Matthew Hecht is a financial advisor with Citigroup Global Markets, holding a Series 66 license and eight years of industry experience. He has worked at Citigroup since 2019 and previously at Axa Advisors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Ian Duany Sarmiento is a financial advisor with Sanctuary Advisors, LLC, holding a Series 65 designation and two years of industry experience. His prior work includes positions at Sanctuary Securities, Inc. and Cargill. Sanctuary Advisors, LLC offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports independent investment adviser representatives who use various investment strategies and analytical approaches, managing accounts through discretionary or non-discretionary arrangements with access to multiple managed account platforms.

Michael Carballo is a financial advisor with GWN Securities Inc. in Hialeah, FL, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. He previously worked at Independent Financial Partners and Mass Mutual Investors Services. Outside of his advisory role, Carballo has professional experience as a Jai-Alai player and serves as a firefighter with the Coral Gables Fire Department. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs and financial planning, employing both affiliated and unaffiliated sub-advisers with portfolio strategies that include market-timing and momentum-based approaches.

Phillipe Paret is a financial advisor at Mariner with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Imperio Wealth Advisors, VIM Global Advisors, Mass Mutual Investors Services, and New York Life. Outside of advisory work, he serves as a board member for the Financial Planning Association and the Estate Planning Council of Miami, and is involved in business consulting through Rize Global Partners. Mariner serves a diverse range of clients, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs a discretionary, customized portfolio approach supported by in-house research and third-party managers, and provides integrated tax and accounting services along with family office and employer financial wellness solutions.

Carolina Angel Jassir is a financial advisor at HSBC Securities (USA) Inc. with 8 years of industry experience. She holds the Series 66 designation and has worked at various HSBC entities since 2014, including HSBC Bank USA National Association and HSBC Global Asset Management. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through a mix of client-directed and discretionary strategies. The firm uses multiple model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, operating as both an SEC-registered adviser and broker-dealer.

Diana Sol is a financial advisor at Oppenheimer with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Merrill, Bank of America N.A., Citigroup, and Wells Fargo. She is based in Coral Gables, FL. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a variety of advisory programs, including discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm employs diverse investment approaches tailored by program and advisor, managing billions in assets across equity, balanced, and fixed income strategies.

Alexander Harb is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Fidelity Investments, JPMorgan, Bank of America, and Merrill. Outside of his advisory work, he is active in real estate and holds a real estate agent license in Miami, Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including swap dealing and futures commission services.

Henry Middleton is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Merrill for 15 years before joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including acting as a security-based swap dealer and futures commission merchant.

Leopoldo Brauer is a financial advisor at Eagle Strategies (NY Life) with eight years of industry experience. He holds the Series 65 and Series 63 credentials. His work history includes roles at NYLIFE Securities LLC, New York Life Insurance Co, and Apex Insurance Solutions, among others. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and focuses on tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Ricardo Veneziano De Oliveira is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 15 years of industry experience. He has been with Citigroup Global Markets since 2010. Outside of his advisory role, he is a partner in Bars 'n' Rings Pinheiros Academia de Ginastica Ltda, a fitness business in São Paulo, Brazil. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides solutions that include discretionary and non-discretionary portfolios, mutual funds, ETFs, and alternative investments.

Arturo Ruiz is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 12 years of industry experience. He has been with SunTrust Advisory Services since 2016 and has worked at SunTrust Investment Services since 2014. Outside of finance, he is the CEO of a company that maintains and repairs semi trucks. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, and a manager-selection program implemented through discretionary manager relationships and third-party platforms.

Juan Ortega Jr. is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been with Truist Advisory Services since 2016 and Truist Investment Services since 2015. Outside of his advisory role, he serves as president of two corporations established for asset protection of inherited rental properties. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools as part of its investment approach.

Maurizio Polcino is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at Citigroup Global Markets. He has been with Citigroup since 2005, working there for more than 18 years. Citigroup Global Markets serves individual and institutional clients across a range of wealth management segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Vanessa Foltinger Garcia is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. Her prior roles include a decade at JPMorgan Chase Bank and J.P. Morgan Securities, as well as positions at Solidcore and Town Tennis Club. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs along with broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant activities.

Emilio Rodriguez is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across several segments including workplace, high-net-worth, and ultra-high-net-worth, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Legna Gonzalez is a CFP® professional with 23 years of industry experience, currently serving as an advisor at HSBC Securities (USA) Inc. in Miami, FL. Her prior experience includes roles at LPL Financial, Power Financial Credit Union, and HSBC Bank USA. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm employs a risk-profile-based investment process in collaboration with HSBC Global Asset Management and third-party providers for fund selection and monitoring.

Dylan Kremer is a financial advisor at IEQ Capital, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Camden Capital, Cresset Asset Management, Bank of Montreal, and J.P. Morgan Securities. Outside of finance, he is the founder and owner of Chicago Basketball Club, LLC, where he coaches basketball. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, and private funds, focusing on separately managed accounts and family-office services. The firm’s investment approach integrates centralized macro and manager research with allocations to liquid and private alternative investments, managing approximately $35.4 billion in assets.

Diana Lara is a CFA® charterholder and holds a Series 66 license with 15 years of industry experience. She has been with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. since 2010. Outside of her advisory role, she is a 50% owner and authorized signatory of Joasan LLC, a business formed to hold a real estate asset for liability management purposes. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering a mix of client-directed and discretionary investment options. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence.

Gabriella Trujillo is a financial advisor with Voya Financial Advisors, Inc., holding a Series 66 license and 11 years of industry experience. Her career includes prior roles at Charles Schwab Bank, Charles Schwab, and Fidelity Investments. Voya Financial Advisors serves a wide range of individual and institutional clients, providing services such as financial planning, portfolio management, and plan-sponsor consulting through multiple program structures including wrap programs and third-party money manager access. The firm operates both as an SEC-registered investment adviser and a broker-dealer, offering a mix of discretionary and non-discretionary advisory arrangements.

Andres Munoz Lavin is a financial advisor at Goldman Sachs Wealth Services with three years of industry experience. He holds a Series 66 designation and has prior experience at Goldman Sachs & Co. LLC. His background includes academic roles at Georgetown University, Universidad de los Andes, and Universidad del Desarrollo. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers within a large integrated financial group.