John Murphy is a CFP®-certified financial advisor with 33 years of industry experience. He is currently with Stifel and has previously worked at UBS Financial Services. He holds the Series 63 license and is based in Palm Beach Gardens, FL. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, providing both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Mark Vander Veen is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Merrill, Banc of America Investment Services, Inc., and Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics to support investment decisions, offering a range of financial products through bank and insurance affiliates.

Leah Trietiak is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 63, 65, and 66 licenses and with 12 years of industry experience. Her prior roles include positions at Morgan Stanley, UBS Financial Services, and APO Financial Services, among others. Outside of finance, she has managed entrepreneurial ventures including an escape room business and a canine investigation service. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework. The firm’s offerings focus on asset-based fees and approved investment strategies delivered on a non-discretionary basis.

Sandra Derosa is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley since 2012 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs and uses a structured financial planning process supported by firm-approved tools and models.

Alfred Lobo is a financial advisor at Morgan Stanley with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services for 11 years. Outside of his advisory role, he serves on the advisory board of Atlas Travel Center Inc., a travel agency based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through various channels, including corporate financial planning agreements.

Steven Olson is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Morgan Stanley and PriceWaterhouseCooper. Olson is also employed by JPMorgan Bank, enabling him to offer certain bank products and services alongside his advisory activities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering advisory services on a non-discretionary basis.

James Paine is a financial advisor at UBS Financial Services with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor investment strategies to client goals and risk tolerances.

Zachary Azevedo is a Planning Consultant who focuses on building trusted relationships with clients through attentive listening and clear communication. He aims to ensure clients feel heard and confident in their financial plans by fostering a partnership based on mutual commitment. He has experience as a Relationship Manager and Financial Representative at Fidelity Investments between 2023 and 2025. In these roles, he worked closely with clients to support their financial objectives. Outside of his professional work, Zachary enjoys biking, cooking and baking, fitness activities, exploring culinary interests, and engaging in social events with friends.

Bari Bowman is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various capacities at Merrill and Wells Fargo since 2015. Outside of finance, she was involved with Anytime Fitness of Somers for a period. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Stanton is a Financial Advisor at UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses with 41 years of industry experience. He has been with UBS since 2005. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored using proprietary research and model-based asset allocations.

John Putnam is a Planning Consultant with experience in the financial services industry. He has worked as a Relationship Manager at Fidelity Investments from 2024 to 2025 and as a Financial Representative at Fidelity Investments from 2022 to 2024. John emphasizes building long-term relationships with clients through listening, clear communication, and consistent support. He collaborates with clients to create comprehensive financial plans tailored to their unique circumstances, designed to evolve as their goals and needs change over time. Outside of his professional work, John has interests in golf, snowboarding, soccer, and traveling.

Kenneth Hart is a ChFC® credentialed financial advisor with 45 years of industry experience. He is currently with OSAIC and has previously worked at Lincoln National Life Insurance Company and Lincoln Financial Advisors Corporation for over 25 years each. In addition to his advisory role, he is also licensed as an insurance agent and sells insurance products. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and portfolio management using various investment vehicles and third-party platforms.

Renata Sanderson is a financial advisor at UBS Financial Services in West Palm Beach, FL, holding a Series 66 license and possessing 12 years of industry experience. She has been with UBS since 2016. Outside of her advisory role, she manages an active real estate investment LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor investment solutions.

Douglas Simon is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 26 years of industry experience. He previously worked at Deutsche Bank Securities, Inc. for 12 years and AllianceBernstein L.P. for 2 years before joining Raymond James in 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional and pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions.

Joey Johnson is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and offering 16 years of industry experience. His prior roles include positions at LPL Financial, BMO Bank NA, Truist Advisory Services, and BB&T. Outside of his advisory work, he is involved as a wealth advisor at Regions Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors and $256 billion in assets under management.

Mark Zobl is a CFP® professional with 39 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been associated with MassMutual Life Insurance Company since 2016. Prior to that, he spent 27 years at Metlife Securities Inc. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations in collaborative, annual engagements.

Edward Palaigos is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has worked previously at JP Morgan Chase Bank, JP Morgan Securities, AXA Advisors, and Spartan Saver LLC, where he operated an ecommerce online retail store. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm employs a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Barbara Taylor is a financial advisor at Merrill with Series 63 and Series 65 licenses and 34 years of industry experience. She has worked at Merrill during several periods since 2001 and has held positions at Morgan Stanley and Bank of America among other roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Berry Williams III is a Series 63-licensed financial advisor with Raymond James & Associates, bringing 33 years of industry experience. He has been with Raymond James since 2000 and operates another business, Tpi Services, since 2009. Williams also serves as an officer and treasurer on the board of Urban Youth Impact, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing tailored financial planning and advisory services across various asset management strategies.

Mark Elliott is a CFP® professional with 44 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2026. Prior to this, he spent ten years with Truist Advisory Services and Truist Investment Services, Inc. He holds Series 63 and Series 65 licenses and is based in Palm Beach Gardens, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using Wells Fargo’s research and planning tools to deliver tailored recommendations.