgan Securities from 2023 to 2024, and spent eight years at First Republic Investment Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Pukar Joshi is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at BMO Harris Bank and Citi during his career. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Xiaolin Cai is a financial advisor with UBS Financial Services in San Francisco, holding a Series 66 designation and two years of industry experience. Prior to joining UBS in 2022, Xiaolin worked at Latch & So Chiropractic and has experience in educational roles at San Francisco State University and Abraham Lincoln High School. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm leverages proprietary research and institutional trading capabilities alongside wealth management services.

John Landreth is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity since 2014, progressing through roles including Investment Consultant, Workplace Planning Consultant, High Net Worth Financial Services Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Representative at Northwestern Mutual from 2013 to 2014. John's experience spans various facets of financial consulting, including investment consulting, workplace planning, and servicing high net worth clients. He holds a California Insurance License. With over a decade of experience at Fidelity, John focuses on assisting clients and their families in working toward their financial goals with integrity.