Julie Gulla is a financial advisor at Morgan Stanley with 32 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved in angel investing and serves as Investor Relations Chair for the Oregon Entrepreneur Network’s Portland Angel Network, as well as a member of the finance committee for the Portland State University Foundation. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment programs and financial strategies.

Traci Miller is a Series 66-licensed financial advisor with UBS Financial Services in Beaverton, Oregon, bringing four years of industry experience. Prior to joining UBS in 2021, she worked for Peregrine Sports LLC, associated with the Portland Timbers, from 2013 to 2021. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, utilizing proprietary capital market assumptions and research to tailor investment strategies. The firm combines wealth management with institutional trading capabilities, offering comprehensive financial planning and portfolio management solutions.

Tanner Cavaille is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and seven years of industry experience. His career includes roles at Cetera, Crown Capital Securities LP, and New York Life, as well as a 13-year tenure at Sprint prior to entering the financial sector. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, and consulting services, with access to multiple program structures and custodial relationships, managing over $256 billion in assets.

Kristin Hanneman is a financial advisor at LPL Financial with 21 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, Waddell & Reed, and various insurance agencies. Outside of advisory work, she is involved with KRISTIN E TORRES LLC, a business entity for tax and investment purposes not related to investment advisory services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, diverse advisory programs, and retirement plan consulting, using both discretionary and non-discretionary management supported by in-house research and third-party strategies.

Lillian Berry is a financial advisor with Fidelity in Portland, OR, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, she has held various roles including independent contractor dog sitting. Strategic Advisers LLC, a Fidelity Investments company, provides a range of investment management and advisory services to retail and institutional clients, employing a research-driven and algorithmic approach to portfolio construction.

Laura Holcombe is a financial advisor with OSAIC Wealth, Inc., holding CFP® and Series 66 designations and bringing 23 years of industry experience. She has worked at Resource Investment Advisory and Resource Insurance Services since 2002, and has been with OSAIC Wealth since 2023. Holcombe also teaches financial management courses at Portland Community College. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across a range of investment vehicles.

Karen Bolin is a financial advisor with Edward Jones in Hillsboro, OR, holding a Series 63 designation and 28 years of industry experience. She has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Felipe Jasso is a financial advisor with LPL Financial in Portland, OR, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior experience includes roles at Ethos Inc., Cole Mills, Bridgetown Wealth Management, and Waddell & Reed Inc. Outside of his advisory work, he is involved in executive coaching through Oregon Executive Coaching. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Andrea Umenhofer is a financial advisor at Ameriprise with 20 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written recommendation reports that consider income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients and delivers these services through a centralized consulting team in partnership with financial advisors like Ms. Umenhofer.

Briana Blocker is a financial advisor at Ameriprise with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2013. In addition to her advisory role, she has involvement in real estate ownership. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary retirement income recommendations delivered in partnership with its financial advisors.

Anthony Messano is a financial advisor at Raymond James Financial with eight years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise and OnPoint Community Credit Union. Outside of finance, he is involved in the music industry as the owner of a music recording and publishing company, serves as treasurer and secretary on the board of MusicOregon, hosts a monthly podcast on local music and culture, and performs live music. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with additional services in municipal and public finance as well as employer advisory programs.

Gregory Schmidlin is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He worked for Crown Capital Securities, LP for 16 years before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Margaret Howell is a financial advisor at Merrill with 10 years of industry experience and a Series 66 designation. She has been with Merrill since 2015. Outside of her advisory role, she works part-time bartending at Forest Hills Golf Course in Cornelius, Oregon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Yoana Pulley is a financial advisor with Morgan Stanley in Portland, OR, holding a Series 66 designation and having two years of industry experience. Her prior roles include positions at PricewaterhouseCoopers Bulgaria and US Bank. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group while managing approximately $2.74 trillion in client assets.

Nicholas Salisbury is a Series 66-licensed financial advisor with 14 years of experience, currently affiliated with UBS Financial Services in Portland, OR. He has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

William Defreitas is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 17 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc. for eight years prior to joining OSAIC. He also sells disability insurance through Guardian and serves as executor of his parents' estate. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisors and multiple advisory platforms. The firm provides various investment solutions including managed accounts and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing.

Caryn Alles is a financial advisor with Morgan Stanley in Portland, OR, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she serves as a board member for the United Church of God in Portland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions. The firm offers tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Tyler Muller is a financial advisor with Wells Fargo Clearing in Beaverton, OR, holding Series 63 and Series 65 licenses and three years of industry experience. His work history includes roles at Wells Fargo Bank, Personal Plumbing Inc., and positions in education and sales. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management grounded in modern portfolio theory. The firm’s approach includes a broader range of financial product options than typical institutional advisers, including insurance-related vehicles and bank deposit sweep programs.

Katherine Johnson is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Bank of America since 2019. Her prior experience includes roles at Cano Real Estate and Kodama, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to a range of clients including individuals, high-net-worth clients, and charitable organizations.

Atsuko Zapata Ninomiya is a financial advisor with Equitable Advisors, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Equitable Advisors in 2023, she worked at Splunk Services Japan for five years and Symantec for nine years. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives. The firm utilizes third-party program sponsors and fiduciary services, providing access to a broad range of mutual funds, ETFs, separately managed accounts, and select alternative investments.