Pamela Castellano is a financial advisor at Merrill with 29 years of industry experience. She holds the Series 63 designation and has been with Merrill since 1981. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal and third-party teams for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Arnot is a CFP® with 40 years of industry experience, currently affiliated with Cetera in Arlington, TX. He has been associated with Cetera Wealth Services, LLC since 2013 and Coble-Cravens Financial Services Inc since 1994. Outside of his advisory role, he serves as a board member of Downtown Arlington Management Company, a nonprofit focused on local community and business development. Cetera is an SEC-registered adviser that serves individual and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management strategies and financial planning services.

Emerson Bell is a CFP® professional with 35 years of experience in financial planning. He has been with Fee Only Financial Planning since 1981. The firm provides fee-only financial planning and portfolio management services to individual clients, managing approximately $80 million in assets across 36 client relationships. Its practice is characterized by a concentrated, relationship-focused approach with customized planning and ongoing investment monitoring.

Gregory Saurenman is a financial advisor at Mission Advisory Group in Fort Worth, TX, holding Series 65 and Series 66 licenses with 20 years of industry experience. His prior roles include positions at ISC Advisors, Institutional Securities Corp, Calamos Financial Services, J.P. Morgan Investment Management, and Morgan Stanley. Mission Advisory Group operates as an independent firm providing advisory services.

Mark Evers is a CFP® with 12 years of industry experience, currently serving as a financial advisor at XYPN Sapphire. He has held previous roles at firms including Elation Wealth, Imperium Wealth Management, and Strategic Financial Concepts. Evers is also a Clinical Assistant Professor and Financial Planning Program Director at the University of North Texas. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans, emphasizing a long-term, risk-based allocation approach. The firm operates as a corporate RIA with nearly 50 affiliated advisors and offers services such as discretionary portfolio management, financial planning, and a digital-asset management pilot.