Victor Arruda Rosenshteyn is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of America/Merrill Lynch, Darwin Wealth Management, and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Isabella Roldan is a financial advisor at OSAIC with Series 65 and Series 63 licenses. She has been associated with OSAIC since 2025 and previously worked at Wagner Advisory Group from 2022. Her background includes roles outside the financial industry and education at the University of Tampa. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, financial planning, and access to third-party money managers through multiple advisory platforms.

Scott Casimiri is a financial advisor at Raymond James & Associates with 21 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2010. The firm provides financial planning and investment consulting to a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and state and municipal government clients. Raymond James also offers institutional consulting and sponsors wrap fee advisory programs, with specialized capabilities in public finance and municipal work.

Carl Lee is a financial advisor at Cetera with the PFS™ designation. He has been with Cetera since 2025 and previously worked at Zen Again LLC, Intuit, Skar Audio, Amgen, and PricewaterhouseCoopers. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary account authorities.

Russell Hale is a financial advisor with LPL Financial in Largo, FL, holding CFP®, Series 63, and Series 66 credentials and 24 years of industry experience. He previously worked at USAdvisors Wealth Management and Securities America, Inc. Hale is involved in volunteer health and wellness activities in Knoxville, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides financial planning, various advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Catherine Small is a financial advisor with Ameriprise Financial Services, holding a Series 66 credential and bringing 22 years of industry experience. She has been with Ameriprise since 2009, working through its various entities over that time. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Lorin Hamisak is a financial advisor at Raymond James & Associates with 14 years of industry experience. He holds a Series 66 designation and has worked at several firms, including UBS Financial Services and Wells Fargo Advisors, before joining Raymond James. Outside of finance, he is a CrossFit coach at a local gym. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, pension plans, corporations, and municipal entities. The firm provides wealth advisory planning and investment consulting primarily on a non-discretionary basis, supported by an extensive affiliate network and active municipal finance capabilities.

Gerard Kelly III is a financial advisor with Stifel in Clearwater, FL, holding a Series 63 designation and 39 years of industry experience. He has been with Stifel Nicolaus since 2013. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, employing forward-looking capital market assumptions and probabilistic modeling.

Joyce Hoban is a financial advisor with Ameriprise in Palm Harbor, FL, holding Series 63 and Series 65 licenses and having 29 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she owns a management corporation used to pay business expenses related to her practice. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Daniel Herraiz is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill. He is also involved with Live Well by L, a separate business activity. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm offers wealth advisory planning, investment consulting, and institutional services to a broad client base, including individuals, pension plans, corporations, and government entities.

Keyon Smith is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has been with Merrill and Bank of America since 2015. Outside of his advisory role, he is involved in an online product sales business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s broader corporate platform, providing access to a wide set of financial products and services.

Thomas Kane is a CFP® professional with 27 years of industry experience, currently serving at Raymond James Financial since 2001. He is based in Clearwater, FL, and holds Series 63 and Series 65 licenses. Kane is a member of the Town of Belleair Police Pension Board, where he serves as one of five trustees overseeing the pension plan’s operation and administration. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and access to various managed account and institutional solutions, with a distinctive focus on advisory and implementation-support roles.

Timothy Brady is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 designations and 12 years of industry experience. He has worked at Raymond James & Associates since 2019 and previously held roles at Cruises Inc and USAA Financial Planning Services. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and municipal finance services, combining retail advisory offerings with public financing and investment banking capabilities.

Stephen Labate is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at David Lerner Associates, Inc., Academy Securities, and a 34-year tenure in the Army Reserves. He is also involved in political activities through the Republican Executive Committee. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets, serving a diverse client base that includes individuals, institutions, and public entities. The firm provides wealth advisory planning and investment consulting on a non-discretionary basis, supported by an extensive affiliate network and specialized municipal and public finance services.

Joel Ferguson is a CFP® professional with 10 years of industry experience, currently serving with Ameriprise Financial Services, LLC. Prior to joining Ameriprise, he worked at Edward Jones for nine years. He serves on the boards of Friends of Fisher House Orlando and the Lake Nona Regional Chamber of Commerce, where he is Board Chair. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Isaiah Scott is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, he worked at Morgan Stanley for three years and has entrepreneurial experience with One Day Radon Mitigation LLC. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Jonathon Young is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 credentials and 19 years of industry experience. His prior work includes 13 years at T. Rowe Price Investment Services and a brief consulting role at Affusion Consulting. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and state and municipal governments. The firm offers tailored financial plans and investment recommendations through both non-discretionary advisory relationships and institutional consulting services.

Michael Grande is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds the Series 66 designation and has 11 years of industry experience, all with Raymond James since 2015. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and maintains capabilities in public finance and municipal work.

Jonathan Pablo is a financial advisor at Raymond James Financial with five years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at ASC Trust, Tokio Marine, and the University of Guam. He is also involved with First Hawaiian Bank, where he supports senior advisors and assists with client relationships. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth investors, pension plans, and municipal entities. The firm offers tailored, typically non-discretionary advisory solutions and manages a notable affiliation with public finance activities through its municipal client services.

Anne Platt is a financial advisor at Raymond James & Associates with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James since 2013. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, along with institutional consulting and municipal finance services.