Christopher Thomas is a financial advisor at AE Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and has worked previously at Dare To Retire U and Hybrid Retirement Solutions LLC DBA Oxford Retirement & Estate Planning. Outside of advisory roles, he teaches classes through Dare To Retire U. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach with model portfolio solutions, discretionary asset management, financial planning, and plan services, supporting a high client load per advisor and a complex affiliate structure.

Abe Bochner is a financial advisor with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA, holding the CFP® designation and Series 63 and 65 licenses. He has 37 years of industry experience and has worked as an independent insurance agent and with United Planners since 1999. Bochner owns a non-variable insurance business in Phoenix, AZ. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors on an open-architecture platform.

Kathleen Cashatt is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Phoenix, AZ. Her prior experience includes roles at Charles Schwab and USAA financial planning services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset types. The firm functions as an internal advisory unit within the Schwab ecosystem, delivering advice using Schwab’s asset allocation models and research tools without exercising discretionary trading authority.

James Kimmel is a financial advisor at Independent Financial Partners with over 31 years of industry experience. He has held roles at IFP Securities, LLC and LPL Financial, LLC, and has operated his own firm, James F. Kimmel & Associates, Inc., since 1989. In addition to his advisory work, Kimmel is involved in tax preparation, accounting, and forensic audits through his company James F. Kimmel & Associates, Inc. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform and offers decentralized investment strategies, as well as a notable formal retirement-plan advisory and pension consulting capability.

Andrew Cocchia is a financial advisor at Schwab Wealth Advisory with 22 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. Prior to joining Schwab Wealth Advisory and Charles Schwab in 2022, he worked at The Vanguard Group for 18 years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, planning discussions, and investment recommendations using Charles Schwab’s asset allocation models and research tools, while leaving final investment decisions to clients.

Michael Kneip is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Allstate Insurance Company and Allstate Distributors LLC. He also maintains a life insurance license in Buckeye, Arizona. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients such as sovereign wealth funds. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform that supports both fee-based and commission-based options.

Julia Cummings is a financial advisor with Beacon Pointe Advisors, LLC in Phoenix, AZ. She holds Series 63 and Series 65 credentials and has 11 years of industry experience. Her work history includes roles at Beacon Pointe Insurance Services, LLC, Beacon Pointe Wealth Advisors, LLC, and AdvicePeriod, LLC. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individual investors, corporations, and institutional clients. The firm employs a combination of asset-allocation modeling and third-party independent managers, using both active and passive strategies across public and private asset classes.

Jesus Soto is a financial advisor with United Planners Financial Services of America, holding a Series 66 designation and over 27 years of industry experience. His prior firms include Cambridge Investment Research Advisors, Silverstone Private Wealth LLC, and Retirement Consultants. In addition to his advisory work, he is an independent insurance agent through De Soto & Company. United Planners Financial Services is a national wealth-management enterprise serving a broad client base with advisory and brokerage services. The firm’s structure as a limited partnership includes approximately 364 advisors managing about $12.77 billion in assets, primarily on a non-discretionary basis.

John Nanni is a CFP®-certified financial advisor with 28 years of industry experience, currently affiliated with J.W. Cole Advisors, Inc. since 2010. He has also been involved in motivational speaking through Rippleinc.com since 2003 and works as a life and health insurance broker. Additionally, he serves as a substitute teacher in the public school system and owns a home remodeling company. J.W. Cole Advisors operates a large network of independent advisors providing fee-based portfolio management, financial planning, retirement plan services, and access to multiple investment platforms for individuals, high-net-worth clients, and institutions. The firm offers both discretionary and non-discretionary account management using a mix of fundamental and technical analysis as well as model and manager-based strategies.

Vayahn Onuselogu is a CFP® professional with eight years of industry experience, currently affiliated with Hightower Advisors since 2023. His prior roles include positions at JP Morgan Securities, LLC and JP Morgan Chase Bank, N.A. from 2018 to 2023, as well as experience at Arete Wealth Management and Larson Financial Group. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s advisory approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of investment vehicles and strategies.

Rune Nordhagen is a financial advisor at Schwab Wealth Advisory with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab in various capacities since 2007. Outside of his advisory role, he has owned and operated laundromats and has experience as a small business owner. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm recommends investments while clients retain final trading decisions and conducts at least annual account reviews.

Timothy Kee is a CFP®-certified financial advisor with 28 years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. He has been with Charles Schwab and its affiliated entities since 2000, including nine years at Schwab Private Client Investment Advisory, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab's asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority for client accounts.

Hillary Bouthillier is a financial advisor at OSAIC Institutions, Inc. with 13 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Ameriprise Financial Services, Inc. and Finemark Bank. Her current role at OSAIC Institutions began in 2024. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser and broker-dealer structure with both discretionary and non-discretionary account management.

Elizabeth Mcleod is a financial advisor with Creative Planning, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. She worked at Paragon Capital Management, LLC for 17 years before joining Creative Planning in 2018. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supported by a broad range of supplemental investment options and affiliated non-investment businesses.

Kevin Gotwalt is a financial advisor at Primerica Advisors with 19 years of industry experience. He holds a Series 66 designation and has worked with Park Avenue Securities and Guardian Life Insurance Company since 2006. Outside of his advisory role, he is involved in providing insurance services including health, life, disability, annuities, and long-term care insurance through other companies. Primerica Advisors serves a diverse retail client base, offering brokerage and advisory services along with financial planning and consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services including lending solutions and donor-advised funds.

Michael Rautiola is a CFP® professional with 25 years of experience in financial advising. He is currently affiliated with CWM, LLC and has held roles at firms including RLW Financial Advisors, Cetera Wealth Services, and RFC Financial Planners. He is co-founder of a fixed insurance business, providing life, health, disability, annuities, and long-term care solutions to clients. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients primarily through a network of more than 600 advisors. The firm offers portfolio management, financial planning, sub-advisory, and retirement plan services, generally managing accounts on a discretionary basis using model portfolios developed by an in-house Investment Committee.

Thomas O'Brien is a financial advisor with TLG Advisors, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 65 designations and has 25 years of industry experience. His prior roles include positions at Kestra Investment Services, WealthPoint LLC, OneAmerica Securities, and Polaris Insurance Advisors LLC, where he is involved in business development and operations management. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm provides investment supervisory services, portfolio management, and comprehensive financial planning, employing a manager selection process grounded in fundamental analysis and Modern Portfolio Theory.

Johnnie Harris is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Prior to joining Schwab Wealth Advisory in 2021, Harris worked at Financial Engines Advisors L.L.C., Sagepoint Financial, Inc., and Advisor Group in Arizona. Outside of financial advising, Harris is a part owner of Robinson Airport Shuttle, a transportation business in Gary, Indiana. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standardized asset allocation models and Schwab research tools to deliver tailored investment recommendations while leaving final trading decisions to clients.

Jared Weiss is a CFP® with 25 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory and Charles Schwab, having previously worked at The Vanguard Group, Pioneer Winter Wonderland, Desert Dogs Baseball, and The Prudential Insurance Company of America. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Thomas Ellis is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. His prior work includes roles at Transamerica Financial Advisors, World Financial Group, and several technology companies such as Uber, Lyft, and Postmates. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice programs and investment education, relying on Morningstar Investment Management for portfolio construction and oversight.